Community FDIC North Carolina Regulation 
American Banker
MARCH 11, 2016
Ray Grace, North Carolina's banking commissioner, believes federal bank regulators should embrace charters for banks dedicated to innovation. Doing so, he said, would help the banking industry secure its spot as a "laboratory for change.".
Jeff For Banks
SEPTEMBER 10, 2011
Bank of the Ozarks began in 1903 as a small community bank in Jasper, Arkansas, and by 1937, included an additional bank in Ozark, Arkansas. Bank of the Ozarks and their regulators were not so myopic in their view. Bank of the Ozarks has historically been a very good performer as they grew and prior to their recent FDIC deal binge.
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