Community, FDIC, Operations and Webinar

OCC and FDIC issue joint proposal to revise CRA regulations; Ballard Spahr to hold Jan. 29 webinar

CFPB Monitor

DECEMBER 19, 2019

The OCC and FDIC have issued a joint proposal to revise their regulations implementing the Community Reinvestment Act (CRA). Although the Federal Reserve, OCC and FDIC, are the primary CRA regulators, the Fed did not join the proposal and presumably will issue a separate proposal. On January 29, 2020, from 12 p.m.

FDIC

FDIC Regulation Community Retail

Community banks’ net income, loan balances increase in 2014

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. percent of community banks were unprofitable during the quarter.

Community Bank

Community Bank Community FDIC Industry

Community banks’ net income, loan balances increase in 2014

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. percent of community banks were unprofitable during the quarter.

Community Bank

Community Bank Community FDIC Industry

Webinars

Live Demo: How to Achieve Reconciliation Zen

MORE WEBINARS

The most popular CECL, ALM, & portfolio risk blogs of the year

Abrigo

DECEMBER 22, 2023

You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Those read most often in the past year include several that offer practical advice for operating ALM and CECL models. Get ready for the next credit cycle with credit department housekeeping tips from this webinar.

Risk Management

Risk Management Regulation Management Lending

The role of bank directors in managing risk

Abrigo

APRIL 12, 2016

The FDIC is offering a fresh take on how a bank’s board of directors should understand and manage risk. The regulator’s April edition of Supervisory Insights provides what the FDIC called a “refresher” on its Pocket Guide for Directors, the 1988 booklet outlining the basic duties and responsibilities of a bank’s board of directors.

Management

Management FDIC Risk Management Community Bank

The Future of Noninterest Income at Financial Institutions

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Community banks have seen less volatility in noninterest income over time.

Community Bank

Community Bank Community FDIC Trends

Why banking technology makes sense – recession or not

Abrigo

MARCH 2, 2023

Banking technology decisions now affect future growth With the possibility of a recession, community financial institutions may consider a delay or cut in technology spending. But a community financial institution often has different needs related to origination than those of a giant lender. Experts say that would be a mistake.

Technology

Technology Lending Community Software

AI fraud challenges: How to guard against losses

Abrigo

JULY 10, 2023

Get more tips for managing the AML program from this webinar: "Conquering BSA challenges: Best practices for managing a successful AML program" DOWNLOAD Takeaway 1 AI can enhance our efficiency, but financial institutions must be on guard against AI fraud. Here are several suggestions for tightening security.

Fraud

Fraud How To social media Security

10 Top Banking Podcasts You Should be Listening to

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. We have webinars , whitepapers , and other resources to make your job easier. Main Street Banking: A Podcast for Community Bankers 8. or largely focused on the domestic banking market.

Community

Community Lending Maine Resources

Preparing for Section 1071

Abrigo

SEPTEMBER 14, 2022

You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Takeaway 3 Financial institutions should consider the impact of this rule and prepare for changes to their business operations. In fact, it took a lawsuit initiated by a California community group in 2019 to get things moving.

Lending

Lending Data Regulation Community

The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

MARCH 15, 2023

Percentage of Uninsured Deposits: At the time of failure, SVB had approximately 88% of their deposits above the FDIC-insured $250k limit and ran at 95% at the end of last year. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio.

social media

social media FDIC Branding Management

Guidance on TDRs Eases Coronavirus Workout Pressures

Abrigo

MARCH 25, 2020

Working with borrowers that are current on existing loans, either individually or as part of a program for creditworthy borrowers who are experiencing short-term financial or operational problems as a result of COVID-19, generally would not be considered TDRs,” the agencies said. Modifications not automatically TDRs. speak to a specialist.

FDIC

FDIC Regulation Exercises Community

CECL implementation: Survey shows where peers are as 2023 nears

Abrigo

NOVEMBER 9, 2022

How has CECL implementation impacted their operations and reserves for credit losses? CECL's impact on operations. For community banks specifically, they’re already reserving for a lifetime of credit losses,” he said. With just weeks left to complete CECL implementation, how are banks and credit unions doing? Process changes.

Survey

Survey Software Resources Meeting

5 Reasons to Increase SBA Loan Origination at Your Bank or Credit Union

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. SBA loan origination can be especially lucrative for community financial institutions now.

Lending

Lending FDIC Capital Risk Management

5 Reasons to Increase SBA Lending at Your Bank or Credit Union

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. SBA lending is especially lucrative for community financial institutions now. Offering SBA lending at the institution is a good way to “get in the door” with good credits.

Lending

Lending FDIC Capital Risk Management

Community Banking Brief

OCC and FDIC issue joint proposal to revise CRA regulations; Ballard Spahr to hold Jan. 29 webinar

Community banks’ net income, loan balances increase in 2014

Webinars

Trending Sources

Community banks’ net income, loan balances increase in 2014

Webinars

The most popular CECL, ALM, & portfolio risk blogs of the year

The role of bank directors in managing risk

The Future of Noninterest Income at Financial Institutions

Why banking technology makes sense – recession or not

AI fraud challenges: How to guard against losses

10 Top Banking Podcasts You Should be Listening to

Preparing for Section 1071

The Current Banking Crisis – 10 Not So Apparent Lessons

Guidance on TDRs Eases Coronavirus Workout Pressures

CECL implementation: Survey shows where peers are as 2023 nears

5 Reasons to Increase SBA Loan Origination at Your Bank or Credit Union

5 Reasons to Increase SBA Lending at Your Bank or Credit Union

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