PYMNTS

NOVEMBER 11, 2019

This partnership is a boost for Open as we look to expand our customer base to other markets in the Asia Pacific region, United States and the Middle East in the coming months.”. “It is the need of the hour for businesses that depend a lot on online tools that accept only credit cards. billion worth of transactions.

Cards 101

Cards United States Regional Groups 101

Abrigo

NOVEMBER 21, 2014

For entrepreneurs eager to get their first (or maybe their fifth) business off the ground, there is perhaps no better place to look for funding than the southern United States. bank and credit union, named the “ Top 15 community banks by commercial loan growth.” From that subset of all U.S. Blog Bank'

Lending 186

Lending South Carolina Miami Community Bank 186

PYMNTS

MARCH 3, 2020

As an indication of that, when the market started to tank in February, stocks of the company that pioneered internet-connected home exercise equipment rose. Major fitness center chains in the United States have already conferred with one another to develop contingency plans in case the virus spreads here. percent and 2.2

Exercises 153

Exercises Regional United States Examples 153

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

Texas 182

Texas San Antonio Community Bank Community 182

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. unemployment rate in the United States is nothing compared to the striking 1.3% We are just scratching the surface with internal talent in some of the most critical areas of expertise.

Technology 145

Technology Regional Community Bank Community 145

PYMNTS

OCTOBER 30, 2018

Regionally speaking, the United States saw 9 percent growth year on year to $442 billion in gross dollar volume, while the rest of the world saw faster growth, at 15 percent to just over $1 trillion. dollar on cross-border flows and the economic weakness in some emerging market countries.”. Conditions in the U.S.

Payments 179

Payments Community Regional United States 179

PYMNTS

MARCH 20, 2019

To help consumers access these flavors, the couple created a subscription box that highlights four to five items from around the state and sends new items every month to people throughout the United States. The Subscription Market. The box’s selections range from products such as a salsa to a chile sauce.

New Mexico 178

New Mexico Albuquerque social media Austin 178

Gonzobanker

SEPTEMBER 10, 2019

The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. The timing of the announcement and due diligence were reportedly rushed to leverage the energy of the conference and communicate with clients face to face immediately after the announcement.

United States 89

United States Texas Austin Kansas City 89

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Pairing those strengths with robust credit card offerings, he said, helps CUs market a full suite of financial offerings that are comparable to marquee FIs. “As

United States 102

United States Millennials Course Lending 102

PYMNTS

FEBRUARY 28, 2018

At best—its originator and Visa’s SVP and global head of innovation and go-to-market, Shiv Singh, told Karen Webster—back in 2015, it was a mini project, a toe in the water to engage an entirely new audience for Visa: the developer. An Ends-Oriented Approach. In 2018, participating U.S. The Upcoming Season.

Regional 101

Regional United States Fintech Innovation 101

Gonzobanker

JANUARY 17, 2020

However, between anti-trust regulations, algorithm investigations and states focused on privacy (e.g., Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player? Experian recently reported.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

APRIL 20, 2017

Before we jump into the post, here are a few quick facts about Charlotte and its tech scene: The city had a population of 827,097 in 2015, making it the seventeenth largest city in the United States. PYMNTS: How does the startup and tech scene in Charlotte differ from other cities in the United States?

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

FEBRUARY 6, 2018

percent, are owned by veterans of the United States Armed Forces. The funds, Rockefeller noted, were an excellent validation of what they’re trying to do for the community of veterans they serve – and a “kick in the shorts” to expand their platform. Imagine what that market could look like with real and fair access.”.

Lending 119

Lending Virginia United States Capital 119

Ublocal

JUNE 5, 2023

Business plan and financial projections Small businesses applying for an SBA loan must have a business plan with information about their target market, competition, marketing strategies, and a clear understanding of how the loan will be used to help the business grow.

New Hampshire 98

New Hampshire Vermont Resources Taxes 98

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. The preamble to the OCC’s final rule states that covered banks “conduct a majority of all CRA activity in the United States.”

Community 60

Community FDIC Lending Examples 60

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., Photo by Ken Richardson. is not typical.

Innovation 70

Innovation Community Bank social media Community 70

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. The remittance flows can be advantageous to several countries, Schulman explained, who noted that $2 billion is sent from the United States to Cuba on an annual basis.

Mobile 100

Mobile US Apple Payments 100

Gonzobanker

NOVEMBER 29, 2016

Centralized locations can also be strategically placed for the benefit of recruiting and retaining better talent than might be available in certain branch locations/geographic regions (e.g., rural or expensive urban markets). A large majority of community and regional FIs differentiate themselves with outstanding personal service.

Video 60

Video Strategy Branch Strategies ATM 60

Gonzobanker

NOVEMBER 29, 2016

Centralized locations can also be strategically placed for the benefit of recruiting and retaining better talent than might be available in certain branch locations/geographic regions (e.g., rural or expensive urban markets). A large majority of community and regional FIs differentiate themselves with outstanding personal service.

Video 60

Video Strategy Branch Strategies ATM 60

PYMNTS

JULY 7, 2016

Everyone involved gets a free waffle at the Waffle House for downloading the app, which makes some sense considering that Roadie is based in Atlanta and most popular so far in the Southeast United States. He further noted, “I love the way we take care of the community. We’re honestly built on neighborliness.”

Oregon 117

Oregon Alaska Hawaii Louisiana 117

South State Correspondent

MARCH 28, 2024

By partnering with community leaders, state and federal agencies, local commissions, and commercial customers, banks can be an effective conduit to leverage this public capital better while making sure the funds are fully utilized effectively in the communities we serve. There are lots of details and breadth in these programs.

America 195

America Strategy Taxes Community 195

NCR

MARCH 17, 2016

Skimming, shimming, sniffing …no they’re not symptoms of the latest flu bug but this outbreak is equally as unhealthy for the ATM community. We have seen card skimming attacks nearly triple in the United States. While common in many markets, some regions have lagged in their interest to deploy anti-skimming solutions.

ATM 40

ATM Trends Security Cards 40

Gonzobanker

FEBRUARY 16, 2016

In the early days of debit cards these networks were considered regional, and FIs with locations in various geographic areas typically belonged to many different networks in an effort to give their cardholders greater reach of coverage at the ATM. There are 421 million credit cards issued in the United States, according to Statistica.

Management 60

Management Payments Cards Regional 60

PYMNTS

MARCH 9, 2020

There is good news, and there is bad news with regards to the path to addressing the unbanked and underbanked in the United States. In a recent interview with PYMNTS, Michael Coghlan, CEO of banking technology provider Verdigris Holdings , explored the challenge of banking the underbanked small business community.

Community Bank 188

Community Bank Community Innovation Regional 188

PYMNTS

OCTOBER 24, 2017

There have been many reports on the decline of the retail industry , and small retailers aren’t immune to the market trends aligning against brick-and-mortar stores. regions are growing, not all of them are growing at the same rate. fitness market. For The Most Part, The United States Is Doing Well.

Maine 104

Maine Regional United States Retail 104

Fintech Labs Insights

AUGUST 21, 2015

Probably the best example of growing a franchise using branching (at least in the United States over the past 20 years), is Umpqua Bank. It grew from a small community bank to a west coast regional on the back of its innovative branching strategy (Warning! Do not try to copy this, it’s not 1995 any more).

Branch Strategies 12

Branch Strategies Seattle United States ATM 12

CFPB Monitor

JUNE 25, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. These banks conduct a majority of all CRA activity in the United States. This is the second in a series of five blog posts about the final rule.

Community 97

Community Lending Meeting Retail 97

CB Insights

JULY 17, 2018

Market share is simply shifting away from big chains that haven’t successfully innovated, flowing instead to new models for creating and selling food to customers. The sophisticated food hall: North 3rd Street Market (Brooklyn). Community initiatives: Loom (Massachusetts). The sushi kiosk: Miso Ko (Atlanta).

San Francisco 69

San Francisco California United States CA 69

PYMNTS

JUNE 14, 2016

The latest Store Front Business Index™, a PYMNTS and CAN Capital collaboration, reveals that while the past 12 months have been a raucous time for the stock market, it’s been a profitable time for many store front businesses. It’s a good time to be a business owner on Main Street USA. percent since Q1 2015. percent and 4.3 About the Index.

US 100

US Maine Florida Capital 100

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

JANUARY 1, 2021

Cross-border online sales in the United States as a share of total eCommerce surged by 40 percent in May compared to the same month in 2019, and the rate of growth was six times higher than in the previous month. The year-over-year increase in cross-border online sales was even more dramatic in other regions. Credit Union.

Trends 259

Trends Video Retail Payments 259

PYMNTS

SEPTEMBER 30, 2016

The walk to the liability shift in this market last October was technically four years long, but in reality, EMV didn’t become an absolute certainty until Dec. Even in mature markets, like the U.K., We should be viewing this in units of five years instead of units of six months.”. million are local and regional merchants.

Fraud 100

Fraud Cards United States Payments 100

CB Insights

FEBRUARY 19, 2019

AI will encourage regional protectionism. He says that AI systems supplied with flawed data will inevitably perpetuate many of the injustices already felt across marginalized communities: “The basic problem is those forecasts are only as good as the data they are based on. But we have to be more thoughtful as we enter this landscape.

Technology 78

Technology System National US 78

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . United States & Europe. However, teams using CRISPR can bring customized therapies to market more quickly than was previously dreamed, speeding up the traditional drug discovery process. Timeline of drug development.

System 78

System Study Industry Tools 78

CB Insights

SEPTEMBER 10, 2018

In the private market, healthcare AI startups have raised $4.3B For example, there’s no standard format or central repository of patient data in the United States. It was given a “breakthrough device designation” to expedite the process of bringing the product to market. of the time. AI needs doctors.

Industry 28

Industry Trends Apple Study 28

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . United States & Europe. However, teams using CRISPR can bring customized therapies to market more quickly than was previously dreamed, speeding up the traditional drug discovery process. Timeline of drug development.

System 40

System Study Industry Tools 40