ABA Community Banking

NOVEMBER 14, 2014

Success hinges on adaptability, innovation, and reputation protection Blogs Talking Credit Viewpoints Community Banking. 1Talking Credit'

Community Bank 60

Community Bank Community Innovation 60

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. Community-based institutions have unique circumstances (and personal viewpoints) that impact how they see the world in the future and what planning will look like for them. Getting Back to Work.

Risk Management 88

Risk Management Capital Strategy social media 88

ABA Community Banking

AUGUST 7, 2015

Your future is brighter than experts say Management Blogs Community Banking Blog Viewpoints Community Banking.

Community 40

Community Community Bank Management 40

ABA Community Banking

JULY 10, 2015

still well served by federal or state charter options Blogs Community Banking Blog Viewpoints Community Banking.

Community Bank 40

Community Bank Community 40

ABA Community Banking

DECEMBER 11, 2015

Univest small business executive unimpressed by nonbank players Lines of Business Community Banking Management Viewpoints.

Fintech 40

Fintech Community Bank Community Management 40

ABA Community Banking

APRIL 15, 2015

Barefoot says apps might slash red-tape challenges Compliance Viewpoints Compliance Management Compliance/Regulatory Consumer Compliance Community Banking. 1Compliance'

Compliance 40

Compliance Community Bank Community Management 40

ABA Community Banking

JANUARY 9, 2015

SEC rule change provides new opening when funding needs may change Management Lines of Business Viewpoints Community Banking. 1Community Banking'

Community Bank 40

Community Bank Marketing Community Management 40

ABA Community Banking

FEBRUARY 12, 2015

Maybe it’s time for an update Blogs UNconventional Wisdom CSuite Viewpoints Community Banking. 1UNconventional Wisdom'

Community Bank 40

Community Bank Community 40

CFPB Monitor

DECEMBER 28, 2016

The CFPB has published a notice in the Federal Register announcing that it is seeking applications from persons interested in becoming members of its Consumer Advisory Board (Board), Community Bank Advisory Council (CBAC), or Credit Union Advisory Council (CUAC).

Groups 60

Groups Community Community Bank Lending 60

ABA Community Banking

APRIL 17, 2015

Continuing debate over “too big to fail” Blogs Talking Credit Viewpoints Community Banking. 1Talking Credit'

Community Bank 40

Community Bank Community 40

Independent Banker

FEBRUARY 16, 2015

When you think of Main Street, you think of community banks, right? As community bankers, we know this to be true, but I can’t help but think what a world this would be if every American also knew this to be a fact. After all, that is ICBA’s one and only mission—to create an environment where community banks can flourish.

Community Bank 70

Community Bank Maine Community Industry 70

Independent Banker

MARCH 30, 2015

Part of the job of the ICBA chairman is to travel the country, and sometimes the world, to represent community banks whenever and wherever needed. But the fun comes when you get to talk to community bankers, waitresses, cab drivers, doctors and students. Never before have community banks held so much clout.

Community Bank 70

Community Bank Community National US 70

Independent Banker

FEBRUARY 24, 2015

Part of the job of the ICBA chairman is to travel the country, and sometimes the world, to represent community banks whenever and wherever needed. But the fun comes when you get to talk to community bankers, waitresses, cab drivers, doctors and students. Never before have community banks held so much clout.

Community Bank 70

Community Bank Community National US 70

Independent Banker

MARCH 15, 2015

Community bankers aren’t the only ones who think so. Inside and outside Washington, most people agree the time has come to enact real, meaningful and significant regulatory relief for community banks. Acknowledging the problem, lawmakers repeatedly have told community bankers to hold on, relief is on the way.

Community Bank 70

Community Bank Washington Community Regulation 70

Independent Banker

FEBRUARY 24, 2015

Community bankers aren’t the only ones who think so. Inside and outside Washington, most people agree the time has come to enact real, meaningful and significant regulatory relief for community banks. Acknowledging the problem, lawmakers repeatedly have told community bankers to hold on, relief is on the way.

Community Bank 70

Community Bank Washington Community Regulation 70

CFPB Monitor

JANUARY 19, 2015

Mishkin The CFPB has published a notice in the Federal Register announcing that it is seeking applications from persons interested in becoming members of its Consumer Advisory Board, Community Bank Advisory Council, or Credit Union Advisory Council. The CFPB expects to announce new members in August 2015.

Groups 60

Groups Community Bank Community Lending 60

Independent Banker

SEPTEMBER 25, 2014

Recently, I stumbled across something that I’d passed for almost 30 years on my way to our boardroom here at 1st National Bank of Scotia. Not only was it still relevant 40 years later, it was probably even more relevant given the current economic climate and the financial system that we live in day in and day out as community bankers.

Community Bank 70

Community Bank Community US National 70

Independent Banker

MARCH 15, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

MARCH 15, 2015

What’s your community bank’s compliance culture? Culture is an elusive concept, but compliance-minded community banks often share several traits. Compliance must be an entrenched part of a community bank’s daily activities, at every level. In the best-run banks, it’s not obvious that compliance is happening.

Compliance 70

Compliance Community Bank Community Regulation 70

Abrigo

AUGUST 5, 2020

Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. Each institution’s loan grading scale is unique to the bank or credit union, but all scoring models must be able to identify, quantify, and measure risk within the loan portfolio.

Management 195

Management Risk Management Trends Industry 195

Independent Banker

FEBRUARY 16, 2015

Persistent advocacy nabs key reforms for bank and thrift holding companies. While Washington often moves at a glacial pace, it recently came to life to enact reforms benefiting bank and thrift holding companies. The new law increases bank and thrift holding company access to the Small Bank Holding Company Policy Statement.

Washington 70

Washington Community Bank Policies Community 70

CFPB Monitor

JANUARY 19, 2016

The CFPB has published notices in the Federal Register announcing that it is seeking applications from persons interested in becoming members of its Academic Research Council (ARC), Consumer Advisory Board (Board), Community Bank Advisory Council (CBAC), or Credit Union Advisory Council (CUAC).

Groups 60

Groups Community Community Bank Industry 60

Gonzobanker

OCTOBER 26, 2021

Embedding ESG into a merger playbook is a strategic move worthy of banks’ consideration. On the third front, you have a new administration seeking to “rein in” bank mergers just as banks seek greater scale to compete in tech and combat compressed revenue. From Cornerstone’s viewpoint, we can share good news.

Leadership 97

Leadership Compliance Strategy Branding 97

Independent Banker

FEBRUARY 16, 2015

Wilcox, Grand Rapids State Bank. Nowhere is this more consequential than in the cybersecurity undertaken by the nation’s financial sector, including community banks. Nowhere is this more consequential than in the cybersecurity undertaken by the nation’s financial sector, including community banks.

Maine 70

Maine Community Bank Industry Community 70

Jeff For Banks

JUNE 13, 2017

I doubt he knows much about banking. For bank Boards it's for their shareholders, customers, communities, and employees. Provocative because they recommended diversity, but not in the politically correct way, but rather "diversity of skills, knowledge, and viewpoint." And so it goes with bank Boards.

Maryland 60

Maryland Management Analysis Policies 60

Independent Banker

FEBRUARY 24, 2015

During my 20-plus years of dealing with community bankers, either as an investment strategist, sales rep or business-development manager, I have come to understand that certain buzz words fall on deaf ears. As a consequence, supply-siders, like your bank’s brokers, tend to avoid using them during a sales pitch. Total Return.

Management 70

Management Community Bank Community Comparison 70

Banking 2020

FEBRUARY 12, 2015

The growing cacophony over the future of branch banking is richly-threaded with expressions like “reduced footprint,” “mobile,” “digital,” “tellerless branch” and “multi-channel integration,” but amid the calls to build ever-smaller custom micro-branches, there is another issue: large legacy branches. Online banking guidance.

Community 40

Community Retail Mobile Community Bank 40

Jeff For Banks

MARCH 3, 2010

He rattled off sobering facts: fifty five percent of commercial bank loans are tied to real estate. For commercial banks under $1 billion in assets, the number jumps to seventy four percent (see chart). Clearly, commercial banks’ exposure to real estate contributed to the rising number of bank failures.

Lending 60

Lending Capital Community National 60

PYMNTS

SEPTEMBER 30, 2020

The wave of digitization that has picked up incredible speed in banking over the past half year isn’t strictly a new trend, Randy Piatt , head of product solutions for Ondot Systems , told PYMNTS. Morgan Chase, Bank of America, etc. — and the digital challenger banks. He said banks must do three key things to make that happen.

Cards 334

Cards Tools Community Bank System 334

South State Correspondent

OCTOBER 28, 2022

Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0, Many of the new banking and payment technologies have now far eclipsed traditional cores’ capabilities.

Conference 195

Conference Technology Las Vegas Trends 195

ABA Community Banking

JANUARY 30, 2024

Credit unions are swallowing up tax-paying banks at an alarming rate, using the tax break lawmakers granted them to serve people of modest means. Following a record 16 credit union bank buys announced in 2022, credit unions’ share of total bank purchases hit an all-time high last year.

Taxes 115

Taxes Community Bank Policies Community 115

Independent Banker

JUNE 30, 2022

We asked community bankers and experts for their advice on ensuring employees feel a sense of belonging. If community banks put in the effort to foster a sense of belonging, the result is a stronger workplace culture, greater employee loyalty and, ultimately, a better experience for customers. By Roshan McArthur.

Community Bank 91

Community Bank Community Leadership Millennials 91

ABA Community Banking

JANUARY 18, 2022

As more customers engage with cryptocurrency, they are increasingly looking to banks to help them safely hold these assets. Banks are responding to this new customer demand. The post Why ABA Invested in NYDIG: Supporting Banks as They Help Customers Access Cryptocurrency appeared first on ABA Banking Journal.

cryptocurrency 128

cryptocurrency Community Bank Community Management 128

ABA Community Banking

SEPTEMBER 6, 2023

Rebutting erroneous claims about the FHLBs and the failure of Silicon Valley Bank. The post Myths and facts about the Federal Home Loan Bank System appeared first on ABA Banking Journal.

System 64

System Community Bank Community 64

ABA Community Banking

MARCH 14, 2022

Time is running out for the Federal Reserve to make a simple but critical fix to ensure infusions of funds reach disadvantaged communities. The post Without ECIP Fix, Many Eligible CDFIs, MDIs Will Be Left Out of Key Investment Opportunity appeared first on ABA Banking Journal.

Community 88

Community Taxes Community Bank Policies 88

ABA Community Banking

APRIL 6, 2021

Some branches are closing but that doesn’t mean reduced access to banking services, especially in lower-to-moderate-income neighborhoods. The post The Real Story on Bank Branch Closures appeared first on ABA Banking Journal.

Community Bank 116

Community Bank Digital Banking Community Technology 116