FICO
MARCH 1, 2022
Following the highly successful The 11 Commandments of Digital Banking eBook , we are kicking off a series of 5 deeper dive blog posts that group the 11 Commandments below into common themes. Digital lift-and-shift is not a strategy! How FICO Can Help You Advance Your Digital Banking. Respect the data.
FICO
FEBRUARY 12, 2023
Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Read the full customer development post 4.
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PYMNTS
JULY 24, 2019
Now, with open banking, the FIs are getting a push from regulators to standardize their competitive walls and protections when it comes to user history and information. Time may be of the essence in bringing those entrenched services to the digital realm. Trust in Digital Banking. “It’s Build or buy?
Fintech Labs Insights
MARCH 4, 2020
The first pure-play digital bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. So who are the best business banks? First let’s define what a business bank is. Source: CB Insights. Qonto – France.
Gonzobanker
FEBRUARY 23, 2022
While effective risk management requires close coordination among the bank, the BaaS tech-stack provider, and the fintech, regulators expect to see strong controls throughout the bank’s operations and customer experience channels. Early leaders like Coastal Community Bank in Everett, Wash.,
PYMNTS
MARCH 4, 2020
FinTech firms like Bottomline have invested in user experience (UX), user interface (UI), usability and, of course, data management. Regulation and compliance might be burdens, but they can’t be excuses.”.
Gonzobanker
DECEMBER 19, 2022
Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to CSI.
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