Abrigo

NOVEMBER 22, 2021

Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Consumer lending compliance spotlight. Pandemic Issues.

Compliance 195

Compliance Lending Risk Management Regulation 195

PYMNTS

DECEMBER 16, 2016

15) the launch of Consumer Credit Trends, a web-based tool to help consumers monitor developments in consumer lending and to ascertain potential future risks. In a press release, the CFPB said the beta version of the tool encompasses the mortgage, credit card, auto loan and student loan markets.

Tools 100

Tools Risk Management Cards Management 100

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.

Analysis 195

Analysis Industry Risk Management Lending 195

Abrigo

JUNE 8, 2017

To provide bank management and the board with an objective assessment of credit quality and ongoing portfolio management 3. To serve as a critical component of a comprehensive, enterprise-wide, risk management practice 4. The beginning of all risk in the portfolio is with loan origination.

Risk Management 150

Risk Management Management Policies Lending 150

Abrigo

AUGUST 2, 2023

3-pronged approach Identifying and quantifying CRE risks Most financial institutions have taken a three-pronged approach to identifying and quantifying risks associated with their CRE segments. Executives should be prepared to discuss credit risk stress testing outcomes and their impact on risk management decisions.

Report 195

Report Risk Management Lending Analysis 195

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Risk Management eBook Strategy 221

Abrigo

OCTOBER 17, 2023

More recently, the OCC identified change management as one of its supervision priorities for the year ahead. Why change management helps banks and credit unions: Enhanced adaptability : Financial institutions are subject to numerous regulatory changes, technological advancements, and market fluctuations.

Management 195

Management Lending Risk Management Strategy 195

Abrigo

NOVEMBER 8, 2019

Stress Testing | 7 minute read Key Takeaways Stress testing is an important component of sound risk management. Effective stress testing can benefit many different facets of lending, from risk management and strategic decision-making to capital adequacy and liquidity management.

Lending 150

Lending Risk Management Analysis Capital 150

Abrigo

JULY 1, 2015

A segmentation strategy, though, is a great place to start to nail down an effective and efficient process – not only will it serve a substantial purpose for the ALLL, but also as a larger risk management tool. To best understand that risk, bankers look at segments of the portfolio to monitor performance over time.

Risk Management 150

Risk Management Management Strategy Lending 150

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. They also give the lender tools to monitor and manage the situation.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

FEBRUARY 16, 2024

Credit administration staff are responsible for managing the entire credit process, including the approval of credit to borrowers, assessment of the creditworthiness of potential customers, and credit review of existing borrowers. It's about ensuring that every aspect of your lending operation is optimized for efficiency and effectiveness.

Training 195

Training Risk Management Analysis Policies 195

Abrigo

SEPTEMBER 28, 2022

Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Managing construction loans effectively.

Lending 195

Lending Software Risk Management Management 195

Abrigo

DECEMBER 22, 2023

The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool."

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

MAY 8, 2024

Yet 30% of financial services leaders ban the use of generative AI tools within their companies, according to a recent survey by American Banker publisher Arizent. Stay up to date with free resources on managing risk and driving growth. Even if a financial institution isn’t yet using the technology, it can learn from peers.

Examples 221

Examples Fraud Resources Risk Management 221

Abrigo

MAY 19, 2023

The complexity and scope of a loan review system will vary based on an institution’s size, type of operations, and management practices. Systems may include components that are independent of the lending function or may place some reliance on loan officers.

System 195

System Regulation How To Lending 195

PYMNTS

MARCH 12, 2020

But the latest initiatives reveal a growing interest in transforming internal processes, particularly among smaller banks looking to upgrade their core infrastructure and elevate small business lending operations. Equiniti Eyes APIs for Risk Management.

Lending 194

Lending Risk Management Fintech Community 194

Jack Henry

APRIL 29, 2024

Technology is making an impact on credit and risk management. Click to learn how credit risk tools can be sharpened to meet the demands of the work and make solid loan decisions.

Risk Management 88

Risk Management Meeting Tools Management 88

Abrigo

JANUARY 29, 2020

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. Leverage technology to mitigate risk and gain efficiency.

Lending 195

Lending How To FDIC Survey 195

Abrigo

SEPTEMBER 28, 2022

Construction loan administration is now a vital part of the construction lending process. Whether an institution's construction lending portfolio is big or small, managing the risk of your portfolio is critical to success. In addition, a digital tool benefits financial institutions by offering a seamless, updated process.

Lending 195

Lending Software Customer Experience Management 195

Abrigo

SEPTEMBER 29, 2022

Construction loan administration is now a vital part of the construction lending process. Whether an institution's construction lending portfolio is big or small, managing the risk of your portfolio is critical to success. In addition, a digital tool benefits financial institutions by offering a seamless, updated process.

Software 195

Software Management Lending Tools 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. Visualizing the institution’s lending footprint can lead to improved targeting of growth areas.

Report 195

Report Risk Management Capital Data 195

Abrigo

SEPTEMBER 29, 2022

Essential technology for modern lending and credit departments. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction loan management software can help keep a financial institution organized, streamlined, and prepared for anything, including audits. keep me informed.

Software 195

Software Lending Management Strategy 195

Bobsguide

MAY 18, 2022

CompatibL, a leading provider of risk management solutions and professional services for the financial industry, has been named the winner of the Best Risk Management Platform Award in the sixth annual FinTech Breakthrough Awards program for its innovative CompatibL Cloud Platform. About the FinTech Breakthrough Awards.

Fintech 147

Fintech Risk Management Analytics Software 147

South State Correspondent

APRIL 23, 2024

The three bodies lack stability, there are 18 variables, and our mathematical tools of algebra and calculus cease to be much use. Often, a bank that is growing faster than the economy will do so by taking on riskier customers or will create risk faster than the risk management process can manage.

Risk Management 195

Risk Management Strategy Management Customer Experience 195

PYMNTS

FEBRUARY 29, 2016

Moody’s is moving a bit closer to the world of small business lending. The investment by Moody’s will reportedly help Finagraph develop its data analytics technology and help propel adoption of its tools among SMEs and lenders, the companies said. 25) that it reached a deal to acquire a share of Finagraph.

Lending 100

Lending Risk Management Analytics Analysis 100

Abrigo

MAY 18, 2023

Takeaway 3 Use these tools to consider how much their resources can support while meeting regulatory expectations. The guidance expects the credit risk review function to consider industry standards consistent with the institution’s size, complexity, loan types, risk profile, and risk management practices.

Lending 195

Lending Training Guidelines Policies 195

Abrigo

OCTOBER 18, 2022

Construction draw software is a construction loan management tool that helps lenders and contractors to automate their manual tasks. It can be used to manage the procurement process, plan and track the project, generate reports, and much more. Stay up to date on credit risk. Construction Lending. CRE Lending.

Software 195

Software How To Lending Management 195

Abrigo

OCTOBER 5, 2022

Takeaway 1 Standardizing the construction loan administration process is a key step in having a consistently successful lending process and minimizing risk. Takeaway 2 Having customizable and on-demand reporting capabilities is key to establishing the appropriate level of management oversight for your construction lending efforts.

Lending 195

Lending Software Management Data 195

Abrigo

APRIL 12, 2021

What an LOS Is, and How It Benefits CFIs A loan origination system automates and manages the lending process to address common challenges. Takeaway 1 The lending landscape is increasingly competitive and the process is frustrating. A loan origination system automates, manages. Here's what a loan origination system is.

System 338

System Lending Software Analysis 338

Abrigo

NOVEMBER 2, 2022

But not all technology is made equal, especially when it comes to lending software. Matt Johnner, BankLabs President and board member of Encore Bank, recommends that financial institutions look for a tool with online access for multiple stakeholders, including a portal for submitting inspection material and draw requests. Learn More.

Software 195

Software Lending Training Mobile 195

FICO

OCTOBER 21, 2021

We suggest focusing on data that has the ability to show trends or change and that can be operationalised as early warning indicators or to aid decisions through overlays to existing models and/or strategies – temporary measures that demonstrate sound risk management practices.

Risk Management 52

Risk Management Management Analysis Strategy 52

PYMNTS

JUNE 4, 2019

Biz2Credit, the online lending platform that helps banks and other financial institutions manage small and medium-sized business (SMB) lending processes, announced Tuesday (June 4) that it raised $52 million in venture funding. In a press release , Biz2Credit said the Series B funding round was led by WestBridge Capital.

Lending 122

Lending Risk Management Analytics Leadership 122

South State Correspondent

MAY 3, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

Abrigo

APRIL 7, 2023

The good news is we have helped many clients develop a strong and ultimately successful business case for loan review software.

Software 195

Software Lending System Risk Management 195

Abrigo

OCTOBER 5, 2017

Ancin Cooley, CIA, CISA, of Synergy Bank and Credit Union Consulting , recently presented at the 2017 Sageworks Risk Management Summit on the Perspectives of Lending Dysfunction: Loan Officers, Credit Analysts and Loan Reviewers. Share in that excitement, and loan officers will recognize and reciprocate.

Lending 150

Lending Policies Examples Risk Management 150