Independent Banker

JANUARY 31, 2023

embraces a combination of the latest technology and traditional beliefs about finance and business growth. The technology it uses allows it to maximize efficiency while minimizing costs in its operations. We are changing the face of business banking in Arizona by combining cutting-edge fintech technology with true relationship banking.”

Community Bank 172

Community Bank Community Phoenix Arizona 172

Bank Innovation

MARCH 22, 2016

The new auto loan product will initially launch in California, and is expected to be live in Illinois and Georgia by early in the second quarter, with a national rollout expected by the third quarter, according to Avant. Online marketplace lender Avant Inc. will now offer direct-to-consumer auto refinance loans, the company announced today.

Illinois 150

Illinois Georgia California National 150

CFPB Monitor

FEBRUARY 12, 2019

Democratic Congressman Bill Foster, who represents the 11th District of Illinois, has sent a letter to Maxine Waters, Democratic Chairwoman of the House Financial Services Committee, to express his “strong interest in serving as the Chair of the Taskforce on Financial Technology and Innovation that will be convened in the coming weeks.”

Fintech 68

Fintech Illinois Community Financial Technology 68

CB Insights

NOVEMBER 6, 2019

Collectively, these startups have raised over $9.5B, with leading companies including lending startup Avant (Illinois, $655M in total disclosed equity funding), next-gen auto insurer Root Insurance (Ohio, $509M), restaurant finances management system Toast (Massachusetts, $503M), and small business lending startup Kabbage (Georgia, $490M).

United States 72

United States Fintech North Carolina Rhode Island 72

PYMNTS

AUGUST 8, 2019

The New York State Department of Financial Services (NYDFS) has announced it will lead a multi-state investigation into alleged violations of state regulations of the short term lending industry, specifically in the area of payroll advances. They see themselves as offering up an entirely different product from stem to stern.

Puerto Rico 134

Puerto Rico Regulation New York South Dakota 134

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

APRIL 30, 2022

Whether it’s products and services, technology strategies or employee benefits, independent community banks decide on their own terms what’s best for their business and their customers. Dempster says his bank does have the technology to handle mortgage transactions virtually, and some customers prefer that. A: Technology.

Community Bank 172

Community Bank Community Montana Taxes 172

CB Insights

OCTOBER 26, 2017

Unicorns on the map include SoFi in California, Oscar in New York, Avant in Illinois, Kabbage in Georgia, and AvidXchange in North Carolina. California-based lending unicorn SoFi is the most well funded fintech company with just over $2B raised since 2011. D3 Technology. Click on the image below to enlarge. Inked Brands. $

United States 78

United States Fintech North Carolina Rhode Island 78

CB Insights

MARCH 13, 2019

Nuro is followed by Illinois’ Avant ($655M) and Massachusetts’ Indigo Agriculture ($617M). IDx Technologies. The California-based startup is developing autonomous vehicles, with a focus on last-mile delivery. There are 7 unicorn startups on our map: agtech startup Indigo Agriculture ($3.5B Connecticut. Butterfly Network.

United States 78

United States Rhode Island Massachusetts Connecticut 78

PYMNTS

NOVEMBER 29, 2016

The Problem With PayDay Lending . There is neither a shortage of controversial topics in financial services or financial technology nor a shortage of subjects that tend to polarize people. Time to recognize the importance of lending for consumers and small businesses and for making the economy go ‘round and ‘round.

Lending 100

Lending Regulation Groups Innovation 100

Independent Banker

MAY 31, 2022

Jeff Wyatt, senior vice president and chief systems architect in Texas Bank and Trust Company’s technology division, adds: “From a cybersecurity perspective, supply chain attacks and ransomware represent the greatest emerging threats. William Atkinson is a writer in Illinois. ICBAfraudresources.

Community Bank 134

Community Bank Community Fraud Texas 134

Jeff For Banks

DECEMBER 29, 2021

(Nasdaq: TBK) Triumph Bancorp, and it's subsidiary TBK Bank, SSB were founded in Dallas, Texas in 1981 and provides commercial and consumer banking products focused on meeting client needs in Texas, Colorado, Kansas, New Mexico, Iowa and Illinois. and equipment lending and asset based lending through Triumph Commercial Finance.

Capital 78

Capital Texas Metro North Carolina 78

Independent Banker

AUGUST 31, 2021

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Independent Banker named it one of the most innovative community banks because of its technology-forward attitude. —Andrew Silsby, Kennebec Savings Bank. Location: Fort Lee, N.J. crossriver.com.

Community Bank 196

Community Bank Community National Fresno 196

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. William Atkinson is a writer in Illinois.

Community Bank 164

Community Bank Community Texas Leadership 164

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. Research and everyday observation show how consumers are increasingly using mobile technologies. It’s become a familiar story, usually with a new splash. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. Can the states make licensing – of the money movement kind – any easier?

Washington 101

Washington Regulation Conference Fintech 101

Independent Banker

SEPTEMBER 21, 2015

ICBA’s compliance certification programs—similar to the training provided by the Community Banker University’s other certification programs covering lending, information technology and bank security—provide up-to-date information about regulatory issues while teaching practical knowledge and skills. Information technology.

Compliance 70

Compliance Community Bank Community Training 70

Fintech Labs Insights

JUNE 6, 2016

HQ: Chicago, Illinois. Payments technology. Blockchain technology . Healthcare & insurance technology. Bridge Financial Technology. HQ: Chicago, Illinois. Tags: B2B2c, SMB, consumer, lending, auto loan, vehicle credit, underwriting, secured, captive financie, lead gen. Consumer alt-lender.

Company 12

Company Fintech San Francisco New York City 12

Independent Banker

DECEMBER 13, 2015

Debit and credit cards, direct deposits, paper checks, online and mobile bill payments and other technologies have changed the role of cash in our economy. For example, in addition to his role as cashier, Hansen says he handles management tasks ranging from marketing and lending to board reports, human resources, and strategic planning. “We

Community Bank 70

Community Bank Community Maine Mississippi 70

Fintech Labs Insights

FEBRUARY 15, 2016

HQ: Chicago, Illinois. HQ: Chicago, Illinois. Point of sale technology for food businesses. Tags: Consumer, SMB, loans, credit, lending, underwriting. HQ: Oakland, California. Source: Crunchbase. Maestro Health. Employee benefits and health insurance services. Latest round: $53 million. Total raised: $53 million.

Company 12

Company Fintech New York City Comparison 12

Fintech Labs Insights

FEBRUARY 5, 2016

Sidechain technology. Distributed ledger technology for financial services. Receipt extraction technology. Blockchain technology. HQ: Chicago, Illinois. Tags: Consumer, credit, mortgage, underwriting, loans, lending, peer-to-peer, marketplace, crowdfunding, property. Small business alt-lender . Blockstream.

Company 12

Company Fintech Bitcoin California 12

Fintech Labs Insights

AUGUST 20, 2015

Alt-consumer lending. HQ: Chicago, Illinois. Guideline Technologies. Peer-to-peer lending marketplace for small businesses. Tags: Credit, P2P, lending, underwriting, investing, SMB. Total raised: $1.75 billion (at least $400 million is debt). Source: Wall Street Journal. Latest round: $339 million (Debt).

San Francisco 12

San Francisco Company Fintech California 12

Fintech Labs Insights

DECEMBER 28, 2015

The vast majority went into alt-lending including NYC-based Pave ($30o million), Australian P2P platform MoneyPlace ($60 million from Auswide Bank), and Chinese lenders Fengjr.com ($80 million) and Dashu Finance ($77 million). HQ: Chicago, Illinois. Diversified financial technology provider. Blockchain technology for businesses.

Company 12

Company Fintech North Carolina California 12

Fintech Labs Insights

OCTOBER 1, 2015

HQ: Chicago, Illinois. Cloud Lending Solutions. Enterprise lending platorm. Tags: Commercial lending, loans, secondary market, enterprise. But even without that massive inflow earmarked for U.S. And every known round (not including Blooom’s grant) was 7-figures or more. Source: Crunchbase , VentureBeat. InForcePRO.

San Francisco 12

San Francisco Company Fintech New York City 12

Fintech Labs Insights

APRIL 4, 2016

Real estate transaction management technology. Tags: Consumer, lending, deposits, loans, payments, banking, underbanked, non-banked. Total raised: $205 million. HQ: New York City. Source: Finovate. Real Matters. Latest round: $76.7 million ($500 million valuation). Total raised: $136.7 HQ: California. HQ: California City, California.

New York City 12

New York City Company Fintech California 12

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Emailage raised an undisclosed sum for its fraud prevention technology keyed off email address. Alt-lender focused on lending against existing automobile titles. HQ: Chicago, Illinois. P2P real estate lending marketplace. Peer-to-peer lending marketplace.

Company 12

Company New York City Fintech Colorado 12

Fintech Labs Insights

MARCH 8, 2016

Two Finovate alums raised new cash: iQuantify raised $2 million for its robo-advising technology. HQ: Chicago, Illinois. Tags: Consumers, lending, loans, underwriting, investing, peer-to-peer. Nine weeks into 2016, the total raised is $5.4 billion, more than double the $2.4 billion invested during the same period last year.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

JULY 17, 2015

HQ: Chicago, Illinois. MDX Technology. Tags: P2P, lending, consumer, loans, underwriting, investing, marketplace lender. Total raised: $45.1 Source: Finovate. Online alt-lender. HQ: Palo Alto, California. Latest round: $35 million. Total raised: $42.7 Source: Crunchbase. AcadiaSoft. Margin-call automation software. TradingView.

Fintech 12

Fintech Company San Diego Los Angeles 12

Fintech Labs Insights

JULY 12, 2016

HQ: Chicago, Illinois. Qingshongchou Network Technology. Alt-lending. Tags: Consumer, lending, peer-to-peer, P2P, credit, underwriting, investing. Source: Crunchbase. Vibes (owned by Syniverse). Mobile wallet analytics. Latest round: $45 million Series B. Total raised: $60 million. Source: Crunchbase. million Series B.

New York City 12

New York City Company Fintech San Francisco 12

CB Insights

AUGUST 25, 2017

Bitcoin and other virtual currencies are made possible by what’s known as blockchain technology. As startups use blockchain to drive greater transparency and veracity across the digital information ecosystem, they’re boosting awareness of the technology in sectors ranging from payments to public policy. Networking and IoT.

blockchain 78

blockchain Industry Bitcoin Security 78

Fintech Labs Insights

OCTOBER 19, 2015

Real estate technology. HQ: Lombard, Illinois. Tags: Enterprise, underwriting, credit, lending, analytics, API, Life.SREDA (investor). Source: TechCrunch. Alt-lender to small businesses. HQ: Atlanta, Georgia. Latest round: $135 million at $1 billion valuation. Total raised: $600 million. Source: Finovate. Source: FT Partners.

New York City 12

New York City Company Fintech New York 12

CB Insights

MAY 23, 2019

The problem was that Theranos’ proprietary blood-testing technology was completely fictitious. Holmes’ claims about Theranos’ blood-testing technology weren’t just exaggerations or selective interpretations of clinical research data; they were quite literally impossible. Total Funding: $263M.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

AUGUST 14, 2015

HQ: Highland Park, Illinois. Artificial intelligence technology. Tags: Lending, credit, crowdfunding, P2P, student loans, investing. HQ: London, England, UK. Latest round: $100 million ($87.5 million Debt, $12.5 million Equity). Total raised: $100 million($87.5 million Debt, $12.5 million Equity). Source: Crunchbase.

New York City 12

New York City Company Fintech New York 12