Payments Dive

FEBRUARY 17, 2023

Despite a pause in payments required for federal student loans, younger borrowers particularly are showing higher credit card delinquencies.

Cards 434

Cards Payments 434

Payments Dive

NOVEMBER 22, 2022

Consumer demand for credit cards rose this year over prior years, and card issuers increasingly approved their applications despite the worsening economic climate.

Cards 378

Cards 378

Payments Dive

JANUARY 19, 2024

The state legislation relating to credit card surcharges is poised to keep percolating in a pack of states this year, following new laws in some last year.

Cards 243

Cards 243

Payments Dive

MAY 12, 2022

While first-quarter consumer credit card debt rose relative to the same period last year, it dropped compared to the fourth quarter. Meanwhile, consumers' outlook on the availability of credit deteriorated.

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Cards Data 397

Payments Dive

MARCH 28, 2023

Global credit card transaction value rose both online and in stores last year, despite an earlier FIS projection of a decline.

Cards 448

Cards Report Online 448

Payments Dive

MAY 8, 2023

The medical credit card industry has expanded in recent years as healthcare providers promoted the cards to patients, the agency said in a report.

Cards 397

Cards Marketing Industry Report 397

Payments Dive

MARCH 16, 2022

Each generation has approached credit differently; Gen Z is no exception. As they turn toward credit cards, industry analysts say these consumers are likely to keep card companies on their toes.

Cards 481

Cards Industry Company 481

Payments Dive

AUGUST 10, 2023

The telecom carriers are incentivizing customers to use their debit cards or bank accounts, as opposed to credit cards, in automatic bill-pay programs.

Cards 370

Cards Mobile 370

Payments Dive

DECEMBER 1, 2023

Synchrony, American Express and Capital One have all been floated by analysts as potential successors to Goldman Sachs for Apple’s credit card.

Cards 243

Cards Apple Capital 243

Payments Dive

OCTOBER 31, 2023

Dick Durbin and Roger Marshall, who have introduced legislation to spur credit card competition, called on federal regulators to investigate card frequent flyer program abuses.

Cards 243

Cards Regulation 243

Payments Dive

MARCH 26, 2024

card networks agreed to cap interchange fees for five years, among other terms, to settle merchant litigation that has lasted nearly two decades. The two biggest U.S.

Cards 448

Cards 448

BankBazaar

APRIL 19, 2024

Confused by Credit Card jargon? This blog post is your saviour, translating complex Credit Card terminology into plain English. Dive in and learn to speak the language of Credit Cards – without getting lost in translation! Feeling lost in a sea of APRs, rewards points and interest charges?

Cards 78

Cards Payments Meeting Tools 78

Payments Dive

NOVEMBER 28, 2023

erroneously declined some credit card users’ purchases on Black Friday, the busiest shopping day of the year. The biggest bank in the U.S.

Cards 243

Cards 243

Payments Dive

AUGUST 9, 2023

Second-quarter credit card balances saw “the most pronounced worsening in performance” compared to other categories such as housing and student loan debt, the New York Fed said.

Cards 195

Cards New York 195

Payments Dive

JULY 18, 2023

Ten banking and payments trade associations sent a letter to Congress on Friday objecting to the Credit Card Competition Act.

Cards 195

Cards Payments 195

Payments Dive

MARCH 24, 2023

The agency wants to give consumers more information from credit card issuers so that it’s easier to compare the cards’ offers, especially their interest rates.

Cards 221

Cards 221

Payments Dive

APRIL 3, 2024

The Consumer Financial Protection Bureau received 70,000 card-related complaints from consumers last year, according to a report last week.

Cards 434

Cards Report 434

Payments Dive

AUGUST 18, 2022

Consumers are pulling back on use of their primary credit cards in favor of other payment methods, according to a survey from J.D.

Cards 243

Cards Survey Payments 243

Payments Dive

SEPTEMBER 2, 2022

With the Federal Reserve pushing up interest rates to calm inflation, the average credit card interest rate is climbing, too, reaching a two-decade-plus record in August.

Cards 259

Cards 259

Payments Dive

FEBRUARY 21, 2023

The Consumer Financial Protection Bureau has threatened action over card issuers not reporting full consumer payment data for tracking credit histories.

Report 243

Report Cards Data Payments 243

Payments Dive

AUGUST 8, 2022

Banks that issue credit cards and the retailers who hate their fees are lining up allies on Capitol Hill to fight over a new bill that calls for more competition in the industry. Visa and Mastercard are at the center of the conflict.

Cards 259

Cards Retail Industry 259

Payments Dive

SEPTEMBER 11, 2023

The credit cards, which can promise patients deceptive no- or low-interest rates, are increasingly being offered in hospitals and physician offices, a PIRG report said.

Cards 221

Cards Report 221

Payments Dive

JULY 17, 2023

The state’s legislature passed a bill recently to cap credit card surcharges. One experienced payments executive believes that’s the wave of the future.

Cards 195

Cards Payments 195

Payments Dive

AUGUST 24, 2022

The Consumer Financial Protection Bureau is considering requiring top credit card issuers to share more information on their products to increase transparency for consumers.

Cards 195

Cards 195

Payments Dive

JULY 11, 2023

Lawmakers passed a bill that limits the surcharge a merchant can impose on consumers to the cost of processing a credit card transaction.

New Jersey 186

New Jersey Cards 186

BankBazaar

OCTOBER 13, 2023

Do you know everything about Credit Card rewards? Do you know everything about your Credit Card? There are quite a few myths around Credit Cards that stop people from getting the best out of their cards. Let’s debunk some of the most common myths related to Credit Cards and their reward points now.

Cards 78

Cards US Payments Report 78

Payments Dive

JUNE 26, 2023

Police confirm the gunman’s father used a credit card to pay for part of a transaction that included the weapon purchase.

New Mexico 221

New Mexico Cards 221

BankBazaar

DECEMBER 18, 2023

The joy of spending and saving simultaneously is assured with a Cashback Credit Card. Learn more about the most popular Credit Card category in India right here! Did you know that there is an indisputable MVP when it comes to the top-selling Credit Card type in India? But is that all? Not permissible.

Cards 78

Cards Guidelines Strategy Online 78

BankBazaar

APRIL 13, 2023

B ig wad of cash or a sl eek Credit Card ? Let’s help you figure out the pros and cons of both when travelling abroad , along with a few pro tips on using Credit Card s overseas. Why Credit Card / Why Not Cash? Credit Cards usually provide better exchange rates compared to ATM machines and currency stands.

Cards 148

Cards ATM US Payments 148

PYMNTS

NOVEMBER 12, 2020

Wells Fargo & Co is seeking to sell its private-label credit card and point-of-sale (POS) financing unit as part of an ongoing strategic review of its businesses. Selling the private-label credit card unit would be a business reversal for the financial services group. Debit card POS purchase volume hit $102.9

Cards 285

Cards Conference Groups Report 285

PYMNTS

JULY 22, 2020

has introduced a sustainable credit card to consumers in more than a dozen countries made from recyclable, bio-sourced, chlorine-free, degradable and ocean plastics. The New York-based, multinational financial services (FI) company said six billion cards are produced annually from PVC. Santander plans to issue its cards shortly.

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Cards America Policies Washington 212

PYMNTS

NOVEMBER 16, 2020

They have paid down their credit cards. The main one centers on the drop in credit card spend. A new report from TransUnion shows that average consumer-level credit card balances have declined during the course of the COVID-19 pandemic and now stand at $5,075 as of Q3 2020, down from $5,668 in Q3 2019.

Cards 302

Cards Retail Survey Trends 302

BankBazaar

FEBRUARY 3, 2024

By understanding and addressing key factors like C redit S cores, income stability, debt management, and card selection , you can significantly boost your chances of C redit C ard approval. However, not everyone finds it easy to secure a Credit Card , especially if they are unaware of the factors that influence approval decisions.

Cards 78

Cards How To Security Management 78

BankBazaar

NOVEMBER 7, 2023

Credit C ard churning is a rewarding practice if you can effectively manage the risks and challenges it presents. Credit Card churning is a practice that has gained popularity among savvy consumers looking to make the most of their Credit Card spending.

Cards 78

Cards Meeting Management Retail 78

PYMNTS

DECEMBER 31, 2020

Synchrony Bank will be able to offer a combination secured/unsecured credit card under a Consumer Financial Protection Bureau order posted Wednesday (Dec. Like other secured card offerings, the DFCC offers such consumers the opportunity to improve or establish their credit profile.".

Security 246

Security Cards Trends Regulation 246

PYMNTS

NOVEMBER 18, 2020

Americans paid off $10 billion in credit card debt in the third quarter (Q3) of 2020, but borrowed more for car and housing loans, according to a report in the Wall Street Journal (WSJ) citing the Federal Reserve Bank of New York. Non-housing balances — credit cards, auto loans, student debt — are up $15 billion.

Cards 310

Cards US New York Report 310

BankBazaar

NOVEMBER 3, 2023

One such financial option gaining popularity is the “Loan Against Credit Card.” A Loan Against Credit Card, often referred to as a “Credit Card Loan” or “Credit Card cash advance,” is a short-term borrowing option provided by Credit Card issuers to their cardholders.

Cards 78

Cards Tools Mobile Security 78