Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221

Lending Risk Management Community Management 221

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Community banks with small asset sizes might merge with other small institutions whose branches complement one another, and larger banks may acquire smaller ones whose services fit their offerings. Proactive Planning. Get organized.

Compliance 195

Compliance Policies Fraud Analysis 195

Abrigo

MAY 8, 2024

How banks and credit unions use genAI today Short supporting copy. You might also like this webinar, "The check's in the mail: Understanding and preventing check fraud." They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 221

Examples Fraud Resources Risk Management 221

Independent Banker

AUGUST 31, 2022

ICBA’s Bank Security Institute offers critical incident response strategies to keep your physical branch location safe. The pandemic forced industries to accelerate their adoption of digital applications, and community banking was no exception. Held in Bloomington, Minn., Learn more ».

Community 91

Community Security Community Bank Fraud 91

Abrigo

APRIL 7, 2022

Experts answer CECL questions from 2023 adopters Participants in Abrigo's CECL Kickstart webinars asked consultants their questions leading up to the 2023 CECL implementation date. Takeaway 1 Financial institutions brought practical questions to Abrigo consultants during the CECL Kickstart webinar. . Watch Webinar/Download.

Policies 195

Policies Data Examples Lending 195

Abrigo

FEBRUARY 23, 2022

After the success community banks and credit unions had helping businesses in their local communities with lending during the pandemic , financial institutions continue to turn to small business loans as a source of portfolio growth. Win more small business deals: Watch this webinar on SMB Lending Best Practices.

Lending 195

Lending Community Bank Community Analysis 195

Abrigo

OCTOBER 2, 2014

To help banks understand the requirements and associated impacts, Sageworks partnered with Crowe Horwath to lead an informative webinar later this month on preparing for Basel III. It is also important to note that disclosure starts January 1, 2015, which is also considered the compliance deadline for community banks.

How To 236

How To Capital Community Bank Maine 236

Abrigo

JANUARY 8, 2016

The GAO acknowledged that community banks, credit unions and their professional industry associations reported increased compliance burdens and reduced activity in specific business activities, such as certain mortgage lending, as a result of Dodd-Frank.

Regulation 150

Regulation FDIC Survey Community Bank 150

Abrigo

DECEMBER 16, 2019

Even now, however, banks and credit unions with 2023 deadlines are seeking information about what the earliest adopters have learned so far in their implementation efforts. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 Transition to CECL with confidence. Get started. Start on CECL early.

West Virginia 195

West Virginia Virginia Data Community 195

Abrigo

MARCH 2, 2023

Experts have highlighted numerous lessons from Southwest’s experience, many of which can benefit bank and credit union executives, regardless of their institution size, as they manage competing priorities for spending and growth initiatives on banking solutions.

Technology 195

Technology Lending Community Software 195

Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. With less than a year until the scheduled launch of the FedNow Service, community banks are still awaiting updates on specifics. “In

Community Bank 91

Community Bank Community Resources Fraud 91

PYMNTS

APRIL 8, 2020

With a focus on compliance, Wolters Kluwer revealed its new solution to enable financial institutions issue PPP loans to small businesses. also known as CSI, is targeting community banks’ PPP lending needs, also configuring its existing lending solution to enable smaller FIs to comply with regulatory requirements.

Lending 245

Lending Fintech America Technology 245

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio). They help manage and shape strategy in volatile economic and industry conditions.

Report 195

Report Risk Management Capital Data 195

Abrigo

APRIL 8, 2020

BSA compliance remains crucial to protecting financial system. Alternatively, if available, entities may rely on the [customer identification program] of a federally insured depository institution or federally insured credit union with an established CIP as part of its AML program. Provide lending staff with a BSA refresher course.

Compliance 195

Compliance Lending Fraud Community 195

Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk."

Lending 195

Lending Data Regulation Community 195

Abrigo

APRIL 12, 2016

Nevertheless, the Supervisory Insights publication “incorporates more recent guidance and technical resources, including significant bank-governance insights and experiences that have been gained since 1988.” Having a solid understanding involves more than simply reviewing the bank’s financial condition as of today.

Management 150

Management FDIC Risk Management Community Bank 150

Abrigo

NOVEMBER 9, 2022

The Q1 2023 compliance date is near for smaller SEC-reporting financial institutions and private or not-for-profit banks and credit unions, and progress is decidedly mixed, according to the Abrigo 2022 CECL Survey. For community banks specifically, they’re already reserving for a lifetime of credit losses,” he said.

Survey 195

Survey Software Resources Meeting 195

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Community Banker University®. Education Resources. It also offers online training available 24/7.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. You might also like this on-demand webinar, "Identifying emerging CRE risks." help financial institutions adapt quickly to trends.

Report 195

Report Lending Trends Data 195

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

Resources 70

Resources Tools Community Bank Conference 70

CFPB Monitor

JULY 5, 2022

As the OCC updates its redlining examination procedures, the Acting Comptroller should ensure that the Compliance Risk Policy Division takes into account new types of analyses being performed when it documents the steps that examiners should take in evaluating potential redlining violations.

Lending 78

Lending Report Policies Handbook 78

Abrigo

APRIL 14, 2020

This flow of repayments is the major source of “liquidity” in the community banking system. Be sure to keep a close eye on any internal concentration or liquidity policy limits that restrict usage to a specified level and report how the execution of the plan will manage compliance and ultimately the repayment of these funds.

Community 195

Community Lending Meeting Marketing 195

FICO

NOVEMBER 29, 2018

The programs and NAGGL event attract mostly community banks and credit unions across the US because the SBA is known for connecting businesses with their local providers. FICO similarly works to help community banks and credit unions understand how they can increase loans given to those underserved businesses and do so profitably.

Community 67

Community Community Bank Policies Leadership 67

Gonzobanker

SEPTEMBER 5, 2017

Under the DFA, banks that cross over $10 billion in assets face costly regulations such as DFA stress testing, Consumer Financial Protection Bureau oversight and Durbin Amendment compliance, which caps banks’ interchange income. Have regulatory compliance costs skyrocketed as feared? ERM/COMPLIANCE COSTS.

Risk Management 60

Risk Management Compliance Survey Cards 60

Abrigo

OCTOBER 23, 2015

Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks. For additional insight on stress testing, access the complimentary whitepaper, Actionable Stress Test Results for Community Banks.

Capital 150

Capital Analysis Examples Risk Management 150

CFPB Monitor

AUGUST 21, 2018

The Treasury suggests that federal banking regulators take action to resolve this ambiguity. ET, Ballard Spahr will conduct a webinar, “More Than Just Fintech: What Are the Important Takeaways for All Consumer Financial Services Providers from Treasury’s Sweeping Report?” On September 20, 2018, from 12 p.m.

Data 84

Data Report Regulation Security 84

PYMNTS

DECEMBER 14, 2017

Karen Webster recently hosted a webinar with i2c executive vice president of global client success Peg Johnson to dig into the Index survey results and reveal what FIs can learn from the data. It is important to note that 214 banks, excluding the top 25, participated in the Bank Innovation Readiness Index survey.

Innovation 162

Innovation Branding Payments Survey 162

Social Assurance

FEBRUARY 7, 2020

In our 2019 Marketing and Compliance Report , 64% of respondents indicated that they plan to implement this tool in their workflow processes this year. Align Your Marketing and Compliance Teams. Many banks try to silo their marketing and compliance teams into different units. Crowdsource Ideas from Your Community.

Community 15

Community Compliance social media Regulation 15

Social Assurance

FEBRUARY 7, 2020

In our 2019 Marketing and Compliance Report , 64% of respondents indicated that they plan to implement this tool in their workflow processes this year. Align Your Marketing and Compliance Teams. Many banks try to silo their marketing and compliance teams into different units. Crowdsource Ideas from Your Community.

Community 15

Community Compliance social media Regulation 15

Social Assurance

JUNE 21, 2019

Run it by the compliance team ahead of time to keep content compliant. For example, community banks are a big part of their communities. Ask your audience to comment on a post telling you how they support your local community for a chance to win a local prize package. Listen to Our Instagram Webinar Now.

Branding 12

Branding Community Community Bank Examples 12

Social Assurance

JANUARY 11, 2021

This is a formidable challenge for community banks. Financial brands’ challenge with ephemeral content will be around compliance and how to approve and archive content that disappears after 24-hours. This is going to require internal education, clear marketing goals, and transparency across compliance and marketing teams.

social media 15

social media Branding Trends Tools 15

Social Assurance

JANUARY 11, 2021

This is a formidable challenge for community banks. Financial brands’ challenge with ephemeral content will be around compliance and how to approve and archive content that disappears after 24-hours. This is going to require internal education, clear marketing goals, and transparency across compliance and marketing teams.

social media 15

social media Branding Trends Tools 15

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. How about fighting harder with better examples and holding compliance officers as accountable as everybody else. Community bank marketing resources. Popular Community Bank in Miami. Did we hear a whaaaa?

Community Bank 60

Community Bank Apple Community Technology 60