PYMNTS

JANUARY 15, 2019

Yet now, said Reuters, the Fed has said there is not enough risk management in place to allow FinTechs full-fledged access to the payment system. Fed officials, continued Reuters, are reluctant to offer such guidelines, as cyber risks are of concern and may harm consumers and the system itself.

Fintech 148

Fintech St. Louis System Regulation 148

Abrigo

MAY 2, 2022

Confident Risk Management Begins with Sound Loan Policy A risk-based approach to loan policy can effectively improve your institution's profitability. Takeaway 1 Loan policy is the foundation of a risk-focused financial institution, and it requires regular updates and monitoring to be effective.

Policies 195

Policies Lending Regulation Examples 195

PYMNTS

JUNE 27, 2016

.” Using a term like “high risk,” has what he calls a “sinister undertone,” which is why he breaks down this seemingly complex topic into four categories of high-risk industries by size. 3. Multi-level marketing: $32 billion. The regulations were vague, and were more like guidelines.

Regulation 101

Regulation Guidelines Risk Management Operations 101

Gonzobanker

APRIL 28, 2020

This team should be working overtime to create a top-notch credit risk analytics capability that will be ready when the walls rattle after loan payment deferrals end. Priority #3: Realign Business Priorities and Operations. Priority #4: Revitalize Sales and Marketing. Priority #5: Redefine the Workplace.

Strategy 78

Strategy Meeting Leadership Operations 78

PYMNTS

APRIL 30, 2019

In a podcast with PYMNTS’ Karen Webster, Rob Eleveld, CEO of Whitepages, took note of how PSD2 and its strong customer identification (SCA) guidelines (which take effect in September) will shift checkout flows for transactions in Europe. PSD2 will change – indeed is changing – online commerce in Europe and beyond.

Fraud 171

Fraud Online Cards Payments 171

Gonzobanker

MARCH 24, 2020

small business market. Whether or not an institution has a formal small business credit portfolio, it likely has exposure to the small businesses in its market area. It is the response of these financial institutions that will be the most difficult and beneficial to the FIs and obviously to the small businesses in their markets.

Groups 68

Groups Strategy Guidelines Operations 68

FICO

MAY 22, 2017

We’ve been in the market with the ESS product now since October of 2016, so we obviously did not design the product around the order’s directives. The order is relatively short, with three operational sections. This, of course, requires an assessment of risk. ESS provides an actionable, empirical, assessment of risk.

Security 45

Security Cyber Security Guidelines Tools 45

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Risk Management eBook Strategy 221

Tomorrow's Transactions

DECEMBER 19, 2016

The focus on APIs increased through the year and not only for the interfaces to 3rd parties but also as a mechanism for restructuring internal processes and operations. The NIST guideline goes on to talk about using push notifications to applications on smart phones, which is how we think it should be done. We got this one right.

Mobile 30

Mobile Retail Trends Security 30

FICO

DECEMBER 9, 2019

As I think about predictions for next year in debt management for Europe and the UK, there are three big concerns: Consumer indebtedness has not abated at all and has reached record highs in some markets. Most economic markets are on the verge of a downturn. Before I get to my predictions, let me explore each of these.

Analytics 52

Analytics Regional Strategy Regulation 52

FICO

JANUARY 5, 2023

The Consumer Financial Protection Bureau (CFPB) has indicated it will publish rules , not guidelines, aimed at strengthening consumers’ control over and providing portability of their financial account data, sometime in 2023. There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away.

Policies 52

Policies Company Regulation Risk Management 52