Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

PYMNTS

DECEMBER 3, 2020

Wintrust Financial Corporation has selected global enterprise technology provider NCR Corporation to provide its new digital-first banking platform, according to a press release. Wintrust’s investment in digital-first banking positions them for success in the increasingly challenging financial services landscape.”.

Leadership 190

Leadership Community Bank Branding Mobile 190

The Financial Brand

JULY 8, 2021

The post How Community Banks Can Foster (and Benefit From) Financial Inclusion appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Local financial institutions should be a natural for serving many underbanked consumers. Here's why they're not and how to change it.

Community Bank 32

Community Bank Community Banking Trends Analysis 32

The Financial Brand

JULY 4, 2021

The post How Community Banks Can Stay Relevant in the Face of a Digital Assault appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.

Community Bank 36

Community Bank Community Banking Trends Analysis 36

NCR

NOVEMBER 22, 2016

The days when community banks and credit unions could stay behind the technology curve and still come out on top are long gone. Community banking has no future if leadership doesn’t wake to the new competitive reality and adapt some of their strategies and long-held biases in order to compete.

Community Bank 40

Community Bank Community Leadership Branch Strategies 40

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

Independent Banker

MAY 31, 2022

That uncomfortable feeling you get in the pit of your stomach when you decide to try something new serves as a motivator and is why I tell community bankers: “To succeed in today’s rapidly evolving digital landscape, you need to get comfortable with feeling uncomfortable.”. Facilitating open communication. Get out of your comfort zone.

Community Bank 120

Community Bank Community Innovation Meeting 120

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Deposit Trends. Services Ecosystem.

Community Bank 116

Community Bank Community Operations Leadership 116

PYMNTS

AUGUST 22, 2016

19) the addition of new consumer experts from outside the federal government to the Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council and Academic Research Council — the four bodies that provide advice to CFPB leadership on a range of consumer financial topics and emerging market trends.

Community Bank 100

Community Bank Community Leadership Analytics 100

ABA Community Banking

JANUARY 28, 2018

KBW analyst: Aging NE bank leadership still hooked on branches—and heavy on CRE credit with potential issues Management Financial Trends Technology Fintech Bank Performance Community Banking Profitability.

Leadership 45

Leadership Community Bank Community Trends 45

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Everyone leaves the event with new information in hand to put into action back at their bank.” New connections.

Honolulu 91

Honolulu Community Community Bank Leadership 91

Abrigo

MAY 5, 2022

In many cases, the podcasts or hosts have sizable social media followings, and all release a new episode at least once per month so you can stay up to date with the latest trends in the finance world. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations.

Community 195

Community Lending Maine Resources 195

Independent Banker

APRIL 30, 2019

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. I’m so glad that I did.

Community Bank 70

Community Bank Tampa Community Washington 70

Gonzobanker

JULY 20, 2022

financial institution executives surveyed for What’s Going On In Banking 2022 , 19% of community banks and 10% of credit unions had not launched a digital transformation strategy prior to this year, and another 15% had no plans to do so. Among 300 U.S. Own It, Bankers!

Digital Strategies 173

Digital Strategies Strategy Leadership Customer Experience 173

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Maximizing NOAH. This initiative is only one of the programs that reflect Woodforest’s ongoing commitment to affordable, inclusive housing.

Austin 91

Austin Texas Community National 91

Independent Banker

JULY 2, 2022

“We wanted to celebrate by announcing a gift [for] our community to show our gratitude [for being able to] serve this community over 150 years and give back some of the profits we’ve accumulated over the years,” he says. Sicard’s family has a long history in Fort Smith and at the bank, having held leadership positions since 1907.

Arkansas 91

Arkansas Community Community Bank National 91

The Financial Brand

NOVEMBER 16, 2021

Community banking has plenty of innovation potential, but often it takes leaving the traditional banking mindset to find the opportunities. The post Tips & Insights on Creating (or Recreating) Brand Buzz in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 35

Branding Community Bank Banking Trends Analysis 35

Independent Banker

SEPTEMBER 25, 2014

A community bank’s practical guide to compliance cost control. Few community banks have the luxury of ripping and replacing their entire compliance management strategy, leaving many executives on the hunt for practical tips. Arguably, compliance costs are one of the fastest noninterest expense costs for a community bank.

Community Bank 105

Community Bank Compliance Community Resources 105

PYMNTS

SEPTEMBER 12, 2016

million stock-and-cash bonus, because “under her leadership, Community Banking achieved a number of strategic objectives, including continued strong cross-sell ratios, record deposit levels and continued success of mobile banking initiatives.”. In a proxy statement from 2015, Tolstedt was awarded a $7.3

Leadership 100

Leadership Community Bank Community Meeting 100

Abrigo

SEPTEMBER 14, 2022

Stay up to date on small business lending regulation and other lending trends. Many community banks and credit unions have typically been exempted from this data collection in the past. Controversial Provisions. The firewall requirement. It isn’t just a compliance program problem or a data management problem.

Lending 195

Lending Data Regulation Community 195

Social Assurance

JANUARY 11, 2021

Part of the challenge is staying on top of new marketing trends, updates to marketing channels, and what to anticipate going into 2021. Here we have broken down some of those social media trends that you should be paying attention to as a financial marketer. This is a formidable challenge for community banks.

social media 15

social media Branding Trends Tools 15

Social Assurance

JANUARY 11, 2021

Part of the challenge is staying on top of new marketing trends, updates to marketing channels, and what to anticipate going into 2021. Here we have broken down some of those social media trends that you should be paying attention to as a financial marketer. This is a formidable challenge for community banks.

social media 15

social media Branding Trends Tools 15

FICO

NOVEMBER 29, 2018

This issue was discussed at the NAGGL 2019, National Association of Government Guaranteed Lenders, conference where hundreds of SBA lenders gathered to learn about policy changes, SBA online application submission solutions, how to create successful sales reps, and other trends in the industry impacting SBA lenders.

Community 67

Community Community Bank Policies Leadership 67

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In The concept of breaking up the bank was shot down both in 2013 and 2015.

Washington 100

Washington Regulation Leadership Community Bank 100

Jeff For Banks

MAY 21, 2011

But I have noticed a couple of trends that may be a better leading indicator of coming FI consolidations, one old and one new. See the table for the average age of FI leadership for publicly traded banks and thrifts. Where do these underwriters place the community bank issues? pun intended.

Leadership 70

Leadership Community Pennsylvania Capital 70

Gonzobanker

DECEMBER 17, 2021

After leading a great and vibrant organization at Andrews Federal Credit Union, Jim and his family have taken on a new adventure, and the Gonzo team is confident Jim’s ambition and transparent leadership style will be welcome in Raleigh, N.C. The Bank That Gets Fintech. Goes to Larry Mazza and the crew at MVB Bank in West Virginia.

Fintech 143

Fintech Strategy Leadership Lending 143

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

Innovation 41

Innovation Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 26, 2021

New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like. The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Florida 43

Florida Banking Trends Analysis Trends 43

Jeff For Banks

MARCH 27, 2015

Perhaps the financial crisis, which credit unions survived surprisingly well with the exception of corporate credit unions (similar to bankers'' banks), woke up credit union leadership to scrutinize operating expense to increase profits. In the late 1990''s, many traditional thrifts entered commercial banking with both feet.

Analysis 60

Analysis Strategy Groups Community 60

Jeff For Banks

APRIL 9, 2019

Spread is usually 80%-85% of a community bank's revenues. If not a publicly traded bank, you can calculate the BBV contribution to net income and multiply by a peer p/e multiple to get your aggregate BBV. My suggestion is that you trend your BBV, looking to continuously improve.

Branding 60

Branding Regional Nashville Tennessee 60

The Financial Brand

JANUARY 30, 2022

The post Credit Unions Are Buying Banks at a Breakneck Pace: Here’s How the Deals Work appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Don't be surprised to see this number double in 2022.

Banking Trends 31

Banking Trends Analysis Trends Branding 31

The Financial Brand

JULY 12, 2021

Newly-established Climate First Bank could change that view. The post How One Florida Bank Is Embracing the Green Banking Agenda appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Florida 33

Florida Banking Trends Analysis Trends 33

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

Social Assurance

AUGUST 14, 2020

Our leadership team sent each employee a gift card to a local ice cream shop with the suggestion of taking a fun photo of our purchase. Highlight Your Community Bank or Credit Union. Small Business Saturday on November 28th has turned into a nationwide movement to encourage community members to #shoplocal. We can help!

social media 15

social media Branding How To National 15

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Hats off to a decade of strong leadership and hard work. Whoa Horsey” Technology Trend – Chatbots.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Hats off to a decade of strong leadership and hard work. Whoa Horsey” Technology Trend – Chatbots.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. It looked effortless, but ecosystem alignment like that takes real work. .

Idaho 148

Idaho Conference Data Marketing 148