Abrigo

SEPTEMBER 16, 2016

It is crucial for leadership at a bank to understand how the bank compares on key metrics to those institutions considered peers. However, if such differences are unexpected or the reason behind them is unclear, variance analysis could be a worthwhile exercise.

Analysis 150

Analysis Leadership Groups Case Study 150

Gonzobanker

FEBRUARY 29, 2024

An exercise Cornerstone likes to conduct: Take a look at the top 20% of the bank’s headcount and review comp and bonus in descending order. As a trusted executive team, talk through what type of “ROL” or return on leadership the priciest folks in the organization are working. Why is this important?

Tools 152

Tools Analytics Data System 152

CFPB Monitor

APRIL 11, 2022

A Connecticut federal district court has refused to dismiss claims filed by the CFPB against a mortgage company and three of its principals for alleged Truth in Lending Act (TILA), Mortgage Act and Practice (MAP) Rule, and Consumer Financial Protection Act (CFPA) violations.

Connecticut 78

Connecticut Company Regulation social media 78

CFPB Monitor

JANUARY 12, 2021

The Taskforce was charged with examining the existing legal and regulatory environment for consumers and financial services providers and making recommendations to the Bureau’s leadership for improving consumer financial laws and regulations. The report consists of two volumes. Bureau reorganization. Fintech regulation. Small dollar credit.

Report 78

Report Regulation Policies Compliance 78

Gonzobanker

MAY 8, 2020

Practice the art of surgical lending. As the large banks announce freezing lending in some sectors, community and mid-size banks should bring more data and common sense to the table. For instance, Wells and Chase just shut down all home equity lending. Benchmark every function and drive excellence. Ready … break! “In

Lending 104

Lending Analytics Analysis Capital 104

CFPB Monitor

FEBRUARY 11, 2019

A letter recently sent by House Financial Services Committee Chairwoman Maxine Waters to CFPB Director Kathy Kraninger will undoubtedly be followed in the coming months by many similar letters to the CFPB from the Committee’s new Democratic leadership.

Exercises 68

Exercises Leadership Lending Online 68

CFPB Monitor

DECEMBER 3, 2018

Under my leadership, the FDIC’s oversight responsibilities will be exercised based on our laws and our regulations, not personal or political beliefs,” she concluded. As we’ve noted in earlier posts on this , litigation is currently pending in the D.C.

FDIC 68

FDIC Operations Exercises Policies 68