Gonzobanker

JULY 8, 2022

The operational world of cash, checks, deposit slips, passbooks, and teller terminals used to dominate bank tech budgets. However, in order to address this leadership mandate, CIOs must break through the tactical mindset and focus that consumes most hours of their day. Enterprise Resource Manager. 2: Talent Shortage.

Resources 139

Resources Leadership Technology Management 139

PYMNTS

APRIL 24, 2018

Equifax , the credit scoring company at the center of a data breach that exposed the personal information of 145.5 In a press release , Equifax said the latest addition of this product suite is the first solution to combine consumer credit information with business credit data in the Equifax Commercial Financial Network (CFN).

Leadership 101

Leadership Data Risk Management Operations 101

Cisco

AUGUST 9, 2022

financial institutions, the FFIEC released new guidance and a Cybersecurity Assessment Tool for institutions to self assess their risks and determine their cybersecurity maturity. This was revised in 2017, and this consistent framework is intended to be able to help leadership and the board assess their preparedness and risk over time.

Tools 114

Tools Leadership Handbook Security 114

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Using Data to Acquire, Engage, and Retain Banking Customers,” and “Customer Identity: Balancing Security and Seamless Banking Experiences.”

Community 195

Community Lending Maine Resources 195

Gonzobanker

JUNE 14, 2023

It will take a proactive approach that prioritizes ongoing compliance monitoring and risk management. This means federal and state laws and regulations, including those surrounding consumer protection, anti-money laundering and data privacy. And regulators have made it clear that ignorance of the law is no excuse.

Compliance 109

Compliance FDIC Strategy Fintech 109

Gonzobanker

MARCH 22, 2023

Investors are looking for data and a clear plan to comfort them. If running the capital plan numbers indicates that growth needs to slow, banks will need new tactics to drive profitability, and a major focus will return around operating efficiencies. A traditional “remain calm … all is well” PR statement is not enough.

social media 78

social media Capital Risk Management Strategy 78

Abrigo

FEBRUARY 23, 2022

Indeed, the financial institutions surveyed most frequently identified the following as their top challenges in small business lending: Efficiency Process, operations, and staffing Competition Over half of the survey respondents cited efficiency as a challenge when it comes to small business lending. Lending & Credit Risk.

How To 195

How To Lending Software Survey 195

Bobsguide

JULY 21, 2022

LONDON, 11 July 2022 – TS Imagine , a global leader in trading, portfolio, and risk management solutions for capital markets, today announced strong growth during the first half of 2022, a year after TradingScreen and Imagine Software merged to become TS Imagine.

New York 87

New York Software Capital Leadership 87

Independent Banker

APRIL 30, 2022

During the pandemic, many community banks needed to change how they operated. For this and other reasons, now is a good time to review and refresh articles, bylaws and committee charters to ensure resilience and bolster risk management. But if they see it as a risk management tool, it’s a game changer.

Oregon 91

Oregon Community Bank Community Meeting 91

Gonzobanker

JULY 10, 2020

How do we elevate our credit and operational risk visibility to ensure capital preservation and demonstrate strength to stakeholders? Do you have transactional data to know what merchants will still need a physical location for their daily activity? Risk Management. Will an ITM or ATM be enough to retain customers?

Risk Management 88

Risk Management Capital Strategy social media 88

PYMNTS

SEPTEMBER 27, 2019

BankiFi operates APIs to enable banking clients access to a range of business banking infrastructure to augment their own small business and corporate banking operations. Operating out of New Zealand, Hnry offers gig economy workers tax administration technology that has just caught the attention of investors to the tune of $1.35

Payments 149

Payments Capital Taxes Lending 149

Gonzobanker

APRIL 28, 2020

While banks have increased VPN connectivity, provisioned new laptops, expanded video conferencing licenses and realigned branches to appointment/drive-through models, the real leadership test is just beginning. Priority #3: Realign Business Priorities and Operations. Priority #4: Revitalize Sales and Marketing. Stay safe, friends!

Strategy 78

Strategy Meeting Leadership Operations 78

Tomorrow's Transactions

JUNE 9, 2020

In 2020, some businesses with a strong digital presence have shown resilience by shifting all their operations online and moving to full-on remote working, adapting to a period of indefinite social distancing. This includes the leadership and external stakeholders who must clearly understand what is expected of them.

Resources 82

Resources Risk Management Operations Regulation 82

Gonzobanker

MAY 7, 2018

limited marginal operating expenses needed to do larger commercial and commercial real estate deals. As our cost of funds rise, loan growth rates plateau and margins in areas like payments and mortgage face continued stress, scaling to new levels of true operating efficiency will be a huge priority for bank executives. million to $6.1

Leadership 84

Leadership Operations Lending Strategy 84

Abrigo

DECEMBER 5, 2016

Demand for effective cyber risk management is so strong that the AICPA is developing common criteria for CPAs to use as they help clients evaluate their programs and efforts. Here are eight actions Larkin and other IT pros recommend to build awareness and reduce risks: 1. Ensure leadership buy-in.

Cyber Security 150

Cyber Security Security Software Meeting 150

Gonzobanker

JUNE 26, 2020

Today, most cloud providers that operate in financial services have Class 4 data centers. Ultimately, when it is time to declare a disaster and implement the plan, leadership needs to know the institution’s options and have confidence in the likelihood of the plan’s success. It is never too late to be prepared.

Survey 158

Survey Exercises Guidelines Operations 158

PYMNTS

SEPTEMBER 30, 2016

million funding round over the weekend, with the corporate expense management company seeing funding from Sabadell Venture Capital, Venturecap, Bankinter, Telegraph Hill Capital and Kibo Ventures. With the new funds, Captio said it will focus on expanding its operations within the corporate travel and employee expense management space.

Capital 100

Capital blockchain Management Lending 100

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships.

Fintech 143

Fintech Strategy Leadership Lending 143

Banking 2020

DECEMBER 16, 2014

The banking industry needs to evolve, and at the heart of that evolution is fresh leadership to shake up the mold. As the industry begins its revolution to rebuild and reassemble itself, it also needs to take a new look at leadership. A big part of this is moving from reactive to proactive talent management. Look back 25 years.

Leadership 52

Leadership Regional America Industry 52

South State Correspondent

JUNE 22, 2023

In the last article, we covered the basics of EOS ( HERE ), the Entrepreneurial Operating System, and how some banks use it to improve productivity. EOS is a comprehensive business system that empowers a leadership team to run a more successful bank. One of the framework’s strengths is the robust tool kit available to bankers.

Tools 195

Tools Meeting Leadership Management 195

FICO

AUGUST 30, 2019

Beyond their own unique proprietary resources, all competitors have access to essentially the same third party data. Where companies can still distinguish themselves, though, is in their capacity to use the right data to make sharp, timely decisions.

Analytics 40

Analytics Data Tools Leadership 40

Gonzobanker

DECEMBER 22, 2020

The Data Award Goes to Citizens Business Bank , Ontario, Calif. Beyond the high profile 2020 investments in the likes of Alloy, Blend, Built and Moov, Canapi has a leadership team of bankers and fintechers on boards of nCino, Apiture, Live Oak Bank, Payrailz, DefenseStorm, and probably 15 other places we don’t know about.

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

AUGUST 8, 2016

I recently attended a bank’s first conversion data validation event and was so impressed by it that I kept asking myself, “What if I could bottle this somehow?” So like any project manager worth her salt, I’m doing just that. Connectivity to both the donor platform(s) and the new platform makes for easier data validation.

Resources 60

Resources Management Data System 60

FICO

JANUARY 24, 2018

Two of today’s hottest tech topics — cybersecurity insurance and artificial intelligence (AI) — were well represented at recent conferences in insurance and banking, respectively: Advisen Cyber Risks Insights Conference and Bank AI Expo. Advisen: Barbican Takes a Leadership Stance on Cybersecurity Insurance. Here’s my take.

Conference 55

Conference Customer Experience Maine Exercises 55

Independent Banker

DECEMBER 13, 2015

The bank’s assistant vice president for cybersecurity and data security policy, he says the tool “gives you another window to look at what you have, to qualify and quantify your risk.”. Risk levels have a five-point range. One connection poorly managed is considered less risky than 200 extremely well managed,” he notes.

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

The bank’s assistant vice president for cybersecurity and data security policy, he says the tool “gives you another window to look at what you have, to qualify and quantify your risk.”. Risk levels have a five-point range. One connection poorly managed is considered less risky than 200 extremely well managed,” he notes.

Tools 70

Tools Community Community Bank Security 70

Bussman Advisory

SEPTEMBER 11, 2017

Digitalization is also changing how businesses operate. Chief among these is the wealth of data they have about customer needs, preferences, and behaviors. This data can be the oxygen to breathe life into their transformation efforts – but only if banks can liberate the information from the silos in which it currently resides.

Industry 64

Industry Innovation Fintech Leadership 64

Gonzobanker

DECEMBER 20, 2019

It was the original data junkie. The Data Award – Goes to Wings Financial Credit Union for its great approach to building an internal Strategic Insights and Member Analytics group. And Partners CEO John Janclaes helped put Kony on the market map in mid-size shops, even keynoting Kony’s conference with a leadership book in tow.

Idaho 148

Idaho Conference Data Marketing 148

Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Prepare for change to data collection practices.

Lending 195

Lending Data Regulation Community 195

Gonzobanker

AUGUST 17, 2016

Since BI initiatives are among the worst at scope creep and, well, going off a cliff, let’s start with a definition we can (hopefully) all agree on: Business intelligence helps turn internal transaction and external market data into an asset. Now, the top challenge organizations face in turning data into an asset is leadership.

Leadership 60

Leadership Tools Big Data Risk Management 60

FICO

MAY 17, 2023

These rich enhancements span the digital innovation lifecycle, from data to insights to actions to business outcomes and further differentiate our flexible capabilities like analytics & machine learning, decisions, mathematical optimization, and business simulation.

Analytics 52

Analytics Innovation Data Tools 52

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. As the large banks announce freezing lending in some sectors, community and mid-size banks should bring more data and common sense to the table.

Lending 104

Lending Analytics Analysis Capital 104

FICO

APRIL 1, 2020

Working at FICO and industry events is a great opportunity to engage with colleagues, customers and industry experts and present the latest thought-leadership and innovations Nikhil - What does your job entail? What do you find are the biggest opportunities and challenges? This brings my team both opportunities and challenges.

Analytics 80

Analytics Customer Experience Software Fraud 80

Insights on Business

DECEMBER 15, 2015

Because traditional banks are often burdened with inflexible and costly legacy systems, they often struggle to redefine new operating and business models. By embracing five principal capabilities, traditional banks can accelerate the changes they must make to prepare for ecosystem leadership. Banking Redefined Infographic.

Risk Management 120

Risk Management Analytics Leadership Big Data 120

Insights on Business

DECEMBER 15, 2015

Because traditional banks are often burdened with inflexible and costly legacy systems, they often struggle to redefine new operating and business models. By embracing five principal capabilities, traditional banks can accelerate the changes they must make to prepare for ecosystem leadership. Banking Redefined Infographic.

Risk Management 70

Risk Management Analytics Leadership Big Data 70

Insights on Business

DECEMBER 15, 2015

Because traditional banks are often burdened with inflexible and costly legacy systems, they often struggle to redefine new operating and business models. By embracing five principal capabilities, traditional banks can accelerate the changes they must make to prepare for ecosystem leadership. Banking Redefined Infographic.

Risk Management 70

Risk Management Analytics Leadership Big Data 70

Insights on Business

DECEMBER 15, 2015

Because traditional banks are often burdened with inflexible and costly legacy systems, they often struggle to redefine new operating and business models. By embracing five principal capabilities, traditional banks can accelerate the changes they must make to prepare for ecosystem leadership. Banking Redefined Infographic.

Risk Management 70

Risk Management Analytics Leadership Big Data 70