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Assessing Global Cash Flow Post Pandemic

Abrigo

Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. A common misstep seen in lending departments is the belief that a guarantor improves an applicant’s credit quality.

Analysis 195
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How Diversified Revenue Streams Impact Ag Borrowers

Abrigo

You might also like this webinar, How the 2021 Roadmap for Producers will Influence Ag Lending. Land value At the end of the project, all that farmers and ranchers have left are land value and soil management. Stay up-to-date on the latest on ag lending trends. Market comparisons will need to be made for term fees and rent.

Lending 195
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The Velocity of Risk – What Bankers Need To Know

South State Correspondent

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices.

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America’s Expanding Debt Footprint (And What It Really Means)

PYMNTS

And not just one branch of underwriting — for a short while there, it seemed like all of it had hit Game Over status — with consumers; SMB and even enterprise-level lending slowed to a near stop. “This level of debt is more manageable than it was at the time of the financial crisis because of those income numbers.

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Axos Invest Review: Automate Your Investment Portfolio

MyBankTracker

Axos Invest makes that simple to do with its range of managed portfolios. People who want the benefit of managed portfolios with minimal fees. Invest automatically with managed portfolios. Tax loss harvesting and unlimited automatic rebalancing. The more diverse your portfolio is, the easier it is to manage risk.

Taxes 52
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US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

FICO

Inflation (the year-over-year comparison of the Consumer Price Index) continued to slow in March to 5%; however, prices continue to rise month-over-month. The data sample comes from FICO client reports generated by FICO® TRIAD® Customer Manager and Adaptive Control System solutions. from February 2023 to March 2023.

Trends 52
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FICO’s New Groove

PYMNTS

That run of state-based cases also made some notable changes to what negative information can be reported in a FICO score — lapsed gym membership, traffic tickets and library books unreturned that got sent to collections agencies were no longer fair game — as was any collections issue not initially related to lending. Possible Troubles.

Taxes 100