Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

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Community Bank Community Industry Texas 239

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

PYMNTS

SEPTEMBER 23, 2016

The app will enable community financial institutions (CFIs) to compete with larger financial institutions by providing their business banking customers with iOS and Android access to this secure and easy-to-use account management platform. NCR announced on Thursday (Sept. 22) it launched a new app dubbed Business Banking Mobile.

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El Paso Community Bank Community Mobile 100

PYMNTS

SEPTEMBER 20, 2020

operations over alleged national security grounds. security by potentially sharing Americans’ personal information with the Chinese government. TikTok last week agreed to make Oracle its “trusted cloud and technology provider, responsible for fully securing our users' data” in America. 20), but pushed that to Sept.

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social media America Video Security 279

PYMNTS

DECEMBER 7, 2018

Community Bank of the Bay. Community First Credit Union (OH). Greater Cleveland Community Credit Union. Hometown Community Banks. Security Bank (NE). Texas Health Credit Union. Building Trades Credit Union. Evans Bank. Federated Bank. First Bank of Boaz. First Central Credit Union. Grand Savings Bank.

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Google Mobile Cleveland Iowa 130

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

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Strategy Community Bank Louisville Community 135

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Security Bank Midwest. By Ed Avis.

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Community Bank Community National Philadelphia 172

PYMNTS

APRIL 27, 2020

The Lakers, one of the most profitable sports franchises, secured the coronavirus stimulus loan through the Small Business Administration’s (SBA) PPP. The Lakers remain completely committed to supporting both our employees and our community.”. Launched on April 3 under the $2.2 It received $10 million.

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Los Angeles Minnesota Guidelines Texas 205

PYMNTS

APRIL 7, 2020

The PPP is a $350 billion small business loan program that is part of the $2 trillion Coronavirus Aid, Relie and Economic Security Act (CARES). Throughout the course of the day, it’s been up and down,” Rebeca Romero Rainey, president and chief executive officer of the Independent Community Bankers of America.

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System Omaha Nebraska America 132

Independent Banker

OCTOBER 1, 2022

The West Virginia community bank is helping small-business customers get the financing they need while continually seeking new ideas to plan for its own future. Commercial clients make up nearly 60% of the loan portfolio at the $850 million-asset community bank based in Bruceton Mills, W.Va. By Mindy Charski. Name: Clear Mountain Bank.

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West Virginia Virginia Community Bank Community 91

PYMNTS

MAY 5, 2020

Eight additional states, Idaho, Minnesota, Missouri, Nevada, North Carolina, Texas, West Virginia, Vermont and the District of Columbia, are slated to be added in June. The ability for grocers to enable safe and secure ecommerce, for all of their customer segments, remains critically important to their success.”.

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Online District of Columbia West Virginia North Carolina 151

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. Texas Capital Bancshares, Inc.

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Strategy Texas San Antonio Fort Worth 100

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

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Missouri Community Bank Community Management 142

Independent Banker

JULY 30, 2015

In Texas, data security, debit card surcharges and compensation for records searches become legislative issues. Some of the most pressing issues this year involved data security breaches, patent trolls, debit card surcharges and reimbursements for litigation records search requests. Data security breaches.

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Data Texas Community Bank Taxes 70

Perficient

JULY 10, 2020

As these services are typically elective care, further shut-downs – as is happening in Texas right now – present additional financial loss. The message was delivered with precision, informing patients of what specific services they should expect to receive and where, in a secure and compliant fashion.

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US Marketing Automation Marketing System 522

PYMNTS

MARCH 7, 2020

The annual music and culture festival SXSW in Austin, Texas has been canceled due to fears over the spreading of the coronavirus , according to a report by Dallas News. As recently as Wednesday, Austin Public Health stated that ‘there’s no evidence that closing SXSW or any other gatherings will make the community safer.’

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Austin New York Dallas Texas 141

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

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Resources Texas Analysis System 195

PYMNTS

MAY 3, 2019

In other news, the New York Police Department (NYPD) has issued a warning about phone scammers pretending to be Social Security Administration officials and requesting payment in bitcoin, prepaid gift cards, and bank wire transfers. Blockchain-based company GrainChain is launching in Mexico.

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Bitcoin blockchain Texas New York 129

Abrigo

JANUARY 15, 2015

With mortgage rates down in the US , many homebuyers are looking locally to their community banks to finance their new, potentially life-changing purchase. In the spirit of the go local movement, new data from Sageworks Bank Information peeked in on 10 cities to see which community banks were making an impact on local mortgage lending.

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Cleveland Detroit Michigan Community Bank 150

PYMNTS

SEPTEMBER 26, 2019

With financial institutions continuing to explore how to service small businesses operating in this industry without running afoul of federal law, credit unions, along with community banks, have worked to fill in the finserv gap as larger financial institutions back away, according to Politico.

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Lending Community Bank Community Fintech 108

PYMNTS

NOVEMBER 3, 2020

Instead, Netspend’s core strength is in the provisioning of financial services like cards, mobile wallets and the compliant and secure movement of money. Netspend’s latest deal is with Austin FC , the new Major League Soccer team coming to Austin, Texas. A New Partnership In Major League Soccer.

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Austin Branding Cards Texas 281

Abrigo

JULY 1, 2022

Department of Homeland Security defines human trafficking as modern-day slavery involving the use of force, fraud, or coercion to obtain labor or commercial sex act. The United Nations reports that there are approximately 40.3 million people across the globe who are victims of human trafficking.

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Training Fraud National Exercises 195

Independent Banker

FEBRUARY 24, 2016

Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. Community bank institutional investment portfolio managers have been put through their paces the past several years. Yet that is exactly what many community banks have accomplished.

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Community Bank Community Texas Management 70

PYMNTS

NOVEMBER 22, 2017

Account takeover fraud , card-not-present (CNP) fraud, tax fraud, selling stolen financials, selling fake bank accounts, the Dark Web: If security experts are fighting it today, chances are that Brett Johnson was there when it started. The dark web communities allow people to network.”. In fact, chances are that he helped create it.

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Fraud Taxes Community Cards 120

Abrigo

JANUARY 28, 2016

trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 million and two employees), financial institutions understand the importance of customer and community service. Whether it is Wells Fargo (with $1.6

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Capital Texas Risk Management Management 150

PYMNTS

OCTOBER 7, 2020

Commodity Futures Trading Commission recently filed a complaint in a Texas U.S. However, in the past month alone, PYMNTS Bitcoin Daily has reported on nearly a dozen different scams and schemes involving bitcoin or other cybercurrencies. For example, the U.S. A month earlier, the U.S. The Dark Web Likes Bitcoin, Too .

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Bitcoin cryptocurrency Fraud Cards 233

PYMNTS

OCTOBER 2, 2017

Natural disasters like recent hurricanes Harvey and Irma that devastated parts of Texas and Florida are easier to weather when there is a plan and a structure in place before they happen. While big banks may do good things within communities, credit unions are built on the very principle of community, she explained.

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Florida ATM Texas Regional 109

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

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Minneapolis Community Bank Community San Antonio 70

Independent Banker

AUGUST 25, 2016

Advocacy Advocate—ICBA’s Joshua Harbursky works to assist community bankers with their industry policy engagement with lawmakers and regulators. ICBA has a great infrastructure in place and a lot of active advocates among community bankers. Anyone with an interest in promoting community banks can be an ICBA advocate.

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Washington Community Bank Policies Community 72

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? By creating secure and productive remote work environments for employees and helping their teams deal with the stress of working at home (with kids learning from the same house, spouses working in the next room, and myriad other pressure points).

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Idaho Community Industry Strategy 172

Independent Banker

AUGUST 27, 2015

Community National Bank & Trust of Texas. in Corsicana, Texas. We have a very successful junior college, school district and hospital—the typical things that you would expect to see in a community. Leskoven: The big banks have really abandoned smaller communities for trust and investment services.

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Community Community Bank Texas US 70

PYMNTS

JANUARY 30, 2021

In fact, nothing major has changed over the last year about GameStop, a Grapevine, Texas-headquartered video game retailer with shops nestled in malls nationwide. Do you see this community channeling their anger at the system? How it got there is hardly a story of great strategy or inspiring individual effort. Do you see this rage?

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System Bitcoin Retail Marketing 300

Independent Banker

OCTOBER 29, 2014

Early Air Force service prepared the way for community banking in California. My Air Force training was as a security policeman. After six months at a training base in Texas, my first assignment was to Ching Chuan Kang Air Base in Taiwan, which was a base operated jointly by the United States and the Republic of China.

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Community Bank Training Community Montana 79

Jeff For Banks

DECEMBER 29, 2021

The bank was founded in 2006 and operates 19 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. Please do not claim to invest in any security based on what you read here. (Nasdaq: MCBS) MetroCity Bankshares, Inc., Well done! #3. Triumph Bancorp, Inc.

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Capital Texas Metro North Carolina 78

CFPB Monitor

NOVEMBER 8, 2022

The Court also heard arguments in a similar case, Securities and Exchange Commission v. District for the Northern District of Texas, arguing that the appointment of the ALJ was unconstitutional and deprived her of due process. On October 19, 2022, the Fifth Circuit held in Community Financial Services Association of America v.

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Arizona FDIC Community Texas 78

PYMNTS

DECEMBER 8, 2017

In October, a 22-year-old Texas man who was trying to buy a cellphone was instead robbed of his wallet in a Walmart parking lot. Our Community Meetup Spots are critical to that mission.”. The second man then snatched the Xbox from the buyer and indicated that he had a weapon, so the victim let him go.

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Ohio Massachusetts Texas Community 101

PYMNTS

AUGUST 19, 2019

The news comes after a federal judge in Texas agreed to requests by the CFPB and a payday lending trade group, the Community Financial Services Association of America (CFSA), to extend the timeframe for enforcement. You’d be forgiven for thinking the regulatory landscape was all SCA , all the way.

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social media Regulation Lending Compliance 128