Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

JANUARY 30, 2024

REGISTER Takeaway 1 Banking and compliance professionals rely on ThinkBIG to elevate their understanding of industry shifts and regulatory pressures. Banking and compliance professionals rely on the annual conference to elevate their understanding of industry shifts and regulatory pressures that hammer them daily.

Conference 195

Conference Arizona Phoenix Fraud 195

American Banker

JUNE 19, 2020

CBTX in Houston must develop policies and procedures, along with a training program, to address deficiencies in its bank's compliance with the Bank Secrecy Act.

Compliance 39

Compliance Houston Texas Training 39

PYMNTS

MAY 7, 2020

As the week plays out, inconsistent direction and confusion have been standard with New York, Texas, California and Hawaii getting criticized by retailers big and small. We believe those local communities that have separate timelines should be afforded the capacity to advance those timelines. For example, the Bay Area.

Retail 141

Retail Texas Guidelines New York 141

CFPB Monitor

SEPTEMBER 30, 2022

Chamber of Commerce, joined by six other trade groups, filed a lawsuit yesterday in a Texas federal district court against the CFPB challenging the CFPB’s recent update to the Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) section of its examination manual to include discrimination.

Groups 78

Groups Texas Regulation Compliance 78

American Banker

JANUARY 18, 2024

Industry Bancshares' bond portfolio is massively underwater, and one of its regulators says the company is in "troubled condition." But Industry says it was already working on fixes prior to the OCC's intervention, which it calls an "unfortunate example of regulatory overreach."

Texas 56

Texas Regulation Examples Industry 56

CFPB Monitor

AUGUST 5, 2019

Supreme Court ruling in Texas Department of Housing and Community Affairs v Inclusive Communities Project, Inc. Initially filed in 2013, the plaintiffs filed an amended complaint following Inclusive Communities to allege that the Rule was inconsistent with that opinion.

Community 68

Community Policies Compliance Regulation 68

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. It's "business as usual" as far as expectations for compliance staff to remain alert for illicit financial activity. billion from $515.3

Conference 195

Conference San Antonio Lending Fraud 195

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

JUNE 30, 2022

Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. Bankers and industry observers have several recommendations for how community banks can come up with risk ratings and rankings that foster safe growth in a volatile economic climate.

Management 103

Management Community Bank Community Regulation 103

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

NOVEMBER 3, 2020

Knutson said they’re not interested in managing risk and they “really, really don’t want to deal with a lot of the regulatory and compliance issues” that go hand in hand with the provision of financial services. Netspend’s latest deal is with Austin FC , the new Major League Soccer team coming to Austin, Texas.

Austin 281

Austin Branding Cards Texas 281

CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms. Kathleen C.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

CFPB Monitor

OCTOBER 1, 2018

On September 19, 2018, the Georgia based Cooperative Baptist Fellowship (the “Fellowship”) filed a motion to intervene as a defendant in a case filed by the Community Financial Services Association of America Ltd. and the Consumer Service Alliance of Texas challenging the CFPB’s Payday Rule.

Georgia 68

Georgia Texas Groups Conference 68

Independent Banker

MARCH 31, 2022

Faced with several transitional issues, here’s how these community banks gained support from their new providers to adapt to the change. The CEO, CFO, chief lender, chief compliance officer, operation lead, head tellers, branch managers and HR manager of the $330 million-asset community bank participated. asset community bank.

How To 91

How To Community Bank Community System 91

PYMNTS

AUGUST 19, 2019

The news comes after a federal judge in Texas agreed to requests by the CFPB and a payday lending trade group, the Community Financial Services Association of America (CFSA), to extend the timeframe for enforcement. The compliance date has been pushed back to Nov. District Judge Lee Yeakel. Uber Fined in Colombia.

social media 128

social media Regulation Lending Compliance 128

CFPB Monitor

OCTOBER 26, 2018

Earlier today, the Bureau of Consumer Financial Protection released a Public Statement Regarding Payday Rule Reconsideration and Delay of Compliance Date. The Bureau will make final decisions regarding the scope of the proposal closer to the issuance of the proposed rules.

Texas 60

Texas Compliance Leadership Industry 60

CFPB Monitor

SEPTEMBER 30, 2022

Populus also filed a motion to stay all proceedings in the case pending the Fifth Circuit’ decision in Community Financial Services Association of America Ltd. The trade groups have appealed from the district court’s final judgment granting the CFPB’s summary judgment motion and staying the compliance date for the payment provisions.

Groups 78

Groups FDIC Texas Leadership 78

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. It is apparent everywhere you turn that social media is one of the hottest new communications tools in our society.

social media 88

social media Risk Management Compliance Community Bank 88

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. Community Bankers Chosen as CFPB Advisors. The Consumer Financial Protection Bureau named nine community bankers to serve new terms on the bureau’s Community Bank Advisory Council. Starting fresh.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Independent Banker

JULY 8, 2015

Absent Congress actively changing the law, however, the Supreme Court has issued a decisive opinion that sets an important precedent on the disparate-impact issue for community banks and the rest of the financial services industry. The case in question— Texas Department of Housing and Community Affairs v.

Washington 70

Washington Policies Community Community Bank 70

CFPB Monitor

OCTOBER 27, 2022

It is worth noting that the Chamber filed its case in a Texas federal district court, so any eventual appeal of that case would go to the Fifth Circuit, which held last week that the CFPB’s funding mechanism is unconstitutional in Community Financial Services Association of America v. Consumer Financial Protection Bureau.

Groups 78

Groups Exercises Lending Policies 78

American Banker

JANUARY 25, 2022

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Texas 36

Texas Community Bank Community Compliance 36

Gonzobanker

DECEMBER 17, 2021

Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Like how does that play into our communities?

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

OCTOBER 28, 2016

Not to make them out to be a toast attraction, but the other kiosks can be checked out in New York, New Jersey, Pennsylvania, Texas, Louisiana and Nevada. Coinsource has built an organization that’s built to scale and to do so while meeting or exceeding varying levels of compliance,” said Coinsource CEO and Cofounder Sheffield Clark.

Bitcoin 100

Bitcoin ATM Cards Los Angeles 100

Fintech Labs Insights

DECEMBER 10, 2015

Other investors include Texas Independent Bancshares, Mike Maples, and Adams Street Partners. It counts 7,000 financial institutions as members, which represent 85% of community banks and 33% of credit unions across the U.S. CBANC , a collaborative network for bank and credit union professionals, raised $4 million earlier this week.

Austin 12

Austin Texas New York Community Bank 12

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. THE BANKING AWARDS. GonzoBanker of the Year – Large Banks.

Conference 91

Conference Industry Community Bank Community 91

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. 9spokes.com.

Conference 40

Conference Innovation Lending Customer Experience 40

Gonzobanker

FEBRUARY 18, 2015

While poking fun at attendee diversity, I have to admit I am guessing that for worse (not “for better or worse”), the attendee list is a snapshot that is fairly reflective of who sits in bank board rooms and holds the CEO or CFO spot at most community and mid-size banks. 5 billion is the new floor. Relationships actually mean something.

Conference 60

Conference Community Phoenix Arizona 60

Fintech Labs Insights

DECEMBER 14, 2015

Four Finovate alums were among the bunch: CBANC Network took in $4 million for it’s community bank information network. BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. Community financial institution research network. HQ: Austin, Texas. HQ: Austin, Texas.

San Francisco 12

San Francisco Company Fintech New York City 12

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Popular Community Bank in Miami.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

MARCH 22, 2016

million for its compliance tools. Compliance tools for digital interactions. Community platform for investors. HQ: Dallas, Texas. Tags: Lenders, loan administration, service, compliance, lending. It was another busy week for Finovate alums with six raising new funds: StreetShares raised $4.5 SmartAsset raised $3.8

Company 12

Company New York City Fintech Colorado 12

Fintech Labs Insights

SEPTEMBER 25, 2015

The biggest pure-equity round went to Finovate alum, CoverHound , an insurance portal gaining favor with the VC community. HQ: Austin, Texas. Tags: Enterprise, security, regulations, compliance, fraud protection. Funding to the fintech sector maintained pace this week with another quarter-billion ($234.3 Latest round: $33.3

San Francisco 12

San Francisco Company Fintech San Jose 12

Fintech Labs Insights

SEPTEMBER 1, 2016

HQ: Austin, Texas. Distributed ledgers for financial community. Tags: Institutions, analytics, BI, compliance, security. Source: Crunchbase. Big data analytics for financial institutions. Latest round: $4 million. Total raised: $5 million. HQ: London, England, UK. Source: FT Partners. VaultInvesting. Latest round: $1.55

New York City 18

New York City Company Fintech Comparison 18