PYMNTS

MAY 22, 2017

That depends, says counterterrorism and cybersecurity expert Richard Clarke, on what companies, banks and regulators are willing to learn from the incident. To get more banks into the two-step authentication mix, Clarke recommends regulation, which would compel mandatory compliance. “A s National Health Service.

Regulation 116

Regulation National Online System 116

PYMNTS

AUGUST 14, 2019

But a delay is not really a break – it just means more time for important work to be done, and for businesses and regulators to figure out what really works in the SCA space. Operational Concerns. based Emerging Payments Association (EPA) published a report on the impact of SCA on the payments experience. a password).

Compliance 115

Compliance Tools Regulation Meeting 115

PYMNTS

FEBRUARY 28, 2019

The digital platform provides hiring, training, compliance management and payroll solutions to its clients, and is geared toward the facilities management, private security and logistics industries, to name a few. Their user experiences need to be easy and friction-free, no matter the churning waters in the back end.

Payments 183

Payments User Experience Training Case Study 183

PYMNTS

AUGUST 13, 2019

Yet this was compliance-ready, not operationally ready. Nearly three-fourths (74 percent) of issuers expect SCA to lead initially to a decline in user experience. Additionally, they see potentially 25 to 30 percent of transactions being declined in the short term unless a compliance timeline is agreed upon. 14 deadline.

Compliance 172

Compliance User Experience Fraud Meeting 172

Insights on Business

FEBRUARY 13, 2019

The global financial crisis of 2008 and 2009 brought a renewed focus on the governance, risk and compliance (GRC) processes within the financial institutions, who, not very long ago, viewed GRC as little more than a necessary evil – cost of doing business, which added little value. IBM OpenPages with Watson 8.0

User Experience 79

User Experience Compliance Risk Management Training 79

PYMNTS

JANUARY 24, 2019

Google has decided to dispute the €50 million fine handed down by French privacy regulators for allegedly failing to comply with the EU’s General Data Protection Regulation (GDPR) privacy law. In addition, the Commission said Google didn’t get the necessary user consent for personalized ads. They don’t even try to hide it.”.

Google 123

Google Regulation Policies User Experience 123

PYMNTS

OCTOBER 29, 2020

Offering a secure payment experience requires rigorous authentication or time-consuming behind-the-scenes security checks, which can often conflict with customers’ collective desire for an Uber-like frictionless experience. FIs must also ensure that the transaction is compliant with regulatory requirements.

Payments 213

Payments Fraud Meeting Security 213

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. That’s one of the biggest areas where we see friction,” he told PYMNTS.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

MARCH 4, 2020

And in that evolution, DeLuca explained, software has moved from systems that simply kept records or initiated transactions toward systems that deliver an enhanced, more engaging experience. FinTech firms like Bottomline have invested in user experience (UX), user interface (UI), usability and, of course, data management.

User Experience 203

User Experience Data Fintech System 203

PYMNTS

OCTOBER 18, 2017

Innovation, he said, must be linked to the core skill sets and operations of a company and synched across the organization. What of regulation? When it comes to stymied innovation, are regulatory and compliance mandates an explanation or an excuse? With such streamlining in place, firms can then focus on what really matters.

Innovation 140

Innovation Compliance Community Bank Strategy 140

PYMNTS

JULY 23, 2019

It’s also the most highly regulated part of any financial transaction. It’s a process that doesn’t leave much room for interpretation — either you are compliant or you’re not — and one in which companies tend to bring in a partner who can make the process of achieving and maintaining compliance less painful.

Data 101

Data Mobile Compliance Security 101

PYMNTS

MARCH 25, 2019

The backlash goes beyond rooms, apartments and houses to include instruments of transportation, which is among the latest areas of the digital economy to come under the scrutiny of politicians and regulators. And investors are still pouring capital into companies operating in the sector. Sharing Backlashes.

Los Angeles 135

Los Angeles Payments San Francisco Chicago 135

PYMNTS

OCTOBER 20, 2017

It did translate various product offerings into Chinese, but did not customize user experience or pricing for the local market. Regulations can be another killer for cross-border business, Wang said. The market, he said, is much faster than other markets in which they may operate successfully. The Other Way Around.

How To 103

How To Apple Examples Payments 103

South State Correspondent

MAY 18, 2023

Led by our Chief Data Architect and SVP of Digital Strategy , the effort was a lesson in how to be more innovative and work together to achieve the sole goal of the customer experience. At this session, one of the rules was that you could not worry about constraints – You can’t mention budget, regulation, risk, or capabilities.

US 195

US Training Examples Data 195

PYMNTS

JUNE 27, 2017

So we also added a new focus: applying document and artificial intelligence/machine learning to develop enterprise-class solutions for identity verification in digital channels that meet the market need for a great user experience, risk mitigation and regulatory compliance.

Innovation 145

Innovation System Mobile Trends 145

Gonzobanker

JANUARY 17, 2020

Banks are most afraid of big tech, just when these players face regulation. However, between anti-trust regulations, algorithm investigations and states focused on privacy (e.g., New regional banks will struggle with operational maturity and customer experience.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

PYMNTS

OCTOBER 2, 2018

The big tech firms are trying to make sure they have a major say in whatever comes next for data privacy and regulation. There were also warnings that a “patchwork” of privacy laws across various states would hurt businesses, as well as concerns that compliance costs could also do harm.

Data 189

Data Online Google social media 189

CB Insights

SEPTEMBER 11, 2018

Facebook stock is down and it faces investigation by a growing list of international regulators. Google has lost employees and also faces regulation. Apple: Director of privacy compliance. Facebook & Apple focus on Privacy & Compliance Policies. Amazon and Google are taking PR hits from the President.

Google 48

Google Apple Policies social media 48

FICO

MARCH 6, 2020

Visma Connect recently interviewed Jürgen Krieg, FICO's head of global compliance sales. In this excerpt from that article, Jürgen elaborates on the importance of compliance. . At FICO, I am responsible for planning and implementing growth strategies to develop new markets, and the expansion of our compliance business globally.

Compliance 81

Compliance Technology Fraud Analytics 81

Fintech Labs Insights

MAY 26, 2017

ABN AMRO’s Helène Erftemeijer elaborated on the role Fenergo’s technology will play in helping the bank improve the user experience for its clients. The deal with ABN AMRO is the latest in a string of wins for the Dublin-based compliance specialist.

Management 17

Management Innovation Compliance Capital 17

NCR

JANUARY 17, 2017

All players will look for better ways to manage regulatory and compliance processes. At the same time, new regulations, such as PSD2 , are changing how different transactions are viewed by the regulating bodies. This year will be a big year for all types of specialized payments providers.

Fintech 40

Fintech Trends Industry Compliance 40

Cisco

MAY 24, 2022

This week we welcome Marc Gilman , General Counsel and VP of Compliance at Theta Lake for a Q&A on a key topic for compliance, operational risk, and security leaders – ensuring that robust controls are in place for regulatory, cybersecurity, and privacy of collaboration platforms.

Compliance 115

Compliance Security Video Meeting 115

FICO

JANUARY 7, 2021

The ROI will come not only from efficiency in the operations themselves but also from cost of capital and stability gains throughout the enterprise. It is possible to increase resiliency without increasing operating costs. The winning strategy will be: to improve the mapping and monitoring of the supply chain.

Management 52

Management Analytics Strategy Data 52

PYMNTS

JULY 13, 2017

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In By outsourcing all that to an acquirer, an ISO saves on risk, regulatory, technical and operational overhead. Risky Business? Episode Two.

User Experience 108

User Experience Software Compliance Payments 108

PYMNTS

NOVEMBER 9, 2016

Doing that meant that Circle had to build out an AI-powered risk engine that allows it to make 90 percent of its risk and compliance decisions with machines rather than relying on compliance people. “Creating those onramps and user experiences that delight people is a big part of what we do to keep driving usage,” Allaire added.

Payments 189

Payments blockchain User Experience Bitcoin 189

PYMNTS

SEPTEMBER 29, 2020

Regulators are also looking more closely at the authentication measures attached to online payments as they continue to jump in volume, meaning merchants must keep pace with new compliance requirements as well as shifting consumer perceptions. Merchants, their payment providers and their regulators must keep up. under the GDPR.

Payments 172

Payments Regulation Online Retail 172

PYMNTS

MARCH 11, 2016

Rao discussed the challenges of regulated global money movement — especially when magnified by a large event like the Olympics. A major challenge Airbnb faces, Rao said – especially in a heavily-regulated country like Brazil – is that the platform uses costly third-party providers for payments.

Regulation 100

Regulation User Experience Payments Compliance 100

PYMNTS

APRIL 2, 2019

Limited , which offers what is billed as a “turnkey” Open Banking platform that helps banks achieve compliance with the Second Payment Services Directive (PSD2). The March 14 deadline for compliance with PSD2 has, in turn, spurred banks to open up to third parties. That’s according to Steve Kirsch, CEO of Token.io

Software 165

Software User Experience Security Compliance 165

PYMNTS

MAY 4, 2017

It enables digital providers to automate front-office operations, Aberman said, to get money faster and sync data across various business functions. If that’s the case, then it doesn’t necessarily make sense for a platform to require users to establish and maintain a separate relationship with a third-party, standalone payment company.

Payments 118

Payments Software Risk Management Operations 118

CB Insights

MARCH 21, 2018

While the blockchain can increase backend efficiency for insurers, it can also lead to a superior user experience for customers. Meanwhile, the blockchain could enable granular permissions settings to comply with regulations, while allowing data to be anonymized and shared for research. Reinsurance.

blockchain 78

blockchain Fraud Policies Industry 78

Fintech Labs Insights

JULY 22, 2015

BehavioSec transforms behavior into a transparent layer of security by monitoring in real-time the way users interact with their devices. Behaviosec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user.

San Francisco 12

San Francisco Video Fintech Data 12

PYMNTS

JANUARY 19, 2017

These changes are enabling community banks to take innovative approaches to data to improve business operations. There’s a new area of user experience and interface design for financial services that’s popped up around this invisible interface,” said Anderson.

Data 100

Data Community Bank Community Digital Banking 100

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The big bang project is over.” That kinda scares me.”.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The big bang project is over.” That kinda scares me.”.

Utah 60

Utah System Community Marketing 60