PYMNTS

FEBRUARY 21, 2019

As Lackey explained during the webinar, the rate is based on country-wide averages, such as fuel prices and vehicle depreciation, and is not forward-looking, but “reflects the cost from the prior year” of operating an automobile on a per-mile basis in the U.S. Different Programs. Different Programs.

Taxes 128

Taxes San Francisco New York City Case Study 128

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice.

Management 150

Management Resources Capital Taxes 150

Abrigo

JANUARY 13, 2016

Sageworks recently announced its lineup for regional User Groups in 2016 , including events in Atlanta, Philadelphia, Los Angeles and Dallas. As one example, in working with thousands of credit analysts and lenders, the Sageworks consulting team has come across users who input data from both the 1040 Schedule E part II and K1s.

Analysis 150

Analysis Groups Los Angeles Philadelphia 150

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution. I can’t pay them enough to come to Henderson, Texas, or Lebanon, Missouri, for example,’“ Kirby said. “So

Community Bank 195

Community Bank Kansas City Community Lending 195

PYMNTS

DECEMBER 3, 2019

News has emerged, via Bloomberg , that Singapore-based automotive subscription operation Carro has gained the top automotive investment banker for HSBC in Asia as the company’s new chief financial officer. BMW , for example, launched a pilot dubbed Access by BMW in Tennessee. Ford Retreat. Proof of that comes from Ford.

Nashville 130

Nashville Tennessee Philadelphia Branding 130

PYMNTS

DECEMBER 21, 2020

The company’s core business is to enable businesses to access payment or collection of major expenses using credit cards where cards are not accepted, such as to pay rent, tax, invoices and payroll. The CardUp solution also addresses some of the region’s issues with cross-border payments. That slows down onboarding and adoption.

Cards 175

Cards Payments Tools Examples 175

PYMNTS

JANUARY 14, 2019

The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there. You can imagine how all of these factors will come together to drive eCommerce across the region.”. Africa as next great eCommerce frontier? Last month, Emergent acquired Interpay , a Ghana-based payments processor.

Mobile 212

Mobile social media Taxes Technology 212

PYMNTS

OCTOBER 27, 2017

Xiaomi’s growth is a clear example of how a successful online brand can effectively enter the offline market while maintaining low overheads,” said Canalys Analyst Rushabh Doshi. Samsung shipped 9.4 million smartphones, almost 30 percent more than in Q3 last year, while Xiaomi increased shipments by over 290 percent to 9.2 million units.

Marketing 100

Marketing Samsung United States Apple 100

South State Correspondent

MARCH 16, 2022

The borrower, on the other hand, wants the shortest loan possible so long as they have sufficient cash flow to handle the debt service and provide enough capital for both operations and growth. Usually, this also means a longer-term loan. The Banker can take any scenario the borrower can come up with and walk through the math.

How To 195

How To Community Bank Community National 195

PYMNTS

OCTOBER 7, 2020

A drug dealer might open up a nail salon, for example, then put his drug money into the salon’s cash flow and report it to the Internal Revenue Service as revenue from salon customers. This means individual transactions are unlikely to pop up on regulators’ or tax officials’ radar, thus keeping the operations under wraps.

Payments 171

Payments Analytics Online Retail 171

PYMNTS

FEBRUARY 13, 2017

For merchants, conducting cross-border trade often means following another nation’s local rules around payment acceptance, compliance, taxes and physical requirements and a host of other factors that vary between borders. guitar manufacturer encountered trouble with Canadian customs when it tried to expand its sales operation there.

Compliance 100

Compliance Taxes Regulation Operations 100

BankUnderground

NOVEMBER 16, 2023

Company accounts provide a window into how profits have evolved Large companies that are listed on the stock market publish company accounts at regular intervals, which give a summary of their operating performance. The profit measure we use is earnings before interest and taxes (EBIT), which is a standard accounting measure.

Company 108

Company Trends Policies Taxes 108

PYMNTS

DECEMBER 11, 2019

In Norway, banking group Eika Group announced an investment in and collaboration with EedenBull in an effort to help traditional financial institutions in the region strengthen financial services to business clients. Eika Group, EedenBull Team for Banks. Penta Integrates SumUp’s POS. Alliance Bank Taps Into Ephesoft Data Capture.

Fintech 132

Fintech Groups Data Strategy 132

Abrigo

DECEMBER 28, 2015

Let's assume, for the purpose of this article, that you are operating a successful valuation or accounting firm. Using up-to-date technology can help firms acquire new clients and save time on business valuations and tax work. Consider building relationships in one or more of the prominent industries in your city, state or region.

North Carolina 150

North Carolina Branding Taxes Industry 150

Abrigo

OCTOBER 21, 2019

You can’t ignore an entire group, said Jill Hudson, Vice President of Loan Operations at Vision Bank, another panelist at the ThinkBIG conference. More than likely, your bank has a mix of borrowers: some might prefer to do everything online, while another share of customers prefers traditional banking. Go the extra mile.”.

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

MAY 4, 2017

Brazil and Mexico — the total amount in cash payments for the region was $3 trillion in 2015, with weighted average cash use at 14 percent of GDP, with an estimated increase, annually, of 4 percent through 2020 in absolute dollars but a decline in percentage of GDP by 1.2 Turning to the Americas — defined as the U.S.,

ATM 192

ATM Millennials United States Study 192

Insights on Business

JULY 20, 2017

The first phase of the UK Open Banking initiative is an example of initiatives that are targeting this space. It also creates its own products and has its own back-office operations. Examples of open banking in practice. Let’s look at examples of what some of our banking clients have done in this space. The fintech hub.

Fintech 181

Fintech Mobile Examples Data 181

PYMNTS

AUGUST 2, 2018

Transit agencies would save money because of lower operating costs, and transit systems would have a new way of attracting young urban dwellers predisposed to contactless and mobile. The card originated with the Chicago Transit Authority, by far the largest transit provider in the region, the agency that operates those famous L trains.).

Apple 101

Apple Chicago New York City Training 101

South State Correspondent

MARCH 28, 2024

The breadth of these programs is massive and combines grants, tax credits, production incentives, tax relief, and private investment stimulus. This is all on top of the tax benefits, such as the Employee Retention Credits businesses still claim have yet to be dispersed. For example, under the Tech Hub initiative by the U.S.

America 195

America Strategy Taxes Community 195

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. Corporate relocations and expansions—influenced by factors like affordability, low corporate tax rates, no personal income tax and a rich talent pool—have contributed to a momentum that isn’t likely to subside soon.

Texas 182

Texas San Antonio Community Bank Community 182

South State Correspondent

MAY 31, 2023

Branching, for example, is too expensive to be all things to all people. The operative question is: given online and mobile banking, what is the new role of the branch? At an average of $1 million per year to operate, the branch is the most expensive per unit channel in banking, given that a good branch serves 2,000 to 3,000 customers.

Data 195

Data Branch Strategies Strategy Mobile 195

NCR

JULY 27, 2016

The immediate aftermath was both shocking and predictable: Markets took a massive hit in many regions, the British pound fell to its lowest point since the mid-’80s, and even the UK’s perch as the world’s fifth-largest economy looked precarious.

Survey 40

Survey Regulation Boston Industry 40

CB Insights

OCTOBER 10, 2018

One of the biggest challenges these companies face is that many operate without a bank charter or license. Existing startups like the UK’s Revolut are also looking to expand in the region. India-based Open provides banking services to the region’s emerging startup scene and is focused on serving entrepreneurs. Blockchain.

Retail 78

Retail Cards Millennials Mobile 78

Independent Banker

MARCH 31, 2022

Staffers with a hybrid schedule include some commercial lenders as well as those working in the credit unit, finance and accounting, various support operations, insurance and securities departments. Filippin sees that approach as a recruiting opportunity, since the high cost of living in its coastal region can repel some top talent.

Missouri 142

Missouri Community Bank Community Management 142

Bank Innovation

MAY 9, 2017

What are some examples of premium APIs that banks might deploy? Examples will range from the simple, like real time FX feeds to geo-based industry data to data aggregation APIs and identity infrastructure. This will lead to new and novel product opportunities where data flow from one industry can lead to product offerings in the other.

Data 191

Data Trends Industry Examples 191

PYMNTS

DECEMBER 12, 2017

The offering focuses on secure B2B payments and ensuring that companies are in sync with regulatory and compliance mandates in each new region they enter. In one example offered to PYMNTS, a single eCommerce company was able to bring operations to 17 countries in a four-month timeframe. To that end, ModusLink Corp.,

Taxes 103

Taxes Management Software Marketing 103

PYMNTS

AUGUST 5, 2019

Expanding operations to reach customers like these requires that businesses not only offer appealing products and services, but also provide payment experiences that are both convenient for consumers and easy for the companies to manage. Spotify charges Mexican consumers in pesos, for example, and Microsoft charges those from Brazil in real.

Payments 115

Payments Compliance Operations System 115

Lars Markull

JULY 19, 2022

Examples of Vertical Banking solutions Why do we need Vertical Banking? I will continue to refer to them as Vertical Banking solutions (instead of Vertical Banks) because almost all of them are not banks but rather operate without a licence and collaborate with a banking-as-a-service provider. What exactly is vertical banking?

Examples 92

Examples Groups Community Branding 92

Alex Jimenez

FEBRUARY 27, 2019

Chris Brasher, Head of Banking Ops at Regions Bank talked about using Watson not just to drive more self-service but also to help bank staff assist customers better and quicker. As Russian banks don’t have a mandate for Open Banking yet, their main driver was improving operations.

blockchain 40

blockchain Conference Security Innovation 40

PYMNTS

JANUARY 30, 2018

Chief Operating Officer at document process automation company Esker , identified the mandate as a key moment for the country. Following Example. are often shared directly between business partners without the presence of a third party or tax authorities, leading to fragmented and inconsistent adoption rates.

US 106

US Minneapolis Regional America 106

PYMNTS

DECEMBER 8, 2017

And complexity leads to high operating costs and reconciliation problems. By way of example, Mosawi offered up an example of a mid-sized nonprofit that raises money several times a year through auctions. and other regions — and are now being adopted in the United States. It’s complex, to say the least.

United States 101

United States Course Bitcoin Mobile 101

FICO

JULY 6, 2020

Whilst that peak did not appear — due to the combination of protected incomes, use of saving and a reduced spend on travel, luxury and social related discretionary expenses — financial vulnerability will become widespread in all markets as a consequence of inflation, increased tax and interest rates and skyrocketing energy costs.

Analytics 52

Analytics Strategy Data Management 52

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Even as the regulation pendulum swings back toward more limited oversight, how investment banks operate is fundamentally changing. Table of contents. The disruption of the IPO.

Management 78

Management Capital Company Marketing 78

PYMNTS

MAY 30, 2018

Banks in regions like Sub-Saharan Africa, India and Brazil are evolving much faster than their first-world counterparts. For example, some jurisdictions have currency controls that require businesses to justify why they are sending a payment. In emerging markets, said Cooke, consider the pace and level of innovation.

Capital 109

Capital Innovation National Marketing 109

PYMNTS

JANUARY 1, 2021

You hear a lot about the new normal and stuff like that, but I really see it as banking at the speed of life,” said CarrieAnne Cormier , senior vice president of Retail Operations and Strategy at Avidia. The year-over-year increase in cross-border online sales was even more dramatic in other regions.

Trends 259

Trends Video Retail Payments 259

FICO

DECEMBER 9, 2019

Drastic changes in creditor’s operating models will help debtors — in some places. We see more adoption of optimization in the US and Australia, for example. If Brexit goes through, there will be a lot of economic stress, and any tax cuts for homeowners would likely be overtaken by rises in interest rates. They keep borrowing.

Analytics 52

Analytics Regional Strategy Regulation 52

FICO

MARCH 6, 2020

In 2014, I joined Tonbeller as Head of Sales & Channel Operations and became Management Board member shortly thereafter. Finally, the suite includes comprehensive Tax Compliance & Reporting capabilities to support FATCA and CRS requirements. How long have you been in the industry? Why is Anti Financial Crime so important?

Compliance 81

Compliance Technology Fraud Analytics 81