Perficient

AUGUST 14, 2020

Evolving Regulations – Each state has their own guidelines for managing this health crisis. So how will you refer and retain the associated revenue? By leveraging thought leadership and framing decisions as Commitments, we can help you explore organizational strategic alignment first.

System 519

System Analytics Strategy Guidelines 519

CFPB Monitor

DECEMBER 9, 2021

The CFPB has issued a final rule amending Regulation Z to address the discontinuation of the London Inter-Bank Offered Rate (LIBOR) that is currently used by many creditors as the index for calculating the interest rate on credit cards and other variable-rate consumer credit products. Change in index. Dollar LIBOR indices. (The

Regulation 78

Regulation Cards Compliance Groups 78

Independent Banker

AUGUST 31, 2022

Our senior leadership team took that to heart, and it stuck with us, creating an environment in which compliance plays a significant role in everything from our strategic direction to our daily operations. Regulations are there to require what we do every day as community bankers: protect our customers. My top three.

Compliance 177

Compliance Community Leadership Industry 177

PYMNTS

FEBRUARY 11, 2019

As the payments landscape evolves and becomes ever more digital in scope, and as FinTech firms make inroads into traditional financial services, regulators are looking at FinTech credit — and how it might be defined and shaped. There seem to be no easy answers on just how to regulate the space.

Fintech 195

Fintech Lending Regulation Survey 195

Abrigo

APRIL 25, 2023

It would be best to reference the original SAR in the narrative that previous SARs were filed. Ask your board or executive leadership to consider the following: What is their tolerance for certain types of risk? If 120 days have lapsed from the last SAR filing, a new, initial SAR should be filed instead.

Strategy 195

Strategy Training Leadership Fraud 195

Abrigo

DECEMBER 10, 2021

This update clarifies that banking regulators and FinCEN understand that no specific customer type automatically falls into a higher risk category. The operations, activities, leadership, and affiliations of the customer play a factor in specific risks, particularly with foreign activity in and with areas of concern. Watch Webinar.

Training 195

Training Regulation Policies ATM 195

CFPB Monitor

MARCH 16, 2021

Under the leadership of Acting CFPB Director Dave Uejio, the Bureau issued an interpretive rule on March 9, 2021 clarifying that the prohibition against sex discrimination under the Equal Credit Opportunity Act (“ECOA”) and Regulation B includes sexual orientation and gender identity discrimination.

Regulation 78

Regulation District of Columbia Georgia Policies 78

CFPB Monitor

JANUARY 28, 2021

With Director Kraninger having submitted her resignation to President Biden last week, the report represents the CFPB’s fifth and final semi-annual report under Director Kraninger’s leadership. During the period covered by the report, the Bureau filed one fair lending public enforcement action and referred three ECOA matters to the DOJ.

Report 78

Report Leadership Lending Regulation 78

Abrigo

MARCH 4, 2022

Takeaway 2 FinCEN has issued numerous advisories about cybercrimes, which financial institutions should understand and reference. FinCEN has issued numerous advisories about cybercrimes in the past several years which financial institutions should understand and reference as they look for cybersecurity advice for banks and credit unions.

Exercises 195

Exercises Leadership Fraud Resources 195

Abrigo

AUGUST 27, 2021

CBS News recently published several videos offering education on cybercrimes and refer to this recent activity as a “surge” in cyber criminal behavior. BSA Rules and Regulation. BSA Rules and Regulation. BSA Rules and Regulation. Many scams are pandemic-based , p osing as government aid or healthcare agencies.

Fraud 195

Fraud Training Regulation Video 195

Abrigo

DECEMBER 8, 2021

Specific topics for your BSA board training may include the following: Give a brief history of BSA/AML The key point to make regarding the history of BSA/AML is to understand is understanding laws and regulations. A reference guide with these acronyms and what they represent can be helpful during training.

Training 195

Training Resources Video Compliance 195

CFPB Monitor

JULY 27, 2020

During the period covered by the report, the Bureau filed one fair lending public enforcement action and referred four ECOA matters to the DOJ. The CFPB has issued its Spring 2020 Semi-Annual Report to Congress covering the period September 30, 2019 through March 31, 2020.

Report 78

Report Lending Leadership National 78

PYMNTS

APRIL 11, 2018

Awaiting consideration by the House of Representatives is banking regulation — or rather, deregulation. Now the House is, at some point, poised to take up its own consideration of that regulation. Kimner stated the recent efforts to examine regulation may set the stage for other deregulatory efforts. “It Internationally.

Regulation 108

Regulation Capital Leadership Maine 108

CFPB Monitor

DECEMBER 13, 2018

Since Mick Mulvaney did not become Acting Director until the end of November 2017, the fair lending activities described in the report largely took place under former Director Cordray’s leadership.

Lending 92

Lending Report Regulation Leadership 92

CFPB Monitor

JUNE 28, 2021

As previously reported , the CFPB delayed the mandatory compliance date of the new general qualified mortgage (QM) rule under Regulation Z, which became effective on March 1, 2021, until October 1, 2022. The issue now is whether the FHFA under new leadership will reach a different agreement with the U.S.

Compliance 78

Compliance Leadership Regulation Report 78

Independent Banker

NOVEMBER 30, 2022

When a community bank’s employees refer to it as “a second family,” it speaks volumes, and that’s exactly what we heard from the team at Bank of Montana in Missoula, Mont. Tom is the majority shareholder of our holding company,” she adds, “but he never refers to us as his employees. He always refers to us as his coworkers.

Community Bank 169

Community Bank Community Montana Leadership 169

CFPB Monitor

OCTOBER 2, 2019

It also announced the creation of the American Financial Innovation Network (AFIN), a network of federal and state regulators to facilitate innovation, and issued its first NAL under the final revised policy. Both Alan and James praised the Bureau’s efforts under its new leadership, with Alan referring to them as “refreshing.”).

Policies 60

Policies Innovation South Carolina Indiana 60

Gonzobanker

FEBRUARY 1, 2024

Concerns about successors to today’s executive leadership teams dominated many presentations. For the bankers we talked with, acknowledging challenges—think NIM, credit, regulation, election uncertainty, unemployment and CRE—while portraying resilience created quite a few compelling narratives throughout the event. Five Hundred? (Oh

Conference 88

Conference FDIC Arizona Industry 88

CFPB Monitor

MAY 31, 2022

Combined, these speeches leave no doubt that regulators are exceedingly focused on digital assets and cryptocurrencies, and in particular are increasingly focused on consumer protection concerns, beyond the usual illicit finance and terrorist financing concerns. Responsible Innovation “.

cryptocurrency 146

cryptocurrency Innovation DC National 146

Abrigo

DECEMBER 30, 2019

It is critical for leadership and the Board of Directors to be engaged in all areas of the institution, including compliance with the BSA. Their commitment should be visible within the organization, and if it is not, regulators will take notice. This is a must-have risk management concept. Ensure There Are Adequate Resources.

Training 195

Training Compliance Leadership Fraud 195

CFPB Monitor

MARCH 6, 2019

The letters reference the D&I standards issued in June 2015 by the CFPB’s OMWI and the OMWIs of the other federal financial regulatory agencies to implement Section 342 of the Dodd-Frank Act.

Policies 68

Policies Regulation Leadership Training 68

CFPB Monitor

DECEMBER 13, 2021

Accordingly, the majority of examinations discussed in the report would have taken place under the leadership of former Acting Director Uejio. Financial institutions were found to have violated Regulation E error resolution provisions in connection with the provision of person-to-person digital payment network services. Fair lending.

Lending 78

Lending Cards Regulation Payments 78

CFPB Monitor

DECEMBER 5, 2018

The project solicits borrowers to join in lobbying the state of California to establish loan servicing standards, ban abusive practices, and create a state Student Loan Borrower Advocate to respond to consumer complaints, recommend legal reforms, and refer violators to law enforcement.

Groups 79

Groups California Leadership Resources 79

PYMNTS

APRIL 29, 2019

The doors he referred to are the symbolic openings through which data can leak and be exposed. With more data connections in place, it can be harder for leadership to identify that a problem even exists. Shadow IT is a prime example of this point of friction, noted McDonough. ” Taking Action.

How To 185

How To Data System Software 185

Cisco

OCTOBER 4, 2022

This blog is intended to provide a summary to cover a few aspects of this booklet, while providing reference for additional information. Its audience is technology executives and leaders who do not need to be regulatory experts, but who are affected by the regulations, and should have a better awareness. In Summary. File exchange.

Operations 118

Operations Software Risk Management Management 118

PYMNTS

MARCH 10, 2020

Scharf noted the recent changes to leadership, with the creation of the new chief operating officer role , where 75 percent of the operating committee being put into place is new to the firm, having joined since the beginning of 2018. He said in his testimony that the business model had been flawed. Organizational Changes.

North Carolina 130

North Carolina Kentucky Compliance Capital 130

PYMNTS

JANUARY 3, 2017

A heated battle over its funding structure and leadership structure probably would not have come up. Cordray, a former Ohio attorney general, has been referred to as “squeaky clean” by fans, who characterize this recent search for cause as something of a witchhunt. But then, the world in Sept. 2016 and what it was anticipating for Jan.

Leadership 103

Leadership Ohio United States Washington 103

CFPB Monitor

JULY 18, 2019

As did the 2016 advisory, the update references the guidance issued in 2013 by the CFPB and seven other financial regulators to clarify that financial institutions are generally able to report suspected EFE to the appropriate authorities without violating federal privacy laws.

Ohio 60

Ohio Report Leadership Training 60

Abrigo

OCTOBER 20, 2016

As the leadership at banks and credit unions craft their plans for growth, there are several key metrics they should consider, such as optimizing their lending funnel , developing the right marketing strategy , and ensuring that they are taking advantage of unique opportunities with a robust credit analysis processes.

Software 150

Software Lending Community Bank Taxes 150

Independent Banker

JUNE 30, 2022

The latter part of this equation, inclusion, refers to the goal of every single employee feeling able to bring their whole self to work—to feel valued and accepted just as they are. We had plenty of women in leadership roles; we had a couple of women on our board. By Roshan McArthur. Quick Stat. Misti Stanton, DEI officer at $5.2

Community Bank 91

Community Bank Community Leadership Millennials 91

PYMNTS

OCTOBER 17, 2016

What’s next” is likely to be what strategists in sports and politics refer to as a “long game,” filled with twists and turns as the agency, and its many detractors, square off on the question of whether the CFPB should exist in the first place, and the top court of the land may be the ultimate arbiter.

New Jersey 100

New Jersey United States Leadership Regulation 100

CFPB Monitor

JULY 6, 2020

It represents the CFPB’s third rulemaking agenda under Director Kraninger’s leadership. The CFPB recently proposed amendments to Regulation Z pursuant to this directive. Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z). Amendments to Regulation Z to Facilitate Transition from LIBOR.

Regulation 78

Regulation Policies FDIC Lending 78

CFPB Monitor

OCTOBER 17, 2018

It represents the CFPB’s second rulemaking agenda under the Trump Administration and Acting Director Mick Mulvaney’s leadership. The preamble references the CFPB’s May 2018 statement that was issued following such Congressional disapproval in which the CFPB announced that it was reexamining the ECOA requirements. HMDA/Regulation C.

Regulation 68

Regulation Compliance Lending Cards 68

CFPB Monitor

MARCH 8, 2019

The overall theme of Democratic members was praise for the CFPB’s activities under Director Cordray’s leadership and the need for Director Kraninger to undo the actions taken by Mick Mulvaney during his tenure as CFPB Acting Director. Despite expressions of outrage from Democratic members, Ms.

Policies 68

Policies Lending Compliance National 68

Banking 2020

DECEMBER 16, 2014

The banking industry needs to evolve, and at the heart of that evolution is fresh leadership to shake up the mold. As the industry begins its revolution to rebuild and reassemble itself, it also needs to take a new look at leadership. Advancing Banking Talent and Leadership. Look back 25 years.

Leadership 52

Leadership Regional America Industry 52

Gonzobanker

DECEMBER 17, 2021

After leading a great and vibrant organization at Andrews Federal Credit Union, Jim and his family have taken on a new adventure, and the Gonzo team is confident Jim’s ambition and transparent leadership style will be welcome in Raleigh, N.C. Lifetime Leadership Achievement Awards. Congrats on a brave move and national recognition Jim!

Fintech 143

Fintech Strategy Leadership Lending 143

CFPB Monitor

SEPTEMBER 13, 2018

In the Bureau’s proposal, the TDP Policy is referred to as “the Bureau’s Disclosure Sandbox.”. The same is true with respect to other Federal and State regulators even if they have enforcement authority or supervisory authority as to the enumerated laws for which the Bureau has rulemaking authority. Coordination with other regulators.

Policies 60

Policies Arizona Regulation Innovation 60