American Banker

APRIL 25, 2024

The state's comptroller of public accounts is one of several notable non-depositories with access to the Fed's payments system, along with the Chicago Mercantile Exchange and the Tennessee Valley Authority. So why do they have accounts while some neobanks don't?

Tennessee 101

Tennessee Texas Chicago System 101

Abrigo

JANUARY 3, 2022

Takeaway 1 Recent fines against a bank in Texas remind financial institutions of the importance of AML quality control. Ensure Compliance. Sound quality control can ensure compliance and prevent money laundering and fraud as banks and credit unions continue to blur the lines between the two areas.

Texas 195

Texas Compliance Fraud Training 195

Abrigo

JANUARY 17, 2024

Two recent guests of the Abrigo podcast Ahead of the Curve shared ways that their organizations, Made Free and the Texas Advocacy Project (TAP), fight against human trafficking. Look into wires to and from foreign countries more skeptically,” said Terri Luttrell, Director of Compliance and Engagement at Abrigo. “A

Training 259

Training Community Software Texas 259

American Banker

JANUARY 18, 2024

Industry Bancshares' bond portfolio is massively underwater, and one of its regulators says the company is in "troubled condition." But Industry says it was already working on fixes prior to the OCC's intervention, which it calls an "unfortunate example of regulatory overreach."

Texas 56

Texas Regulation Examples Industry 56

Abrigo

JANUARY 30, 2024

REGISTER Takeaway 1 Banking and compliance professionals rely on ThinkBIG to elevate their understanding of industry shifts and regulatory pressures. Banking and compliance professionals rely on the annual conference to elevate their understanding of industry shifts and regulatory pressures that hammer them daily.

Conference 195

Conference Arizona Phoenix Fraud 195

CFPB Monitor

SEPTEMBER 30, 2022

Chamber of Commerce, joined by six other trade groups, filed a lawsuit yesterday in a Texas federal district court against the CFPB challenging the CFPB’s recent update to the Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) section of its examination manual to include discrimination. Supreme Court authority.

Groups 78

Groups Texas Regulation Compliance 78

American Banker

SEPTEMBER 10, 2023

A district court judge ruled that Congress did not give the Consumer Financial Protection Bureau broad authority to look for discrimination, putting a major dent into the bureau's efforts to apply anti-discrimination principles to non-lending products such as advertising.

Texas 85

Texas Policies Lending Compliance 85

Perficient

AUGUST 16, 2020

However, you may not know that there are certain rules/regulations that must be accounted for so you can remain compliant with FCC regulations. If you’re unfamiliar with Kari’s law, this law was named in honor of Kari Hunt, who was attacked and killed by her estranged husband in a motel room in Marshall, Texas in 2013.

System 348

System Regulation Texas Compliance 348

PYMNTS

APRIL 10, 2020

To help businesses contend with new procedures and regulations related to the Families First Coronavirus Response Act (FFCRA), GoCo has rolled out a new feature to manage and track COVID-19 paid leave. The creation of the feature stemmed from the law, which took effect on April 1, according to an announcement.

Tools 185

Tools Taxes Texas Policies 185

American Banker

APRIL 24, 2024

An anti-ESG crusade in Texas exposes the degree to which conservative hype over companies' ESG policies has lost touch with the reality of the market, to the detriment of taxpayers.

Texas 78

Texas Policies Marketing Company 78

Abrigo

DECEMBER 2, 2021

And regulators have not provided relief for suspicious activity monitoring and reporting deadlines, even though Bank Secrecy Act (BSA) departments have seen increased responsibilities (such as business continuity) and are dealing with staff working from home. Consumer Lending Compliance: Hot-Button Issues to Monitor. Learn More.

Conference 195

Conference San Antonio Lending Fraud 195

PYMNTS

FEBRUARY 6, 2018

Reuters reported news on Tuesday that banking regulators from seven states across the United States are working to, as the newswire reported, “streamline” the FinTech reporting process, with an eye on those tech firms having an easier road toward offering their products and services across the nation.

Fintech 118

Fintech US Tennessee Washington 118

PYMNTS

JANUARY 9, 2019

The Supreme Court sent the case back to the Second Circuit, deciding that the case was a regulation of commercial speech. The striking down of the ban in New York comes on the heels of similar challenges that eliminated bans on passing along credit card fees in Florida, California and Texas.

New York 200

New York Cards Florida Texas 200

American Banker

APRIL 8, 2024

The case over the Consumer Financial Protection Bureau's $8 late fee rule has emerged as a flashpoint in a larger debate over "judge shopping," whereby plaintiffs seek venues with judges sympathetic to their complaints.

Texas 41

Texas Policies Compliance Regulation 41

PYMNTS

SEPTEMBER 16, 2019

This investigation is not a lawsuit,” Texas Attorney General Ted Paxton said. “It The Swiss regulators have mandated that Libra be bound by regulations that govern infrastructure, and so Libra would need a payments license in place. GDPR Compliance Lacking. It is an investigation to determine the facts.

social media 122

social media Google Taxes Arkansas 122

PYMNTS

DECEMBER 28, 2016

But nonprofits, burdened by higher compliance requirements than many other businesses, could stand to gain the most from the most cutting-edge innovations. FLSA overtime regulations, Abila told PYMNTS, is of particular interest to nonprofits. Nonprofit companies, Abila said, need to be particularly attuned to these shifts.

Fintech 147

Fintech Regulation Texas Software 147

PYMNTS

AUGUST 19, 2019

The summary, according to the site, would direct the FCC to develop new regulations that would detail how the law may protect social media platforms as they move to take content off their sites – and to take those new regulations into account when investigating or filing suit against those firms. District Judge Lee Yeakel.

social media 128

social media Regulation Lending Compliance 128

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

American Banker

MAY 29, 2024

A federal judge in Texas is locked in a back-and-forth with an appeals court over whether the industry's challenge to a cap on credit card late fees should be moved to Washington, D.C.

Texas 28

Texas Washington Cards Industry 28

Abrigo

FEBRUARY 23, 2023

Check out our 1071 compliance resources. I can’t pay them enough to come to Henderson, Texas, or Lebanon, Missouri, for example,’“ Kirby said. Join banking executives and others for sessions on handling the challenges facing small banks , industry best practices, and regulatory compliance at Abrigo's ThinkBIG Conference.

Community Bank 195

Community Bank Kansas City Community Lending 195

PYMNTS

DECEMBER 27, 2018

The Facebook Cambridge Analytica breach and the knowledge that the company was selling private information to companies might mean that Congress will consider a version of the European Union’s General Data Privacy Regulation (GDPR). The information was supposed to help companies advertise to Facebook’s users, but it created a scandal instead.

Data 135

Data San Francisco United States Texas 135

PYMNTS

JANUARY 3, 2020

Those experts are Paul Diegelman, executive vice president at Fiserv , and Nabil Kabbani, CEO at CieloPay , a Texas-based firm serving as a SaaS mobile payment and loyalty platform used by brands to facilitate digital disbursement payments and influence customer behavior and retention. It’s happening. The movement is on its way.”.

Payments 209

Payments Innovation Maine Compliance 209

American Banker

AUGUST 4, 2023

A Texas judge dealt the Consumer Financial Protection Bureau a setback that has changed the bureau's calculus for furthering its near-term agenda. But an ambitious Supreme Court could also call all of the bureau's final rules into question.

Texas 64

Texas Compliance Regulation 64

American Banker

JANUARY 23, 2023

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Texas 68

Texas Industry Compliance Regulation 68

American Banker

MARCH 14, 2024

The Consumer Financial Protection Bureau claims trade groups have no jurisdiction to file a lawsuit in Texas to stop the bureau's $8 credit card late fee rule, saying the plaintiffs engaged in "forum-shopping" to seek the most favorable outcome.

Texas 37

Texas Groups Cards Policies 37

PYMNTS

SEPTEMBER 26, 2016

” The bill was unanimously approved in August by the Assembly after being amended three times and is expected to regulate the transition of California courts to e-filing. Texas-based Tyler Technologies has contracts with over 25 of California’s 58 superior courts, and it typically limits e-filers to pay with credit card only.

California 100

California Cards Sacramento Texas 100

CFPB Monitor

AUGUST 7, 2019

The DFS states that the investigation will focus on “whether companies are in violation of state banking laws, including usury limits, licensing laws and other applicable laws regulating payday lending and consumer protection laws.” Illinois Department of Financial Professional Regulation. Texas Office of Consumer Credit Commissioner.

Industry 92

Industry Puerto Rico South Dakota North Dakota 92

Abrigo

AUGUST 22, 2019

Ongoing training is at the very heart of a satisfactory Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance program in financial institutions. 21 in Houston, Texas Nov. Networking is especially important for BSA officers to be able to stay informed. Cost for these regional meetings is $100, and dates and locations are: Sept.

Training 150

Training Las Vegas Alabama Minneapolis 150

Independent Banker

JUNE 30, 2022

These are sectors that are not going to be able to immediately move,” says Robert Hemsath, CEO of $440 million-asset MCBank in Goldthwaite, Texas. It also makes a good impression on regulators. Regulators are fearful of banker complacency,” he observes. Solicit regulators’ input—before the examiners arrive.

Management 103

Management Community Bank Community Regulation 103

American Banker

OCTOBER 4, 2023

Federal housing authorities persuaded Texas Capital Bancshares to help with the fallout from a bankrupt reverse-mortgage provider, then went back on their promises of financial support, the company says in a new lawsuit.

Texas 41

Texas Capital Company Compliance 41

American Banker

MARCH 15, 2024

A Texas judge has recused himself from a case that pits the largest credit card issuers against the Consumer Financial Protection Bureau and a rule that would eliminate $10 billion in late fees.

Cards 28

Cards Texas Policies Compliance 28

PYMNTS

JANUARY 28, 2019

As noted in this space by Karen Webster, the ban on the ban – where, now, in New York, surcharges are allowed when merchants post total prices for transactions – shows the inefficiencies of regulation that supersede card networks’ own rules governing merchant activities. population.

Cards 125

Cards New York Oklahoma Connecticut 125

CFPB Monitor

JANUARY 25, 2019

5330 as money services businesses (“MSBs”), which in turn are governed by the Bank Secrecy Act (“BSA”) and related reporting and anti-money laundering compliance obligations. The New Hampshire Banking Department issued a statement saying it would no longer regulate businesses solely engaged in virtual currency transactions.

Pennsylvania 60

Pennsylvania Security New Hampshire Texas 60

American Banker

JUNE 28, 2023

Vantage Bank of Texas will be allowed to add a new branch in Houston, but Fed Gov. Michelle Bowman said the episode highlights the need for new policies around assessing public commentary.

Houston 36

Houston Texas Policies Compliance 36

American Banker

AUGUST 24, 2022

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Texas 67

Texas Policies Compliance Regulation 67

PYMNTS

JANUARY 19, 2021

With a nod toward GeoGuard’s own offerings, Briggs noted that upon the buildout of the firm’s geolocation compliance system, the goal had not been, explicitly, to craft a geolocation anti-fraud system. “It Bit by bit, then, we may see the emergence of a technical framework, tied to KYC and anti-money laundering ( AML ) compliance.

Data 227

Data Fraud Los Angeles Compliance 227

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Texas Capital Bancshares, Inc. We are primarily a secured lender, with our greatest concentration of loans in Texas. Independent?

Strategy 100

Strategy Texas San Antonio Fort Worth 100