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5 Steps to Better Treasury Management

South State Correspondent

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. It starts by targeting the right customers.

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U.S. Regulations to Consider When Managing a Cryptocurrency Fund

Perficient

However, in this blog, we will discuss the regulatory landscape surrounding cryptocurrency from an asset manager or fund manager perspective. New York’s BitLicense requirement therefore applies to investment managers who issue digital coins or otherwise act as an exchange platform regardless of where the buyers are located.

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How Loan Size Impacts Commercial Loan Profitability

South State Correspondent

Second, larger companies have more diverse management talent to help them navigate recessions. These larger companies have already withstood the test of time and have survived business downturns, and the market has validated their business models.

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How Loan Size Impacts Commercial Loan Profitability

South State Correspondent

Second, larger companies have more diverse management talent to help them navigate recessions. These larger companies have already withstood the test of time and have survived business downturns, and the market has validated their business models.

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ALM 101: Introduction to Asset/Liability Management – Part 2: Interest Rate Risk – Earnings at Risk

Abrigo

Takeaway 1 Interest rate risk for financial institutions is the risk that earnings and market value may decline as market interest rates change. . As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. Earnings at Risk.

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AI and generative AI use cases in banking: 6 real-world examples

Abrigo

WATCH Takeaway 1 Understanding generative AI and how peers are using AI and genAI helps financial institution leaders and management vet the technology and related risks. Knowing how AI and genAI are being used by peers and fraudsters will help financial institution leaders and management vet potential solutions and watch for risks.

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How to Practice Loan Pricing Discipline

South State Correspondent

Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Market Intelligence We analyzed the last 1000 loans priced on our hedging desk, and the credit spread, and size are plotted below. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.

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