PYMNTS

MARCH 4, 2019

Amazon, of course, stands out as a marquee name in the move to make the retail experience wholly digital commerce. Council member and bill sponsor Ritchie Torres has said the ban is a way to make sure lower income communities, and those of color, are not shut out of marketplaces. The Case Against Cash.

Retail 129

Retail New York City New York New Jersey 129

PYMNTS

MAY 12, 2020

A survey by the National Community Pharmacists Association last fall found the number of independent pharmacies fell by nearly 20 percent to 18,478 stores last year, down from 23,029 in 2012. For those retailers that remained open, owners told researchers their store’s financial health was poor.

Survey 200

Survey California Taxes Online 200

PYMNTS

JULY 17, 2020

A CDC survey found 65 percent of U.S. Cloth face coverings are one of the most powerful weapons we have to slow and stop the spread of the virus, particularly when used universally within a community setting. All Americans have a responsibility to protect themselves, their families, and their communities.”.

Survey 160

Survey Community National Tools 160

PYMNTS

NOVEMBER 26, 2018

billion, according to surveys commissioned by the company. In addition to supporting brick-and-mortar businesses, 41 percent of consumers surveyed said they shopped small businesses online. Small business owners surveyed said they count on an average of 29 percent of annual sales to happen during the holiday season.

social media 193

social media Survey National Community 193

PYMNTS

NOVEMBER 21, 2018

A new survey has found that that most people plan to begin their holiday shopping well before their turkey dinner––7:16 a.m. According to Groupon ‘s second annual Black Friday shopping trends survey, the new early morning time is more than eight hours earlier than last year’s start time of 3:29 p.m.

Survey 135

Survey Retail Online Customer Experience 135

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

DECEMBER 12, 2017

Major retailers such as Target, Home Depot, Walmart and Lowe’s have been forced to introduce stricter return, store credit and gift card policies in response to a troubling trend. Smith used drugs for the past decade before starting her recovery journey at Gateway Community Services in Jacksonville, Florida. “As

Retail 105

Retail Fraud Cards Florida 105

PYMNTS

DECEMBER 11, 2020

Synctera Brings 'FinTech As A Service' To Community Banks. FinTechs want to offer compliant banking services, while community banks want new ways to grow deposits. In the Buy Now, Pay Later: Millennials And The Shifting Dynamics Of Online Credit report, PYMNTS surveyed a national sample of nearly 15,000 U.S.

Trends 175

Trends Fraud Millennials Community Bank 175

PYMNTS

NOVEMBER 25, 2016

Bad guys know retailers and businesses are working to stay one step ahead of their sophisticated and malicious attacks. The level at which that change has occurred in just a year is big, but it also reflects the awareness just at large in our communities about cybersecurity issues.”. Retailers’ Risky Business.

Retail 100

Retail Security Mobile Data 100

PYMNTS

JANUARY 26, 2021

In the latest edition of the Disbursements Satisfaction Playbook, PYMNTS surveyed 5,000 consumers and 1,000 businesses to examine the impact of instant disbursements on long-term customer loyalty. From Community Hubs To In-Store Theater, Retailers Double Down In Digital At NRF.

Technology 154

Technology Payments Strategy Retail 154

PYMNTS

NOVEMBER 21, 2018

A new survey has found that that most people plan to begin their holiday shopping well before their turkey dinner––7:16 a.m. According to Groupon ‘s second annual Black Friday shopping trends survey, the new early morning time is more than eight hours earlier than last year’s start time of 3:29 p.m.

Survey 100

Survey Retail Online Customer Experience 100

CFPB Monitor

JANUARY 28, 2021

The fate of the OCC’s Community Reinvestment Act (“CRA”) final rule , issued on May 20, 2020, hangs in the balance following the inauguration of President Biden on January 20 and the resignation of former Acting Comptroller Brian Brooks, who was a major proponent of the rule, on January 14.

Community 131

Community FDIC Lending Survey 131

PYMNTS

NOVEMBER 25, 2016

The National Federation of Independent Businesses ( NFIB ) and American Express have recently released their fifth annual Small Business Saturday Consumer Insights Survey. The survey found, among other things, that small businesses this year are in for record revenues on Small Business Saturday.

Survey 100

Survey Retail Community National 100

Abrigo

DECEMBER 10, 2019

According to the National Council on Aging (NCOA) this heartless crime is most likely under-reported due to the victims’ fear, shame and embarrassment. Eighty-one percent of banks surveyed listed reporting to APS as one of their key actions in dealing with suspected elder fraud, up from 62% in 2017. billion annually. Cannabis Banking.

Fraud 284

Fraud Study United States Training 284

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Sectors like office, retail, and hospitality, are even worse. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

DECEMBER 11, 2020

According to the survey data, 79.6 That income differential indicates that the consumers who are most likely to switch grocers for touchless payment options also tend to be those with the greatest spending power – thus the most desirable to retailers. That makes Walmart something of a standout among national brands.

Study 240

Study Online Cards National 240

PYMNTS

OCTOBER 13, 2017

When the impact stretches across oceans, nations and demographics, though, and those affected number in the hundreds of millions, a sea change is a-swelling. How do they make decisions about retail transactions, lending activities or money transfers in milliseconds? Equifax brings a few key questions to mind.

Industry 144

Industry Security eBook Data 144

PYMNTS

DECEMBER 31, 2020

A separate survey found that 92 percent of bank and credit union (CU) respondents expected that implementing the RTP network would “benefit” corporate clients , for example. FIs appear well-aware of their business customers’ interest in real-time payments, too.

Payments 168

Payments Resources Survey Examples 168

PYMNTS

MAY 4, 2020

In Malaysia, a reader submission for The Malaysian Insight says the nation’s rallying cry, “Kita jaga kita,” should apply to the business community supporting its small business members though consistent supplier payments. “In 2019, our company collaborated with PYMNTS and surveyed over 1,000 people in the U.S.

Payments 161

Payments Chicago National Data 161

PYMNTS

MAY 27, 2020

With so many retailers hustling to capture the digital shift, it’s easy to let the details suffer. Feedback collected from CarGurus’ shopper surveys showed that nearly 70 percent of car buyers check online reviews before contacting a dealer. “At Lexus, we have always held guest experience as our top priority.

Online 151

Online Management social media Branding 151

PYMNTS

OCTOBER 15, 2018

Moving beyond the partisan issues at play, the controversy highlights how important the census is to commerce and payments, and how just a single change to what’s asked on the national, constitutionally-mandated survey could spark anxieties among retailers, marketers and others. Worry Among Marketers. Commerce Questions.

US 143

US Los Angeles Data Retail 143

PYMNTS

JANUARY 15, 2019

As many as 73 percent of those surveyed said that it remains difficult to gather the funding needed to get a business off the ground. Visa said Monday evening at a New York gathering in anticipation of the launch that events through a year-long campaign will include interactive workshops, tailored on a community-by-community basis.

Atlanta 189

Atlanta New York social media Community 189

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation.

Maine 183

Maine Survey Study Tools 183

PYMNTS

FEBRUARY 16, 2018

Two Russian nationals have been handed prison sentences for their roles in hacking corporates and financial institutions (FIs) in the U.S., The publication said the two individuals, Vladimir Drinkman and Dmitriy Smilianets, were involved in a computer hacking scheme that impacted 17 retailers in the U.S., Bloomberg reported this week.

New Jersey 101

New Jersey Fraud Survey Cards 101

PYMNTS

OCTOBER 24, 2017

But since 2010, the beginning of the recovery period, industries surveyed by the PYMNTS Store Front Index have generally returned to a state of healthy and sustained growth. There have been many reports on the decline of the retail industry , and small retailers aren’t immune to the market trends aligning against brick-and-mortar stores.

Maine 104

Maine Regional United States Retail 104

PYMNTS

MARCH 15, 2019

has brought on a slew of changes in the small business community, and uncertainty persists even for professionals. opened the door for states to collect sales tax from businesses that aren’t even physically based in that state, with massive implications for online retailers. Tackling Tax. Tax reform in the U.S. The CPA Steps In.

Taxes 193

Taxes South Dakota Software Survey 193

PYMNTS

MARCH 30, 2020

Already, in the space of those three weeks, 5 percent of the SMBs we surveyed reported closing their doors for good. We went into the field last Wednesday (March 24) to understand, at an aggregate level, how COVID-19 has impacted the SMBs that line the Main Streets and the side streets of our communities. In just 21 days. .

Maine 232

Maine Data Capital Study 232

PYMNTS

MAY 7, 2020

And often, drilling down into business segments and management commentary provides insight into just how we as a nation are faring, depending on where you look. Larger full-service restaurants opened community markets to sell raw ingredients, produce and food staples through online stores,” he said. The Cash Need.

Maine 141

Maine Online Capital Retail 141

Gonzobanker

DECEMBER 19, 2022

1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. Except the ones who just ignored the emails and kept working at home.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

MARCH 9, 2020

PYMNTS fielded a study to a national panel of 1,062 U.S. Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. Bridge millennials are the most likely to play the banking services field, doing business with national banks as well as digital and online banks.

How To 232

How To Millennials ATM Fintech 232

PYMNTS

OCTOBER 12, 2020

And the depth and breadth of that consumer changeover has made itself seen in PYMNTS’ six months of consumer surveys , and in our latest round of data. In some cases, like retail and restaurants, it’s because they are open for business. The SMB Pinch. Three-quarters of the nearly 22,000 restaurants that closed across the U.S.

Retail 220

Retail Study Report Boston 220

PYMNTS

NOVEMBER 16, 2020

PYMNTS fielded a national consumer study of 2,806 U.S. In this, PYMNTS’ 14 th study of a national sample of now roughly 40,000 consumers since March on their sentiment about COVID and the digital behavioral shifts it has caused, we learned a lot. and global economy for most of 2020. That’s assuming most people got the vaccine.

Study 270

Study Retail Millennials Conference 270

PYMNTS

NOVEMBER 16, 2016

15) and found just how much these companies rely on friends, family and their communities to thrive. Researchers found that 83 percent of SMBs surveyed report having received some kind of financial, operational or emotional support from a family member. The bank released its latest semi-annual report on small businesses Tuesday (Nov.

America 100

America Community Survey National 100

PYMNTS

SEPTEMBER 11, 2019

One-third of companies surveyed in the Real-Time Payments Innovation Playbook planned to implement them within the next three years. APIs serve as bridges connecting national or regional real-time payment rails. There is a great deal of interest in enabling real-time payments.

Payments 190

Payments Regional Operations Guidelines 190

PYMNTS

AUGUST 24, 2018

Not only do gift cards stand as the most popular holiday present, according to the National Retail Federation and other sources, but a Blackhawk Network survey found that “44 percent of consumers surveyed are interested in receiving a gift card to play the lottery, while 43 percent would be interested in giving a lottery gift card.”.

Ohio 103

Ohio Mobile Cards South Carolina 103

PYMNTS

MAY 18, 2020

The measure aims to provide more assistance to the people and institutions economically devastated by the coronavirus — devastation, PYMNTS surveys have determined, that has been steadily expanding as lockdowns wear on the U.S. Postal Service, local communities and increased COVID-19 testing. So Now What? .

Survey 230

Survey Community National Retail 230

South State Correspondent

OCTOBER 25, 2023

The rise of card-not-present transactions for phone and then e-commerce, starting in 1994, cannibalized check volume, as did Paypal, retail ACH for phone and internet transactions in 1998. Consider a recent Yahoo survey where 45% of Americans responded that they did not write a single check last year.

Fraud 195

Fraud ATM Payments Management 195