Independent Banker

NOVEMBER 30, 2022

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Bank of Montana, Missoula, Mont.;

Community Bank 169

Community Bank Community Montana Leadership 169

BankInovation

SEPTEMBER 1, 2023

As community and regional banks navigate 2023 and approach 2024, they’re setting their sights on critical priorities to chart their strategic direction – with a keen focus on: • Growing deposits • Growing loans • Retaining talent Jack Henry’s 2023 Strategic Priorities Benchmark Study found that 79% of financial institution CEOs surveyed plan to increase (..)

Study 64

Study Regional Survey Community 64

Finer Points

MARCH 30, 2016

It’s something ICBA and the community banking industry say all the time: community banks are the nation’s leading small-business lenders. While community banks make up less than 20 percent of the banking system’s assets, they dole out more than half of its small-business loans. And the numbers back it up.

Community Bank 100

Community Bank Community Leadership Study 100

South State Correspondent

MARCH 30, 2020

We have been writing on the various strategies available to community banks when structuring commercial loans in this current challenging business and credit environment.

Case Study 195

Case Study Study Community Bank Strategy 195

PYMNTS

JANUARY 25, 2021

While happy to have accelerated its omnichannel efforts this past year, Boyce said Allbirds was also “committed to the bricks-and-mortar channel for the long haul,” noting the social benefits stores will provide to local communities once people are able to get out freely again. sustainability manager for H&M told the NRF conferees.

Community 269

Community Retail Strategy National 269

Independent Banker

NOVEMBER 21, 2021

As the first mutual bank to open in decades, Walden Mutual Bank is gearing up to support New England’s farmers, food service industry and sustainable food community. submitted its application to the FDIC at the end of August with the intent to serve New England’s local and sustainable food community with a bank owned by its depositors.

Community 170

Community New Hampshire New York Millennials 170

Independent Banker

JANUARY 31, 2023

Community bankers and industry experts share how to best put this data to use. billion-asset First State Community Bank in Farmington, Mo. To use data effectively, community bankers need to balance the information with what they know to be true about their customers. All data creates a competitive advantage. The results?

Community Bank 91

Community Bank Community Trends Payments 91

Finer Points

OCTOBER 17, 2014

And according to ICBA’s recently released 2014 American Millennials and Banking Study, this generation represents a major opportunity for community banks. Community Banks' This is […].

Community Bank 193

Community Bank Millennials Community Study 193

South State Correspondent

APRIL 15, 2015

JD Power’s 2015 US Retail Banking Satisfaction Study that was released in part several weeks ago had some interesting information that might impact the strategy and tactics for community banks. While the full report will not be out until the end of this month, we were highlighting some points for our management so we wanted to share.

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Study Community Bank Community Strategy 150

Gonzobanker

FEBRUARY 8, 2023

Community Banks as Venture Capitalists In fact, not all providers of venture capital are venture capitalists. According to Cornerstone Advisors’ What’s Going On in Banking 2023 study, there are about 500 community banks and credit unions making direct investments into fintech startups. And not just the large megabanks.

Community Bank 98

Community Bank Community Fintech Leadership 98

South State Correspondent

JANUARY 20, 2020

We work on thousands of lending transactions every year with hundreds of community banks across the country.

Case Study 195

Case Study Study How To Community Bank 195

CFPB Monitor

JULY 25, 2022

NY enacts bill requiring DFS to study overdraft fees. On July 15, New York Governor Hochul signed into law Senate Bill S9348 which requires the state’s Department of Financial Services (DFS) to conduct a study of overdraft fees and provide a report to the Governor within one year. The report is to be posted on the DFS website.

Study 147

Study Data New York Policies 147

PYMNTS

JANUARY 3, 2019

A new study has revealed that retailers will lose around $130 billion in digital CNP (Card-not-Present) fraud between 2018 and 2023. EMVCo continues to encourage the payments community to get involved and provide feedback on the EMV 3DS activity.”.

Fraud 152

Fraud Study Retail Online 152

Perficient

MARCH 23, 2021

This study is a comprehensive review of mobile versus desktop usage on the web. In this year’s study, we compare 2019 and 2020 traffic patterns in the U.S. The data in this study was pulled from Google Analytics’ Benchmarking feature , which provides aggregated industry data from companies who share their data.

Mobile 421

Mobile Study Community Industry 421

South State Correspondent

MARCH 19, 2024

In a future article we will discuss how community bankers may structure their commercial loan products to maximize cross-selling and upsell opportunities. With proper tools and strategies, community bankers can upsell and cross-sell their products to maximize profitability. In banking, those numbers are markedly different.

Community Bank 195

Community Bank Community Industry Cards 195

ABA Community Banking

DECEMBER 9, 2020

The FDIC today released a new staff study highlighting how economies of scale developed at community banks (those with $10 billion or less in assets) between 2000 and 2019. The post FDIC Analysis Examines Community Bank Economies of Scale appeared first on ABA Banking Journal.

Community Bank 69

Community Bank FDIC Analysis Community 69

PYMNTS

JANUARY 11, 2021

PYMNTS' latest Real-Time Payments Report done in collaboration with The Clearing House looks at the matter through numerous use cases, none more informative than that of New Jersey-based community bank Cross River , with its enthusiastic embrace of real-time payments (RTP). If only enthusiasm were enough. It was quite a bit of work.

Community 169

Community New Jersey Community Bank User Experience 169

PopularBank

DECEMBER 7, 2022

Building inspections are required for community buildings in all 67 counties in Florida that are three or more stories in height. Structural integrity reserve study. Associations are required to complete a structural integrity reserve study every 10 years for each building in an association that is three stories or higher.

Community 52

Community Florida Study ATM 52

PYMNTS

FEBRUARY 15, 2018

For community banks serving small- to mid-sized businesses (SMBs), training an eye on credit cards can translate into additional revenue streams and tap into an unmet need for those SMBs. Kearney found 26 percent of small business cardholders have community banking relationships in place. There’s a lot of runway here.

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Community Bank Community Cards United States 118

Perficient

DECEMBER 10, 2020

Now, at 73, my mother works in an assisted living community close to patients at high risk for contracting COVID-19. Centers for Disease Control and Prevention, the non-Hispanic Black community makes up 12.5% Create digital campaigns and content that speak directly to the concerns of the Black community. of COVID-19 deaths.

Community 520

Community social media Alabama Groups 520

South State Correspondent

JULY 30, 2023

How should community banks target and compare their ROE to the industry and their peer group, and what defines a top-performing bank? Community banks (assets under $10B) composed 14.3% Community banks (assets under $10B) composed 14.3% The graph below shows the quarterly ROE for all community banks from 1984 to Q1/2023.

Community Bank 195

Community Bank Community Capital Policies 195

Abrigo

JANUARY 1, 2016

Government Accountability Office (GAO), community banks and credit unions are starting feel the impact of the Dodd-Frank Wall Street Reform Act. It also includes a provision for the GAO to study the regulations on an annual basis. It also includes a provision for the GAO to study the regulations on an annual basis.

Community Bank 150

Community Bank Community Compliance Training 150

South State Correspondent

JANUARY 16, 2024

We published various articles comparing community bank alternatives to LIBOR (such as SOFR, Ameribor, Fed Funds, and Prime). We believe that daily and term SOFR offer community banks the safest and most dependable index for benchmarking profitability, pricing loans, and hedging interest rate risk. No ISDA documents.

Community Bank 195

Community Bank Community Compliance CA 195

Banking Exchange

DECEMBER 21, 2020

FICO survey finds lack of confidence in short-term finances, but satisfaction with bank support is high Community Banking Consumer Compliance Customers Feature3 Financial Research Feature Financial Trends Fair Lending PPP Covid19.

Study 88

Study Community Bank Compliance Survey 88

Perficient

MAY 31, 2023

Open source is not restricted by licensing agreements, and the user behind open-source software is not forbidden to change, edit, study, or redistribute manipulated versions of it. The freedom to study how the program works and change it so it does your computing as you wish. Access to the source code is a precondition for this.

Software 251

Software Study User Experience Innovation 251

ATM Marketplace

OCTOBER 10, 2016

NCR Interactive Teller enabled Rivermark Community Credit Union to increase its member accounts by 52% within 18 months and serve their members an additional 25 hours per week with no increase to teller staff costs.

Case Study 48

Case Study Community Study 48

South State Correspondent

FEBRUARY 20, 2023

Community bankers need to understand their competitive landscape. Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage.

National 195

National Lending How To Community Bank 195

South State Correspondent

JANUARY 11, 2023

We looked at 12 other variables for community banks (asset size $100mm to $10Bn) and measured the correlation between those variables and ROA over the past five years. This analysis is not a causation study, and many reasons may explain for this correlation. The table below contains our output. Conclusion. The post What drives ROA?

Community Bank 195

Community Bank Community Analysis Industry 195

American Banker

JANUARY 26, 2024

National Bankshares in Virginia agrees to acquire in-state peer, Advia Credit Union in Kalamazoo strikes deal with Illinois bank, EBANX's annual Beyond Borders study launches and more in the weekly banking news roundup.

Virginia 36

Virginia Michigan Community Bank Illinois 36

South State Correspondent

AUGUST 5, 2019

It sometimes pays to be opportunistic in marketing your community bank’s products. There is currently an exceptional market opportunity for community banks to win profitable business from larger competitors. Our bank recently did just that, and in this article, we would like to share this strategy through a case study. .

Case Study 186

Case Study How To Community Bank Community 186

PYMNTS

JUNE 23, 2020

Flywire is looking to offer four scholarships to students from underrepresented areas or backgrounds studying medicine, global health and social justice, a press release from the vertical payments company says. The applications for the scholarships are available through July 31 for any undergraduate or graduate students.

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Study Community Training Maine 249

ABA Community Banking

NOVEMBER 25, 2019

As bank consolidation continued, between 2012 and 2017, the number of bank branches declined by 7% across all counties, according to a new research study published by the Federal Reserve today. The post New Fed Survey Examines Effects of Branch Closures on Communities appeared first on ABA Banking Journal.

Survey 69

Survey Community Study Community Bank 69

PYMNTS

AUGUST 6, 2020

“These individuals likely found or returned to work temporarily after their original unemployment claim, but then re-filed their claims as their hours or positions were cut again in response to communities re-instituting restrictions to combat a recent surge in COVID-19 cases,” he wrote in the report.

California 150

California Los Angeles Study Florida 150

ABA Community Banking

JULY 13, 2020

The Consumer Financial Protection Bureau today released a study of the effects of so-called credit-builder loans on credit scores. The post CFPB Study Finds Mixed Results for ‘Credit-Builder’ Loans appeared first on ABA Banking Journal.

Study 81

Study Report Community Bank Community 81

Image Works Direct

MAY 21, 2024

According to a study from The Harris Poll, 58% of consumers prefer holding an account with their local or regional financial institution, which may be good news for you if one of your competitors is acquired by a bigger bank with weaker community ties.

Capital 36

Capital How To Regional Study 36

PYMNTS

JANUARY 26, 2021

Plus, a new Federal Reserve Bank of New York study finds that individuals anticipate that the economy will rebound by next year. A new Federal Reserve Bank of New York study indicates that individuals foresee the economy will rebound by 2022. Moreover, the study discovered that 54.6 In today’s top retail news, the U.S.

Retail 239

Retail US New Jersey New York 239

South State Correspondent

APRIL 22, 2024

In this article we will discuss how borrowers should anticipate the evolution of the economy as it relates to their financing needs and discuss how community bankers should advise their clients to minimize risk and maximize their client’s profits. Louis ( HERE ) studied the predictive prowess of economists.

Marketing 195

Marketing St. Louis Analysis Study 195