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The top-performing community banks of 2021

Independent Banker

First Community Bank of Tennessee. A: We have been fortunate to develop deep partnerships with some great fintechs. Using FDIC data, we took into account pre-tax return-on-assets (ROA) figures from the past three years, with the most recent year weighted at 3x, second most recent year at 2x and third most recent year at 1x.