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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending. Sectors like office, retail, and hospitality, are even worse.

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CFPB announces new appointments to advisory groups

CFPB Monitor

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Retail Bank, Citibank, New York, NY. Community Bank Advisory Council Members. Jacksonville, FL. William Howle, Head of U.S.

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National Small Business Week Celebrates the American Entrepreneurial Spirit

Abrigo

Small Business Administration (SBA) will recognize and honor the critical and life altering contributions of America’s moms and pops, manufacturing enterprises, Main Street retailers and entrepreneurs during National Small Business Week. Tune in all week for live-streaming , beginning at 7:30 p.m.

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Ripple Effects

Independent Banker

It is a great honor to be listed among the higher-performing independent community banks of America! North Valley Bank operates in the North Denver Metropolitan area and serves primarily commercial clients. Our lending niche is construction (owner and non-owner) and real estate investment financing. Retail locations: Two.

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. In the late 90s, low interest rates made speculative equity investments more attractive than bonds, and at the same time, innovative internet companies grew in popularity among retail investors, professional traders, venture capitalists, and the like (familiar?). Some seemed panicked.

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US Bankcards Industry Benchmarking Trends: 2022 Q4 Update

FICO

There is a myriad of articles and community posts to help consumers understand the impact of taking on new debt, increasing revolving debt load or missing payments. Leanne, who works from Denver, is a graduate from the University of Nebraska and holds a Master of Science in Statistics and a Bachelor of Science in Mathematics and Sociology.

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The Thinker

Independent Banker

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. Retail locations: Seven. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Jack Hartings Photo by Michael Nemeth. By Kelly Pike. The Peoples Bank Co.

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