FICO

JUNE 1, 2023

Inflation (the year-over-year comparison of the Consumer Price Index) continued to slow in March to 5%; however, prices continue to rise month-over-month. Rates typically peak after holiday shopping then come down as consumers receive their tax refunds and use it to pay down debt. from February 2023 to March 2023.

Trends 52

Trends Industry US Cards 52

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78

FDIC Community Bank Regulation Lending 78

Abrigo

MAY 11, 2021

Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. A common misstep seen in lending departments is the belief that a guarantor improves an applicant’s credit quality.

Analysis 195

Analysis Lending Taxes Comparison 195

Fintech Labs Insights

MAY 19, 2016

Marketplace small business lending platform. Deposit price comparison site. Income tax service. Health insurance comparison site. Tags: Consumer, insurance, healthcare, discover, price comparison, lead gen. Fintech deals by size from 23 April to 29 April 2016: Mosaic. Latest round: $200 million Private Equity.

San Francisco 18

San Francisco Company Fintech California 18

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. The Comparison of Risk.

Risk Management 195

Risk Management Examples social media Management 195