Bank Innovation

APRIL 8, 2016

Regions Bank teamed up with online marketplace lender Avant Inc. Beginning in the second half of 2016, customers can apply for an unsecured loan on the Regions Bank website through the Avant platform, which will carry Read More.

Regional 150

Regional Online Company Lending 150

PYMNTS

OCTOBER 22, 2018

Tala, the consumer lending app in emerging markets, announced Monday (Oct. In a press release , Tala said the undisclosed investment from PayPal will help the company bring visibility and access to underserved regions in emerging markets across the world. 22) a strategic investment from PayPal.

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Lending Company Marketing Regional 193

Bank Innovation

JULY 20, 2016

Regions Financial Corp. The Regions-Avant partnership was announced last April. is using its upcoming Avant deployment as an opportunity to “refresh” its digital offerings. “[W]e’re in the process even Read More.

Regional 150

Regional Online Company Lending 150

PYMNTS

SEPTEMBER 25, 2017

Australia is now the Asia Pacific region’s second-largest alternative finance market, largely due to a favorable regulatory climate, according to new KPMG analysis. The Australian market is quickly becoming a hotbed of alternative lending , and new analysis from KPMG suggests it has risen up in the ranks.

Lending 100

Lending Regional Analysis Survey 100

PYMNTS

NOVEMBER 17, 2019

Sterling Bancorp announced that it has launched its new Innovation Finance Group , and has tapped veteran technology bankers John Hoesley and Josh Roberts to lead it. Before joining Sterling, Hoesley was at CIBC Bank USA with Josh Roberts, where the two established the Innovation Banking group in 2014.

Groups 116

Groups Innovation Capital Leadership 116

PYMNTS

DECEMBER 11, 2019

When it comes to lending — to say nothing of the wider world of payments — innovation and disruption have been on the rise in recent years thanks to digital and mobile technology, along with online marketplace models. So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets. Despite lending £6.7

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. According to the results, banks argue that innovation, not just regulation, is behind the wheel of progress. Optimism Up.

Regulation 156

Regulation Innovation Fintech Marketing 156

ABA Community Banking

JANUARY 8, 2020

As banking becomes ever more technology-driven, many banks are shifting from a mindset that puts big tech projects off to one side to one that embraces ongoing innovation, development and deployment. Regions Bank exemplifies the latter mindset.

Regional 52

Regional Innovation Technology Customer Experience 52

Bank Innovation

OCTOBER 4, 2017

The European Central Bank is planning to ask banks within the euro zone to up the amount of cash on hand to cover non-performing loans, a move meant to help bolster lending in the region. The proposal, which was released for public consideration yesterday, would give banks two years beginning on January 1st, 2018, to […].

Regional 225

Regional Lending Regulation Fintech 225

PYMNTS

AUGUST 12, 2016

That’s the opinion of the Competition and Markets Authority (CMA), which earlier this week said technology would be one of the underpinnings of getting lending to increase to SMEs, a group that would naturally benefit from improved access to capital. In the U.K.,

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Lending Comparison Industry Innovation 100

PYMNTS

MARCH 31, 2020

With the investment, MatchMove, which is also based in Singapore, will be able to extend its “banking-as-a-service” wallet capability to Shopmatic’s ecosystem spanning over 435,000 eCommerce small and medium-sized businesses (SMBs) and individual entrepreneurs across the region.

Fintech 168

Fintech Regional Security Lending 168

PYMNTS

MARCH 20, 2020

We see big data and other emerging technologies as a huge opportunity to offer innovative solutions that make financing easier for our customers,” HSBC’s Jeanny Ip, head of global trade and receivables finance in Macau and Hong Kong, told the Post. The paper said that HSBC hasn’t ever used third-party data to approve trade financing.

Big Data 203

Big Data Lending Regional Operations 203

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

Fintech 46

Fintech Innovation Lending Regional 46

PYMNTS

JANUARY 7, 2020

Financing is also part of the new wave of innovation in this area. The company has teamed up with Regions Bank to provide the possibility of virtual loans to consumers in Texas, the South and the Midwest. The ways people search for and purchase a vehicle continue to change,” said Tom Lazenby, auto lending manager for Regions Bank.

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Trends Retail Fort Worth Regional 134

Abrigo

DECEMBER 26, 2014

Utilizing the Bank Information platform, Sageworks recently released a ranking of the top mortgage lending credit unions in the U.S. by geographic region , identifying the top 10 credit unions by mortgage loan volume for the Northeast, South, Midwest and South. Bruemmer, executive vice president for Landmark Credit Union.

Regional 188

Regional Milwaukee Lending Washington 188

PYMNTS

JULY 7, 2020

This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings. For more community banks, the latter strategy can fast-track digitization initiatives.

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Community Bank Community Fintech Regional 242

American Banker

JUNE 22, 2016

Frustrated by low yields on commercial and real estate loans, banks are finding innovative ways to beef up their consumer loan books. They are creating new business lines, teaming with established retailers, even partnering with alternative lenders in an effort to diversify and generate new streams of revenue.

Regional 43

Regional Lending Innovation Retail 43

Bank Innovation

MARCH 30, 2018

EXCLUSIVE—Consumers are impatient, and growing less and less inclined to fill out the long forms necessary to apply for a loan, mortgage, or other financial service. This is why banks need to use their treasure troves of data to make sure they don’t need to, Andy Hernandez, executive vice president and head of digital banking […].

Regional 186

Regional Digital Banking Data Online 186

PYMNTS

AUGUST 22, 2019

The funding is one of four £10m Pool C grants from the Capability and Innovation Fund (CIF), which is awarded by BCR to help businesses improve lending or payment services to SMEs across the U.K. The grant will enable iwoca to open a regional office with at least 50 staff members outside of London.

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Lending Regional US Industry 101

PYMNTS

OCTOBER 6, 2017

Alternative lending players, she wrote, don’t have enough time to diversify their portfolios, creating a significant danger to some firms in the event of a financial downturn. Between market consolidation and partnerships with traditional banks, alternative lending is certainly already an in-flux market. Alternative Lending.

Lending 152

Lending Capital Marketing Report 152

PYMNTS

APRIL 21, 2020

The rise of open banking (and account aggregation) has shaped the conventional wisdom that banking will pivot toward innovation and service-oriented offerings. To get there, said Verdon, firms need a streamlined way to conceptualize, innovate, test and create new banking products. in sight, too.

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Branding Innovation Regional Fintech 232

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

South State Correspondent

JANUARY 4, 2023

Mostly, this means getting innovative with deposit and payment products. Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

FEBRUARY 19, 2019

As reported, iwoca , a small business lender focused on online lending (with loans up to 250,000 pounds) said it raised 150 million pounds in debt and equity financing (where the division was 20 million pounds of equity financing and with the remainder as debt), as per reports Monday (Feb. In news that came from across the Pond, two U.K.-based

Fintech 187

Fintech Lending Capital Regional 187

PYMNTS

JANUARY 7, 2020

.” The Monetary Authority of Singapore determined last year that it would issue up to five virtual banking licenses to enhance competition and innovation. Research companies predict for the digital lending market in Southeast Asia to more than quadruple to $110 billion in the next five years.

Digital Banking 131

Digital Banking Capital Leadership Fintech 131

PYMNTS

AUGUST 16, 2019

Small business finserv was a popular target this week, with startups securing funding for their SMB banking, lending and accounting tools. Kobo360 operates a freight technology platform, connecting truckers with businesses that need shipping services across the region. Below, PYMNTS breaks down the latest in B2B FinTech funding.

Fintech 179

Fintech Analytics Capital Lending 179

PYMNTS

MARCH 19, 2019

While the industry has expanded quickly to a large and complex scale over the years, regulatory directions keep changing and different regions have different rules.”. However, though the company expanded quickly in 2017 and 2018, Beijing’s crackdown on certain lending practices forced Dianrong to decline in the second half of 2018.

Regulation 138

Regulation Regional Lending Compliance 138

PYMNTS

SEPTEMBER 13, 2017

In Europe, for instance, the region is preparing for the rollout of a new directive which could challenge how medical providers process invoices. APIs invite innovative changes to banking. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending.

Strategy 190

Strategy Report Lending Fintech 190

Jeff For Banks

FEBRUARY 2, 2013

So why do FIs opt for the sideline in participating more fully in innovation? Better to innovate and go out swinging, than to remain mired in the past and go out with a whimper. But innovation need not start in northern California. or outright balance sheet lending so long as you put a wall around the risk.

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Innovation Marketing Capital California 93

PYMNTS

NOVEMBER 22, 2019

The funding round is significant because its one of SoftBank’s bigger investments with its Innovation Fund, which is targeted specifically to Latin American companies. The fund has also invested in delivery company Rappi, lending outfit Creditas and tech company QuintoAndar. VTEX offers both, filling a gap in the market.

Software 108

Software America Regional Tools 108

PYMNTS

JULY 31, 2017

That’s bad news for some of the largest FIs, despite a recent uptick in small business lending activity. Between top 50 global banks, regional banks and community banks, the top banks have the lowest satisfaction rating of 87 percent (compared with 90 percent for community banks and 93 percent for regional banks).

Survey 112

Survey Community Bank Community Regional 112

PYMNTS

OCTOBER 14, 2020

The four intended to start a new marketplace software product for the Latin America region. And the company plans to offer a wide diversity of financial services, with new lending services based on revenue added to the payment processing it already offers, according to reports.

America 215

America Regional Lending Online 215

Gonzobanker

NOVEMBER 2, 2023

Trying to manage this fast-paced environment with annual plans, static operating budgets and gatekeeping project management offices is proving too slow and clunky for an industry that has innovators delivering new apps at 10x the pace of traditional banks. Once they run buzzwords and innovations through management’s “B.S.

Leadership 154

Leadership Industry Management Resources 154

PYMNTS

JUNE 7, 2019

The company will reportedly use the capital to expand across Europe, though reports noted the potential for growth in Asia and Latin America, considering Tencent’s current investment portfolio in the regions. Existing backers Gradient Ventures, Randstad Innovation Fund, Bain Capital Ventures and Cervin Ventures also participated.

Data 139

Data Capital Analytics Lending 139

PYMNTS

MARCH 10, 2020

In a recent conversation with PYMNTS, Raghav Mathur, head of data science and analytics at Singapore-based Grab Financial Group , discussed the opportunities in data technology that can address the region’s most pressing SMB lending needs. Improving The SMB Lending Experience. Asymmetric Information Exchange.

Data 193

Data Lending Capital social media 193

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 165

Fintech Customer Experience Conference Technology 165

PYMNTS

MARCH 11, 2019

With a permissioned blockchain network , services can be shared between credit unions, which could improve identification authentication and compliance surrounding regulations, know your customer, lending and payments. Under the plan, credit union members would be able to access the CULedger via a digital credential dubbed MyCUID.

blockchain 160

blockchain Regulation Community Bank Regional 160