Independent Banker

AUGUST 25, 2016

Advocacy Advocate—ICBA’s Joshua Harbursky works to assist community bankers with their industry policy engagement with lawmakers and regulators. ICBA has a great infrastructure in place and a lot of active advocates among community bankers. Anyone with an interest in promoting community banks can be an ICBA advocate.

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Washington Community Bank Policies Community 72

PYMNTS

MARCH 25, 2019

The Kraninger-proposed rollback of the aforementioned underwriting requirements came last month, and several trade groups, such as the Community Financial Services Association of America, had asked Judge Yeakel to delay compliance dates until the underwriting rollback had been completed. This is still illegal federally.”

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Lending Illinois Compliance Chicago 128

Abrigo

NOVEMBER 2, 2021

With the 2021 change in administration in Washington, D.C., The AMLA is extensive, and there are many steps involved before FinCEN can implement the act, such as conducting studies, writing regulations, and publishing guidance. See Part I: Implications for Community Financial Institutions. financial institutions. Learn More.

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Independent Banker

DECEMBER 13, 2015

However, another ICBA top security priority on Capitol Hill remains to implement uniform national data-security standards, even for retailers. The private and public sectors have to be on the same page to put up a defense and community banks need this information in real time, same as the biggest banks. Stetter: Absolutely.

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Washington Community Bank Security Retail 70

Independent Banker

NOVEMBER 24, 2015

However, another ICBA top security priority on Capitol Hill remains to implement uniform national data-security standards, even for retailers. The private and public sectors have to be on the same page to put up a defense and community banks need this information in real time, same as the biggest banks. Stetter: Absolutely.

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Washington Community Bank Security Retail 70

Independent Banker

SEPTEMBER 30, 2021

Building trust in your institution has a lot to do with technology, from implementing strong data security practices to humanizing your online customer interactions. But for most community banks, building a trustworthy brand isn’t a conscious effort. But for most community banks, building a trustworthy brand isn’t a conscious effort.

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Community Community Bank social media Security 139

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers.

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Community Bank Community Analytics Lending 70

FICO

JANUARY 13, 2020

Industry is anxious for some clear rules of the road, including resolution on such issues as to how many attempted calls can be made weekly to a debtor and how collectors can leverage modern communications technology (e.g., Some are saying this spring but in Washington, D.C., email and texts). deadlines always seem to slide.

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Policies Las Vegas FDIC Washington 52

Independent Banker

DECEMBER 29, 2015

Community bankers offer real-world reasons for more Basel III relief. Nearly one year after the Basel III capital rules went into effect, community bankers say that now recognize just how much more complex and how much more difficult this new set of capital rules will make life and business for them if they remain in place.

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Community Bank Community Capital Lending 70

Independent Banker

DECEMBER 13, 2015

Community banks face yet another set of regulatory requirements with the recently revised Regulation C reporting rule implementing the Home Mortgage Disclosure Act. The final rule greatly expands data-collection and reporting requirements, compounding existing regulatory and paperwork burdens that restrict lending by community banks.

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Community Bank Community Resources Regulation 70

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. have emerged to do.

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Community Bank Community FDIC Marketing 122

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I Jack got us through that just fine.

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Ohio Community Bank Community Lending 70

PYMNTS

OCTOBER 14, 2016

Although user access to the payments platform was not restricted officially, delays by financial regulators that seemed to have no intent in resolving issues meant that PayPal did not renew its financial license. Bitcoin Regulations. Bitcoin regulation, as Turkey is emphasizing, is a bane in bitcoin’s behind.

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Bitcoin Conference New Hampshire blockchain 100

Jeff For Banks

NOVEMBER 1, 2017

They have seemed fairly nervous about their large balance sheet, so in September, 2017, they announced that they would allow bonds to mature or pay off in October- by $4 billion in Agency mortgage backed securities and $6 billion in Treasuries, for a total of $10 billion. Fiscal Policy We are not seeing activity from Washington DC.

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Marketing Taxes DC Community Bank 60

South State Correspondent

MARCH 15, 2023

Now, customers and analysts will pay more attention to Loans + Securities-to deposit ratio. Instead of just looking at LTD, investors, and depositors, will now look at loan plus securities to total deposits. Banks often ignore this risk, particularly those with limited geographical footprints where community members talk.

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social media FDIC Branding Management 195

Independent Banker

DECEMBER 28, 2015

The rule expands HMDA’s scope to apply to all loans, both closed- and open-end, secured by a dwelling (business-purpose loans are covered if they are home purchase loans, home improvement loans or refinancings). Starting early with HMDA may give your community bank a cushion to address unexpected bumps in the road. Start preparing now.

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Report Data Software Washington 70

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring.

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Conference Industry Community Bank Community 101

Abrigo

SEPTEMBER 25, 2023

Download now Bipartisan support The 2023 SAFE Banking Act: An unclear outlook Takeaway 1 The Senate recently introduced the newest version of marijuana legislation, the Secure and Fair Enforcement Regulation (SAFER) Banking Act. While 38 states , along with Washington D.C.,

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Independent Banker

JULY 8, 2015

Absent Congress actively changing the law, however, the Supreme Court has issued a decisive opinion that sets an important precedent on the disparate-impact issue for community banks and the rest of the financial services industry. The case in question— Texas Department of Housing and Community Affairs v.

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Washington Policies Community Community Bank 70

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

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Google social media Compliance Regulation 132

Independent Banker

MARCH 27, 2016

That’s why community banking resonates so strongly with me. Community bankers aren’t just there for their customers during work hours on weekdays. That’s true of community bankers everywhere. It’s what makes you community bankers. Community banks must have distinct representation in Washington.

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Community Bank Community Washington Virginia 70

PYMNTS

MAY 15, 2017

It should be a call to action to the cybersecurity regulators that, when innovation — even intellectually and technologically sophisticated innovation — goes off the rails, it’s time to give a good hard look with an eye to reining it way, way in. She was awarded the Presidential Medal of Freedom from President John F. Kennedy in 1962.

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Bitcoin Regulation Innovation Fintech 155

PYMNTS

NOVEMBER 29, 2018

29), bringing her that much closer to nomination, according to The Washington Post. If nominated, the position would make Kraninger one of the most powerful banking regulators in the country. Kraninger does not have previous experience as a financial regulator.

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Regulation Washington Compliance Community 116

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. Regulator Award.

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Community Bank Apple Community Technology 60

CB Insights

JUNE 14, 2018

We can use mobile apps and voice commands to control our lighting, temperature, and home security. These companies are advancing a variety of construction methods to build ambitious development projects that reimagine everything from the wood used in homes to the ways we think about private vs. communal space. Table of contents.

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PYMNTS

APRIL 2, 2019

From Facebook posts to The Washington Post. The big tech landscape is one that continues to be populated by regulators, by disparate voices calling for more oversight, more laws, more mandates spelling out what is private and what is not. These are important for keeping our community safe. To the growing chorus … add Facebook.

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Regulation social media Google Washington 115

CB Insights

FEBRUARY 19, 2019

Regulation will be essential. Musk believes that proper regulatory oversight will be crucial to safeguarding humanity’s future as AI networks become increasingly sophisticated and are entrusted with mission-critical responsibilities: “Got to regulate AI/robotics like we do food, drugs, aircraft & cars. Bonnie Docherty.

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CB Insights

SEPTEMBER 4, 2018

The Munich-based automaker followed this announcement by securing an alliance with Intel and Mobileye. In March 2017, Didi opened its own artificial intelligence lab in the heart of Silicon Valley, creating a distinct unit to drive its R&D for intelligent driving systems and AI-based security for transportation.

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System Technology Michigan California 78

PYMNTS

MARCH 6, 2019

Real growth and lasting economic security comes when people and businesses are free to invest their earnings into their families, communities and job creation,” said Bill Riggs, a spokesman for Americans for Prosperity (AFP). “We The political network, largely funded by billionaire Charles Koch, is also speaking out against the plan.

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Taxes Groups Maine Washington 109

PYMNTS

AUGUST 20, 2018

Securities and Exchange Commission ( SEC ) to consider the impact of nixing required quarterly earnings reports in favor of half-year reports. Reports in The Washington Post on Friday (Aug. Separate reports in Reuters on Friday said the news had already caused some backlash in the corporate finance community.

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Report Washington Management Community 100

PYMNTS

OCTOBER 6, 2017

Equifax : CEO Richard Smith went to Washington, and it wasn’t pretty. The double whammy of negative press and even further-reaching regulations may hit lenders who are helping cash-strapped borrowers meet necessities like car and utility payments. The Big Fizzle: Social Security Numbers .

Security 100

Security Washington Data System 100

Abrigo

SEPTEMBER 25, 2023

LISTEN NOW Bipartisan support The 2023 SAFE Banking Act: An unclear outlook Takeaway 1 The Senate recently introduced the newest version of marijuana legislation, the Secure and Fair Enforcement Regulation (SAFER) Banking Act. While 38 states , along with Washington D.C.,

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Puerto Rico Virgin Islands Guam United States 195

PYMNTS

FEBRUARY 14, 2019

That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators when dealing with legal cannabis operations. Ed Perlmutter and Washington Rep. Two of the speakers at the hearing — Colorado Rep. It’s a regulatory quagmire,” Deckard said.

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Oregon Colorado Operations Washington 230

Independent Banker

OCTOBER 1, 2022

While the legal status of banking cannabis-related businesses remains fuzzy at the federal level, community banks in some states are finding that, with proper controls, they’re able to enter this niche market and offer banking services to these local businesses. It’s a strategy that an increasing number of community banks are embracing.

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Marketing Compliance Community Community Bank 113

PYMNTS

FEBRUARY 13, 2019

That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators if dealing with legal cannabis operations. Two of the speakers at the hearing — Colorado Ed Perlmutter and Washington state Rep. It’s a regulatory quagmire,” Deckard said.

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Oregon Colorado Operations Washington 115

PYMNTS

JUNE 12, 2018

President Donald Trump said it was time to help “neighborhood banks” trying to navigate “Dodd-Frank’s brutal maze of costly regulations.”. Though further legislation seems unlikely, regulators are already making life easier for banks in general. was the leader in establishing bank rules.

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US Regulation Washington Policies 108

ZootBlog

NOVEMBER 4, 2016

This can be very tricky because not only do these appointees have to have to be somewhat of an expert in the areas of banking, they must also be able to navigate the political arena in Washington, DC. Department of the Treasury and a decade as a bank regulator. Bush in banking and financial regulations. Your vote is your voice.

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