South State Correspondent

AUGUST 21, 2022

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans.

How To 195

How To Community Bank Community FDIC 195

South State Correspondent

APRIL 27, 2022

Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. Journey mapping with meaning – Journey mapping is not a one-time exercise or some bank marketing consultant’s final deliverables. Build from there.

Customer Experience 195

Customer Experience eBook User Experience Policies 195

Abrigo

OCTOBER 9, 2019

The scenarios can include increases in interest rates, changes in cap rates by regions (this helps when evaluating collateral components), changes in rents, vacancies, or expenses, and CRE collateral stress. Portfolio Risk & CECL. Credit Risk. Portfolio Risk & CECL. Portfolio Risk & CECL. Learn More.

Data 150

Data Exercises Software Tools 150

Gonzobanker

FEBRUARY 11, 2015

This is not an academic exercise. They are very “horizontal” in that the revenue they produce and costs they incur cross cost centers, regions, products and customers/members. Important technology and marketing dollars will be invested based on these answers. The other area is payments.

System 60

System Risk Management Management Lending 60