CFPB Monitor

FEBRUARY 20, 2019

The Advisory Panel was formed in 2017 to identify actionable steps for improving state licensing, regulation, and non-depository supervision and for supporting innovation in financial services. It has 33 fintech company members that engage with the CSBS Emerging Payments and Innovation Task Force and other state regulators.

Fintech 68

Fintech Conference Survey Regulation 68

PYMNTS

AUGUST 24, 2019

As new PYMNTS research documents, over the past year, 18 Major League Baseball (MLB), National Basketball Association (NBA), National Football League (NFL) and Major League Soccer (MLS) arenas have deployed biometric solutions by CLEAR. Attendance at NFL games declined from approximately 17.8 million people in 2016 to 17.2

Payments 161

Payments social media Mobile Seattle 161

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

MAY 12, 2020

In this week’s examination of payment rail innovation, PYMNTS explores the latest efforts to tackle B2B payments pain points. That is definitely the secret sauce, relative to speed and ease of integration, because corporates can disburse payments digitally and reconcile them through their systems as though they sent a check,” said Reed.

Payments 130

Payments Fraud Community Boston 130

PYMNTS

DECEMBER 19, 2019

By way of example, at the National Retail Federation trade show in New York earlier this year, Mood Media showed off its smart shelves that aim to detect the moods of passersby. But recent changes have sparked even more interest and innovation from commerce operators. Security cameras are another area of innovation. “We

Retail 131

Retail Software Video Course 131

Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. If your definition of a top performer is based on ROA, then the two primary reasons for our level of performance is our leverage and LTD (loan to deposit) ratios. FSNB, National Association. Pioneer Trust Bank, National Association. AMG National Trust Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

SEPTEMBER 1, 2017

The cybersecurity industry has some of the brightest minds in technological innovation focused on safeguarding the enterprise. Having said that, there is definitely a need to take a more holistic approach to security, both in terms of being able to block these attacks and in detection and response.”. The problem?

Software 130

Software Strategy Tools Security 130

PYMNTS

FEBRUARY 28, 2020

PYMNTS’ Credit Union Innovation Index found 65 percent of CU members chose credit unions as their primary financial institutions (FIs) because they trusted them, compared to 45 percent of non-CU members who said the same. The regulation applies to businesses, which it defines as any organization operating for profit.

Data 131

Data California Security Pennsylvania 131

PYMNTS

FEBRUARY 21, 2018

Singapore stepped onto the global stage as a world leader in blockchain innovation in recent months. Perhaps it isn’t surprising that analysts are now musing about how to avoid a repeat of the Punjab National Bank fraud scandal, and some are looking towards blockchain to do so. United States.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

BankBazaar

JANUARY 31, 2021

The National Sample Survey Office conducted a survey between 2017 and 2018, sampling 113,823 urban and rural households. We await the operational details of the scheme now. National Asset Monetising Pipeline launched to monitor asset monetisation process. National Rail Plan created to bring a future-ready Railway system by 2030.

Metro 122

Metro Taxes National Survey 122

CFPB Monitor

SEPTEMBER 24, 2019

In Madden , the Second Circuit ruled that a purchaser of charged-off debts from a national bank was not entitled to the benefits of the preemption of state usury laws under Section 85 of the National Bank Act (NBA).

Colorado 60

Colorado National Policies Lending 60

PYMNTS

FEBRUARY 13, 2020

With the National Automobile Dealers Association show coming up this weekend, companies are working on some of the nuances involved in driving and servicing autonomous or manually driven vehicles as they integrate more digital technology. First up is AutoNation , the nation’s largest retailer with 325 locations.

Georgia 141

Georgia Technology Conference Data 141

PYMNTS

OCTOBER 19, 2017

Many credit unions operate as member-owned organizations with a not-for-profit business model and are thus able to offer more personalized services than traditional banks. This means KTFCU has occasionally been forced to turn an interested customer away because of the definitions outlined in the credit union’s charter.

Innovation 108

Innovation Tennessee Resources Regulation 108

PYMNTS

DECEMBER 27, 2017

A new study from the Center for Talent Innovation (CTI) found that, according to the 2015 US government’s definition of disability , a significant portion of the white-collar workforce has a physical or mental impairment that substantially limits a major life activity: 30% of a nationally representative survey of 3,570 white-collar employees.

Compliance 100

Compliance Leadership Training Innovation 100

PYMNTS

OCTOBER 12, 2020

In the face of widespread closures, consumers still had commerce needs that needed filling, and being the only available game in town has definite advantages. Many of the Main Street businesses, which were once options for consumers, have closed or operate with limited hours and inventory,” Webster noted. between March 1 and Sept.

Retail 220

Retail Study Report Boston 220

PYMNTS

AUGUST 10, 2017

Innovation can sometimes be seen as a solution looking for a problem, but it’s time to stop thinking of technology as bells and whistles and start looking at it as a necessary element of doing business for a changing consumer base – and up against a changing landscape of challenges and threats. FinTech operators are very nimble.

How To 136

How To Risk Management Technology US 136

PYMNTS

MARCH 11, 2020

In a world where adjectives like new, innovative and disruptive are vastly preferred over descriptors like experienced, established and knowledgeable, advanced age is not generally considered a major advantage. The digital wallet was definitely going to be the firm’s undoing, an emerging line of conventional wisdom went.

Fintech 144

Fintech Colorado Payments Meeting 144

PYMNTS

JULY 24, 2017

Sure they have their occasional dalliances with the stunty marketing beverage – baristas nationwide are still reportedly recovering from the national horror that was the Unicorn Frappucino in April. How to compete in a world where the definition of what you sell is defined in the market by another, massive and incredibly popular player?

Charlotte 116

Charlotte Course Branding Marketing 116

FICO

DECEMBER 15, 2020

Since the FCC’s 2015 broad definition of Automatic Telephone Dialing System (ATDS) was struck down by the DC Court of Appeals, a steady stream of class action lawsuits have resulted in a number of conflicting decisions and a split among the courts. New Debt Collection Rules Are Here to Stay.

Policies 52

Policies Washington DC Regulation 52

PYMNTS

MAY 10, 2016

We were definitely concerned by the scale of the problem,” the executive said, adding that the financial losses reported by these companies in the survey are “staggering.”. Invoice fraud is definitely a global problem. While less than half of companies across industries in the U.K. The other big shock from the survey?

Fraud 100

Fraud Compliance Security Industry 100

FICO

AUGUST 3, 2022

Innovative Customer Communications for Fraud. FICO’s Tanya Baker was on hand with her presentation Fraud Analytics Innovation – Sophisticated Tools for Challenging Times to talk customers through FICO’s analytical innovations that tackle scams, including the FICO machine learning model for scam detection.

Fraud 52

Fraud Analytics Trends Innovation 52

PYMNTS

AUGUST 21, 2017

In San Fransisco, the figures are similar — and in most of the nation’s top cities, 750-850 are considered about the norm. The “innovative” solution for apartment residents thus far has been a combination of 2/3-sized versions of most household furniture married to some very creatively conceived shelving.

New York City 105

New York City New York Millennials Miami 105

PYMNTS

JANUARY 30, 2018

From where the world’s largest convenience store brand sits, Amazon’s offering isn’t exactly a direct competitor with the small stores 7-Eleven operates around the world — and isn’t likely to become one. Moreover, Joseph DePinto, CEO of 7-Eleven, Inc. said there’s a difference in how each brand is trying to reach its audience.

Branding 124

Branding United States Texas Examples 124

PYMNTS

OCTOBER 5, 2020

Each study examines consumer behavior about the shopping and dining behaviors of a national sample of now roughly 30,000 U.S. The national study PYMNTS fielded to 2,157 adult consumers between Sept. And they have definitely added capabilities. These are the results of the thirteenth study PYMNTS has conducted since March 6.

Study 306

Study Retail Maine Report 306

PYMNTS

AUGUST 19, 2016

Corporate payments innovation tends to stick with the obvious transactions: payments to suppliers, business partners, employees and the like. These are the transactions that companies make within themselves, between legal entities operating under the single corporate umbrella. ” How To Fix It. .” ” How To Fix It.

Company 100

Company Taxes Regulation Examples 100

NCR

AUGUST 18, 2017

Blockchain can unleash innovation across top line applications like loyalty and rewards, Internet of Things, marketplaces, and more – essentially any application where there is an exchange of digital assets, in addition to serving the bottom line. Forecasts about medium-term cost savings of key operations are promising.

blockchain 75

blockchain Technology cryptocurrency Study 75

FICO

NOVEMBER 8, 2022

In the UK, trade bodies have called for fraud levels to be considered a national security threat. Strong fraud protection — and a reputation for it — could be the vital competitive advantage that organisations need in the fiercely competitive environment they now operate in. Often the two operate in silos. Matt Cox.

Fraud 52

Fraud Survey Security eBook 52

PYMNTS

OCTOBER 14, 2016

In Turkey, however, bitcoin stakeholders are one group that is definitely not able to relax as they face the blocking of many online services by Turkish authorities. But Takach is confident that the law will catch up with technological innovation. Sounds like the two sides need to just chill. Bitcoin Faces Restricted Access In Turkey.

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

FICO

JANUARY 11, 2023

On the United Nations International Day of Women and Girls in Science , FICO’s Louise Lunn discussed one of the real challenges in AI, fighting the bias that can be coded into the models themselves. Recognising that we need diversity in innovation and teams is the first step. Here are the top 5 posts from 2022.

Management 52

Management Analytics Data Tools 52

PYMNTS

JULY 15, 2019

In the immediate days following the announcement of Libra, PYMNTS spoke to two of its higher-profile backers, Mastercard and PayPal , via Mastercard’s Executive Vice President of Digital Solutions Jorn Lambert and PayPal’s Chief Operating Officer Bill Ready. The group of nations that comprise the G7 (the U.S.,

Regulation 100

Regulation cryptocurrency Policies blockchain 100

PYMNTS

JULY 23, 2016

Flirty builds and operates delivery drones for humanitarian and health work, as well as for the retail and food industries, from soup to nuts. Federal Aviation Administration is expected to put new rules into effect in late August that allow the operation of small, unmanned aircraft in the national airspace.

Payments 100

Payments Apple Marketing Samsung 100

Gonzobanker

DECEMBER 22, 2014

A keen industry mind who banks the highest tweets-per-minute ratio of anyone out there, Bradley departed his VP digital strategy position at California’s $3B Mechanics Bank to be North American head of innovation for $77B and Top 20 worldwide bank Santander. That’s one helluva move up. Buena suerte, Bradley! EVP: Hell no. Winner: Check Digit.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Banking 2020

NOVEMBER 27, 2015

Some online-only startup, with operations based overseas? Meanwhile, the large regional or national banks are the biggest losers, saying sayonara to 16% in this customer age group. Yes, the consumers seen as quitter disloyal definitely appreciate the merits of a good loyalty program. So where are they going?

Millennials 40

Millennials Survey social media Online 40

CB Insights

MAY 8, 2018

A drone or a UAV (unmanned aerial vehicle) typically refers to a pilotless aircraft that operates through a combination of technologies, including computer vision, artificial intelligence, object avoidance tech, and others. But drones can also be ground or sea vehicles that operate autonomously. Emergency Response. Conservation.

Exercises 78

Exercises Data Technology Industry 78

FICO

DECEMBER 19, 2018

This month, the FCC approved the creation of a National Reassigned Number Database to address the nearly 100,000 wireless numbers that are reassigned each day. While the database is not expected to be operational for several years, the FCC did provide for a safe harbor that will protect those that leverage the database from TCPA liability.

Policies 40

Policies District of Columbia Regulation California 40

PYMNTS

JULY 29, 2016

Facebook sizzled incredibly, and the markets definitely noticed. You gotta love Macy’s appetite for innovation – they are willing to experiment with a lot of new ideas on the path to reinventing their relationship with the customer. billion (making Facebook the #3 most populous nation on Earth on any given day).

Apple 100

Apple Millennials Mobile Fintech 100

CB Insights

JUNE 11, 2018

investment fund dedicated to startups innovating in the AV space. In many ways, Apollo resembles Google’s Android Open Source Project (AOSP), Google’s open software platform for a mobile operating system (OS) that launched in 2007.

Google 71

Google Industry Software Data 71