Exercises Lending Operations Risk Management 
Abrigo
OCTOBER 10, 2023
How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.
South State Correspondent
MARCH 14, 2024
Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk. Banks need to evaluate new technology, new lending areas, and new cash management levels to name a few with a longer time horizon and with some process rigor.
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South State Correspondent
AUGUST 21, 2022
Lending Discipline: Hedging programs make loan pricing more transparent and force bankers to exercise sensible pricing methodologies. We believe that community banks should choose a path that offers the most operational flexibility.
CFPB Monitor
JUNE 1, 2020
In its analysis accompanying the final rule, the OCC observed that, while Section 85 clearly establishes a national bank’s authority to make and transfer loans, it does not expressly address how the exercise of that authority affects the interest term.
Abrigo
NOVEMBER 22, 2021
Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Consumer lending compliance spotlight. Pandemic Issues.
Gonzobanker
FEBRUARY 11, 2015
This is not an academic exercise. At the same time, it might be making the branch channel less profitable because it took business from a channel that is mostly fixed cost (see note on fewer locations above). Important technology and marketing dollars will be invested based on these answers. The other area is payments.
Gonzobanker
MAY 8, 2020
So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Practice the art of surgical lending. For instance, Wells and Chase just shut down all home equity lending.
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