FICO

OCTOBER 21, 2021

How can lenders best measure and manage credit risk, given the disruptive patterns in consumer behaviour over the last 18 months? Last week a FICO team met with chief risk officers from some of the biggest UK banks to discuss these and other challenges, at our UK CRO Summit. Managing Risk Models in a Crisis.

Risk Management 52

Risk Management Management Analysis Strategy 52

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Risk Management Software System 195

Abrigo

OCTOBER 21, 2020

Key Takeaways Trepp's head of Commercial Real Estate Finance outlined the current CRE market and looked at the future of CRE during Abrigo's recent ThinkBIG conference. CRE Lending. Credit Risk Management. Lending & Credit Risk. CRE Lending. Lending & Credit Risk. CRE Lending.

Marketing 312

Marketing Lending Risk Management Retail 312

CFPB Monitor

SEPTEMBER 8, 2022

Although bank lending partnerships with fintechs continue to receive OCC attention, recent remarks by OCC officials indicate that OCC scrutiny is now also directed at partnerships outside of the lending arena. This approach is expected to enable a clearer focus by the OCC on risks and risk management expectations.

Fintech 146

Fintech Risk Management Conference Lending 146

Abrigo

DECEMBER 2, 2021

Takeaway 2 Excess budget funds can also be used to help mitigate risk in areas such as the BSA department or loan review. Takeaway 3 Signing up for 2022 conferences is another smart use of surplus budget funds, because some events are offering early-bird discounts. Conference Registrations. Lending & Credit Risk.

Conference 195

Conference San Antonio Lending Fraud 195

Abrigo

OCTOBER 12, 2016

In September, Sageworks hosted the 5th Annual Risk Management Summit at the AT&T Executive Education and Conference Center in Austin, Texas. During the 2016 Risk Management Summit attendees were asked which area of the loan portfolio was the focus area for growth at their respective institutions.

Risk Management 150

Risk Management Austin Lending Texas 150

FICO

MAY 5, 2022

How can transaction analytics deliver a major competitive advantage in lending? This is the topic I will be discussing at the Gartner Data & Analytics conference May 9-11 in London. Transaction data can help increase the speed and accuracy of lending for banks. Learn More at the Gartner Conference. Here’s a preview.

Analytics 52

Analytics Lending Conference Data 52

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 2 Far fewer financial institutions regularly participate in SBA (7a) lending than the more than 5,000 that joined the PPP. . Why SBA Lending? Want other articles like this on SBA loan origination in your inbox?

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

FICO

NOVEMBER 21, 2022

Innovation – AI and Decision Management Platform (*New category win for FICO). FICO is honored to be recognized for excellence in risk management and compliance and would like to congratulate all the winners for their best-in-class contributions across the risk management space. Darryl Knopp. See all Posts.

Report 52

Report Risk Management Compliance Analytics 52

Abrigo

APRIL 19, 2016

In the paper, the OCC defined responsible innovation as: The use of new or improved financial products, services, and processes to meet the evolving needs of consumers, businesses, and communities in a manner that is consistent with sound risk management and is aligned with the bank’s overall business strategy.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. Can the states make licensing – of the money movement kind – any easier?

Washington 101

Washington Regulation Conference Fintech 101

FICO

SEPTEMBER 30, 2022

FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. Neeti Aggarwal, CFA senior research manager, The Asian Banker.

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Meeting Analytics Management Strategy 52

FICO

DECEMBER 8, 2022

Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk. by Jim Patterson.

Risk Management 52

Risk Management Comparison Strategy Management 52

FICO

NOVEMBER 23, 2021

FICO has announced its panel of independent judges for the 2022 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. He has an MBA from the Indian Institute of Management.

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Meeting Analytics Risk Management Management 52

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. Comments made by attendees indicated that there is substantial interest in the SPNB charter but a reluctance to be the first applicant due to concerns about litigation risk and regulatory requirements. Questions directed at Ms.

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Policies Lending Data Online 60

PYMNTS

MARCH 17, 2017

Soon after the company scrapped its IPO plans, Misys launched a new solution for its bank customers to “take back that piece of the lending market” taken away from alternative lending competitors, said Senior Product Officer Jean-Cedric Jollant in an interview with PYMNTS last year.

Fintech 195

Fintech Innovation Lending Management 195

FICO

MAY 19, 2023

Prosper also proactively mitigates credit risk and meets the increasing credit demand for creditworthy customers based on their monthly updated FICO® Scores. Prosper also proactively mitigates credit risk and meets the increasing credit demand for creditworthy customers based on their monthly updated FICO® Scores.

United States 52

United States Lending social media Tools 52

Abrigo

AUGUST 3, 2017

Organized training conferences to improve the “coordination among state and federal banking agencies in the review of applications” 4. Monk’s article prescribes that prospective de novo bank organizers may have success if they have sufficient capital and time, involved investors and a capable management team and board of directors.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

Abrigo

NOVEMBER 25, 2019

“You can’t stop earning because you’re afraid about the credit environment,” Parliment told hundreds of bankers at Abrigo’s 2019 ThinkBIG Conference earlier this year. Technology certainly plays a role in lowering unit costs and managing risk for many lenders. You have to earn. You have do it faster.”

Analysis 195

Analysis Training Management Industry 195

Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

Risk Management 150

Risk Management Management Denver Chicago 150

FICO

MAY 2, 2019

It’s true: synthetic identities have become a major method for perpetrating auto lending fraud. I recently talked about synthetic auto loan fraud with executives from Santander Bank and GM Financial at the AFSA Vehicle Finance Conference , on a panel discussion about cybersecurity and third-part risk management (TPRM).

Fraud 70

Fraud Data Cyber Security Risk Management 70

Abrigo

JULY 30, 2019

The loan committee uses the credit memo in deciding whether to approve the loan, so the lender wants to put forth an accurate and complete picture of the borrower -- not only for the borrower’s sake, but also for the financial institution’s risk management. Book loans faster while managing risk. Credit Risk.

Analysis 150

Analysis Data Risk Management Lending 150

Gonzobanker

MARCH 25, 2020

Digital Lending. Decisions are being made on conference calls, not in meetings. At some point, we will need to have the conversation about the impact this all may have on sales, service, staff, skills, training, goals, performance management and other things. Why go back if it does? When we can all come up for air. “Ch-ch-ch-ch-changes.

San Francisco 125

San Francisco Phoenix Meeting Training 125

Independent Banker

SEPTEMBER 25, 2014

Saving money by conducting inside risk management and compliance reviews. As a group, community banks spend substantial funds hiring outside consultants to help with various management functions, and a substantial share of dollars are spent to help oversee their risk management and compliance activities.

Community Bank 70

Community Bank Compliance Risk Management Community 70

FICO

JUNE 28, 2018

Shanghai Pudong Development Bank (SPDB) Credit Card Center, a credit card lending pioneer in China, has increased its customer base using originations powered by technology from analytics software firm FICO. FICO’s big data AI analytics has reduced risk by 50% with an a pproval rate that is four times higher.

Analytics 51

Analytics Cards How To Big Data 51

William Mills

JUNE 22, 2017

Bank on IT features a wide variety of experts, interviewed by John Siracusa, founder/creator of the #banksocial conference. This podcast features topics around lending, payments, fintech, innovation and more. Topics include fintech, risk management, blockchain, fraud detection and more. Bank on IT. Breaking Banks.

Fintech 60

Fintech social media Cyber Security Conference 60

PYMNTS

JULY 21, 2017

So started Affirm’s Co-Founder and CEO Max Levchin ’s remarks at his firm’s first-ever AFFIRMation conference for its retail partners in San Francisco yesterday. Those consumers pay dearly and foot the bill, so to speak, for all of those who take the offer and manage to pay on time over the term of the loan.

Retail 111

Retail San Francisco Cards Conference 111

Abrigo

NOVEMBER 22, 2021

Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Consumer lending compliance spotlight. Pandemic Issues.

Compliance 195

Compliance Lending Risk Management Regulation 195

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? So what of the next crisis?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

APRIL 5, 2016

Federal Reserve Bank of Boston President Eric Rosengren delivered a speech yesterday (April 4) at the bank’s 2016 Cybersecurity Conference highlighting the economic and cyber risks financial institutions are facing today. However, this rapid evolution generates risks,” Rosengren said.

Boston 100

Boston Fintech Innovation Conference 100

Abrigo

SEPTEMBER 22, 2021

And in any major standard shift like this, the disclosure piece can be significant,” Dobner said during the recent Abrigo ThinkBIG Conference. “In Portfolio Risk & CECL. Portfolio Risk & CECL. 4 Steps for Integrating CECL and Other Risk Management Models. CECL Disclosures. Learn More. Whitepaper.

Security 195

Security Examples National Report 195

Abrigo

SEPTEMBER 15, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Bank monitoring in construction lending. The paper, “ Bank Monitoring with On-Site Inspections," will be presented later this month at the Community Banking in the 21st Century Research and Policy Conference. CRE loans up.

Study 195

Study FDIC Lending Risk Management 195

South State Correspondent

MAY 13, 2024

Last week, Nacha held its Smarter Faster Payments Conference in Miami, a significant event for over 1,800 bankers and vendors. With our team of eight members at the conference, we were able to provide comprehensive coverage and distill the ten most essential insights for you.

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Conference Payments Fraud Data 195

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Congrats to Randy and a great management team. We salute a legend of lending and credit union leadership. GonzoBanker of the Year – Credit Union.

Fintech 143

Fintech Strategy Leadership Lending 143

ABA Community Banking

OCTOBER 1, 2019

Heated competition for bank funding is an increasingly important focus for community bank leaders, according to an annual survey released today by the Federal Reserve, the FDIC and the Conference of State Bank Supervisors. The post Survey Finds Cost of Funds Top of Mind for Community Bankers appeared first on ABA Banking Journal.

Survey 49

Survey Community FDIC Community Bank 49

Gonzobanker

JANUARY 4, 2016

As consultants , we haunt the halls of industry conferences. Tackling the topic of digital signatures , CIOs developed a specific action plan for incorporating Docusign technology into the commercial lending process. GonzoBanker Credit Union Consumer Lending Officer Roundtable Phoenix Mar 13-15. CREDIT UNION ROUNDTABLES.

San Diego 60

San Diego Phoenix social media Strategy 60