The Financial Brand

DECEMBER 6, 2023

This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand. Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.

Regional 35

Regional Branding Lending Banking Trends 35

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms.

Lending 134

Lending Fintech Guidelines Meeting 134

FICO

MARCH 22, 2022

The pandemic impacted the financial situation of SME’s in various ways, including the need to suddenly adopt digital banking channels, arrange repayment deferrals and of course an increased need for lending; a need which is increasingly being targeted by new lenders offering a simplified digital lending process.

Lending 52

Lending System Regional Survey 52

The Financial Brand

MAY 6, 2024

This article How PNC, Citizens, & Other Regionals Are Prepping for the Future Beyond CRE appeared first on The Financial Brand. In recent analyst conversations, the regional leaders shared the best ideas from their long-term playbooks.

Regional 31

Regional Branding Banking Trends Groups 31

The Financial Brand

JANUARY 23, 2024

This article Charge-offs and Bigger Reserves: Inside the CRE Crisis at the Regional Banks appeared first on The Financial Brand. Regional banks with heavier exposure to office CRE take pains to show they're on it, while others emphasize their lack of exposure.

Regional 36

Regional Branding Banking Trends Groups 36

PYMNTS

JULY 31, 2019

Andy Rowe is Enterprise Customer Excellence executive, and Elli Dai has been hired as Small Business and Personal Lending Group executive. In his new role, Kowach is responsible for Regional Banking, Distribution Strategies, Customer and Branch Experience, and Regional Services.

Community Bank 147

Community Bank Lending Regional Strategy 147

PYMNTS

SEPTEMBER 24, 2020

According to Shah, representatives from one community bank actually flew out to visit his brother in-person and develop a banking strategy for Kiva. As such, a regionally focused financial institution could be best-positioned to address those fluctuating market needs. The reality is, anyone can give out capital," Shah continued. "It

Community 193

Community Community Bank Regional Lending 193

PYMNTS

JULY 1, 2016

Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. B2B startup D3 Banking provides financial institutions and non-banks with technology to strengthen their digital banking strategies for their own individual and corporate customers. Alternative Lending.

Lending 101

Lending Analytics Capital Industry 101

The Financial Brand

JANUARY 22, 2024

This article The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024 appeared first on The Financial Brand. Do regionals have to consolidate to thrive? One leader says yes, but others see alternative strategies.

Regional 18

Regional Branding Strategy Banking Trends 18

The Financial Brand

OCTOBER 27, 2020

The big regional bank copes with the mounting competition by investing in its digital lending channel and redefining its branch network. The post KeyBank Fighting Megabanks & Big Techs With a ‘Digital-Plus’ Strategy appeared first on The Financial Brand.

Strategy 33

Strategy Regional Lending Branding 33

American Banker

JUNE 30, 2016

The $126 billion-asset holding company for Regions Bank said Jeremy King, who had been support manager for private wealth, is now executive vice president of wealth management strategy and effectiveness for Regions Wealth Management.

Regional 51

Regional Management Strategy Company 51

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 182

Fintech Lending Software Compliance 182

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

JULY 7, 2020

For more community banks, the latter strategy can fast-track digitization initiatives. This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings.

Community Bank 242

Community Bank Community Fintech Regional 242

American Banker

DECEMBER 6, 2023

The Ohio-based regional bank has laid out an ambitious expansion blueprint, including new health care asset-based lending, a Native American financial services unit and a push into commercial banking in North Carolina and South Carolina.

South Carolina 36

South Carolina North Carolina Ohio Regional 36

Gonzobanker

FEBRUARY 8, 2022

Bankers can sense a new world emerging that’s going to take a reset on strategy to stay in the shareholder value game. Think about the wild ride that Silvergate Bank has taken with its crypto strategy. The grassroots of community and regional banking will no longer be vanilla operations geographically focused.

Fintech 165

Fintech Customer Experience Conference Technology 165

Gonzobanker

APRIL 14, 2021

Financial institutions should make data analytics a key component of their revenue growth strategies. In 2020, almost all financial institutions saw record growth in Small Business Administration lending with the Paycheck Protection Program, mortgage origination and home equity loans, and deposits. Make more auto loans.

Analytics 154

Analytics Cards Lending Strategy 154

PYMNTS

APRIL 30, 2019

Among those points lies a “whole of government strategy” that will see support across a variety of governmental departments. The government said the group will be tasked with exploring, amid other possibilities, a “virtual digital bridge from the ‘Silicon Docks in Dublin to IFS companies in Dublin, and in other regions.’”.

Fintech 189

Fintech Regional Operations California 189

PYMNTS

NOVEMBER 24, 2020

Bank is shifting away from screen scraping in favor of direct data connectivity, but it's not the only financial institution (FI) embracing the data strategy. app-first bank Atom is also collaborating with the company to enhance its own small business lending workflows. Bank Nixes Screen Scraping With Akoya.

Data 151

Data Capital Lending Fintech 151

The Financial Brand

MARCH 12, 2019

Union Bank's PurePoint brand combines full digital functionality with small 'digital-infused' branches to fuel deposits for lending. The post Regional Bank Meets the Future With Hybrid Digital Brand appeared first on The Financial Brand.

Regional 29

Regional Meeting Branding Lending 29

PYMNTS

APRIL 10, 2019

In Nigeria, lending app Carbon is completing its transition to a full-scale bank, albeit a digital-only option. Similar to Ant Financial and Xiaomi, Carbon will build on its preexisting customer base to successfully stand against legacy FIs in the region. For more on Chase’s mobile banking strategy, visit the Tracker’s feature story.

Mobile 185

Mobile Digital Banking social media Strategy 185

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

PYMNTS

AUGUST 17, 2020

Twenty-eight percent of PREIT’s portfolio consists of local and regional tenants. Smaller businesses often don’t have robust digital marketing budgets, and therefore aren’t able to let consumers know they are continuing digital operations,” noted Heather Crowell , executive vice president of strategy and communications at PREIT.

Philadelphia 164

Philadelphia Regional United States Community 164

PYMNTS

SEPTEMBER 24, 2018

banks may be shuttering branches in an effort to cut costs, but JPMorgan Chase is employing a different strategy, aiming to open up more physical storefronts. bank based on deposits and branches, reported CNBC, although there are areas and regions where the bank isn’t dominant. in an effort to strengthen its retail business.

Philadelphia 133

Philadelphia Trends Delaware New Jersey 133

PYMNTS

NOVEMBER 13, 2018

To that end, news came earlier this week in the United States that a dozen community and regional banks have formed a group aimed at exploring the opportunities amid FinTech offerings. This time around, Sweetbridge is using blockchain in a lending context. Here In The States.

Community Bank 183

Community Bank Community Fintech Arizona 183

South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. We also shared a table that summarized the two strategies. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans.

How To 195

How To Community Bank Community FDIC 195

The Paypers

SEPTEMBER 9, 2020

Yabx , a fintech venture in digital lending, has announced its foray into Mexico as part of its expansion strategy in the Latin America region.

Marketing 28

Marketing Regional America Lending 28

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. I may use the bank for my checking and deposit bank or have previous lending experience with them. Implement a Risk Based Pricing strategy.

Lending 40

Lending Marketing Community Bank Online 40

PopularBank

APRIL 3, 2024

Rehabbing and modernizing properties to make them more relevant and appealing while keeping them cost-effective is a realistic strategy to help close the middle-income gap. Take advantage of attractive distressed assets that can help owners and operators expand their portfolio, expand their footprint or become a regional leader.

Community 52

Community Operations Arizona United States 52

Gonzobanker

DECEMBER 17, 2021

We know the customer buying and use of financial services is being fundamentally changed by fintech, but our long-term strategies to invest/partner/buy/compete are very much works in progress. From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks.

Fintech 142

Fintech Strategy Leadership Lending 142

American Banker

MARCH 10, 2021

Andrew Harmening, who oversaw Huntington's digital strategy, will succeed the retiring Philip Flynn as president and CEO of the Wisconsin regional bank in April.

Wisconsin 48

Wisconsin Digital Strategies Regional Strategy 48

PYMNTS

NOVEMBER 17, 2019

The new group will provide a full suite of lending and banking products for growing technology companies at every development stage, including asset-based solutions, recurring revenue-based revolving lines of credit, treasury management, foreign exchange and more. Roberts has nearly 20 years of banking experience.

Groups 116

Groups Innovation Capital Leadership 116

The Financial Brand

APRIL 18, 2023

The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks. This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand.

Community Bank 32

Community Bank Regional Lending Branding 32

South State Correspondent

SEPTEMBER 20, 2023

Here, a tool like IBIS World comes in handy for setting bank strategy as you can look up any of the below industries to see their geographical dispersion. National and regional banks control 70% of the cash management market, yet most cash management customers choose their bank because of service.

Management 195

Management Survey Industry Community Bank 195

FICO

SEPTEMBER 28, 2020

Jason is responsible for consumer, commercial and small business fraud detection and strategies, fraud prevention, fraud claims investigation, billing disputes and recovery operations. You’ll get a real-word perspective from: Jason Castillo, Executive Vice President, Head of Fraud and Claims, Citizens Financial Group. Join me at CBA Live.

Customer Experience 59

Customer Experience Fraud Strategy Compliance 59

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. The results are a bit more varied across the Asia-Pacific region, however, which influences how these FIs invest in innovation.

Regulation 156

Regulation Innovation Fintech Marketing 156