PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. However, USPS officials, postmasters GAO surveyed, and stakeholders GAO interviewed said that additional offerings may generate minimal revenue, and that USPS may face factors limiting the viability of these offerings.”. The idea is not without international precedent.

Retail 169

Retail US Survey Examples 169

PYMNTS

DECEMBER 8, 2020

economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE). Capital One Halts BNPL Transactions On Its Credit Cards.

San Francisco 130

San Francisco Community Bank Video Capital 130

Perficient

JULY 11, 2022

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. Although this is certainly expensive for merchants, it has proven to be a worthy investment.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

SEPTEMBER 2, 2019

percent) express satisfaction with using virtual cards to settle invoices. However, as the Playbook revealed, the majority of surveyed businesses have yet to adopt AP automation. Elevating the Commercial Card. Visa wasn’t the only player to explore the role of the commercial card in a modern B2B payments ecosystem.

Payments 186

Payments Cards Tools Technology 186

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

NOVEMBER 4, 2020

A recent survey revealed that more than one-third of customers now prefer to order through restaurants’ websites or apps for delivery, for example, while 42 percent use those platforms for curbside pickup. . Research confirms that QSR patrons are seeking multiple online and offline ordering methods. The Evolution Of Ordering.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

JUNE 19, 2018

Fifty-five percent of surveyed consumers in Q4 of 2017 said the most important reason they prefer their merchant was a third-party aggregator app. Introduced in 2014, alongside a handful of other experimental services, UberEATS operates worldwide in 29 countries. Debit Cards. Gift Cards. Eleven percent of U.S.

Survey 115

Survey Cards Study Innovation 115

PYMNTS

APRIL 2, 2020

We also spoke to SMB owners to learn more about the large-scale impact the pandemic is having on the small players that help form the foundation of countless local economies throughout the nation. Among the SMB owners we surveyed, 49.1 Among the SMB owners we surveyed, 49.1 Our survey finds that 27.9 We also see 12.7

Data 130

Data Maine Survey Resources 130

PYMNTS

NOVEMBER 23, 2020

According to the survey, a large swath of those early shoppers were parents of children under 18 years of age, 44 percent of whom had managed to wrap up their holiday shopping before outfitting their kids in Halloween costumes this year. To say the least, the retail industry finds itself in the middle of a tricky holiday season.

Retail 248

Retail Online Survey Course 248

PYMNTS

OCTOBER 1, 2018

Nearly half of the small business borrowers surveyed said the main reason they haven’t used a digital lender is because they are unfamiliar with them. Fifty-five percent of small businesses surveyed said they are unable to access funding to grow.

Lending 115

Lending Survey Data National 115

PYMNTS

SEPTEMBER 28, 2020

Take, for example, Italy, where Amazon has been operating since 2010 with what The New York Times describes as rather “muted success” since selling its first children’s book in the nation nearly a decade ago. based consumers.

Marketing 237

Marketing Survey Online New York 237

PYMNTS

APRIL 25, 2016

Of course, we have the quarterly numbers, too, including insight into how American Express’ commercial card business is holding up. billion worth of purchases went through Amex commercial cards in 2016’s Q1, American Express said in its latest quarterly earnings report. It’s all below in our weekly B2B Data Digest. . .

Fraud 100

Fraud Cards Lending Analysis 100

PYMNTS

OCTOBER 12, 2020

The report and its objectives (with foundational principles for CBDCs) was done in collaboration between the Bank of Canada, the Bank of England, the Bank of Japan, the European Central Bank, the Federal Reserve, Sveriges Riksbank, the Swiss National Bank and the BIS. In an interview with Karen Webster published Monday (Oct.

Boston 233

Boston System Online Payments 233

PYMNTS

MARCH 14, 2018

Banks across the Association of Southeast Asian Nations (ASEAN) region expect real-time payments to come with some major benefits to their businesses, according to new analysis from ACI Worldwide and Ovum. More than three-quarters expect real-time payments to eventually replace the use of payment cards.

Payments 110

Payments Regional Survey Innovation 110

PYMNTS

NOVEMBER 2, 2020

In years to come, it’ll be hard to find anything as studied and surveyed as COVID-19’s effects on commerce. Payments and banking products were pushed to the head of the digital-first line thanks to the pandemic, leading to the acceleration of contactless and card-not-present commerce.

Study 205

Study Cards Payments Innovation 205

PYMNTS

DECEMBER 21, 2020

This digital shift — doing less in the physical world and more in the digital world for the same activity — is based on 16 longitudinal studies that PYMNTS has conducted of a national sample of more than 40,000 U.S. Source: PYMNTS.com survey of 2,683 consumers conducted between Nov. consumers since March. [1]. 23-25, 2020. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

NOVEMBER 20, 2017

In a survey of 500 U.S. SMBs for its SMB & Money Survey released last week , WePay, along with Survata, asked small business owners about how they are preparing for the end of the year, a crucial time for many entrepreneurs that experience a bump in sales between Thanksgiving and January 1 with the gift-giving holidays.

Fraud 100

Fraud Survey Payments America 100

PYMNTS

MAY 2, 2016

aren’t taking full advantage of resources and services provided by national and local governments, a new report from Fifth Third Bank has found. Gibson also pointed to the high number of SMEs that said they would turn to personal means — like personal credit cards, personal savings or retirement funds — to support their business.

Resources 100

Resources Community National Capital 100

PYMNTS

JULY 8, 2020

That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions. As lockdowns and restrictions have eased, Anderson said people are transacting in cash across many of the same conduits that were seen before – spanning home care services, lawn cutters and even national grocery chains.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

NOVEMBER 14, 2019

Many are more operational in nature, and intended to give consumers more choice. households in the United States were unbanked in 2017 (the most recent survey year), which equals approximately 8.4 Specifically, Amazon PayCode is rolling out in the United States to make it easier for shoppers who don’t want to pay with credit cards.

Payments 124

Payments United States Online Google 124

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. One of the digital tools in which Main Street SMBs show great interest is real-time merchant fund settlement.

Maine 183

Maine Survey Study Tools 183

PYMNTS

APRIL 4, 2019

The latest set of industry figures is out from the National Association of Convenience Stores ( NACS ), and the report paints a mixed portrait of the status of quick stop shops in the U.S. According to the survey, food service sales accounted for 22.6 According to the report, DSOE has outpaced inside gross profit dollars.

Operations 102

Operations Trends Marketing Strategies Retail 102

PYMNTS

JANUARY 22, 2021

One PYMNTS survey revealed up to 84 percent of consumers are choosing businesses that customize their engagement efforts to their needs. Restaurants that join Ritual will be free from credit card, delivery, pickup, subscription or setup fees.

Data 144

Data Customer Experience United States Policies 144

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice.

Management 150

Management Resources Capital Taxes 150

PYMNTS

JUNE 28, 2017

Accounts receivable professionals are preparing for paper checks to decline and automated clearing house (ACH) payments to rise, according to a new report by the National Automated Clearing House Association (NACHA) and the Credit Research Foundation (CRF). The same professionals also predict cards will hold at 12.5 ”

Survey 100

Survey Payments Cards Resources 100

PYMNTS

FEBRUARY 28, 2020

Credit unions possess vast troves of personal information such as credit card data and Social Security numbers that could devastate members if leaked. A recent hack against Pennsylvania-based convenience store chain Wawa exposed credit and debit card credentials issued by hundreds of local credit unions. It also revealed that 60.8

Data 131

Data California Security Pennsylvania 131

PYMNTS

SEPTEMBER 5, 2017

The legislation most watched by SMBs, Paychex found, ranges from payroll card rules to paid leave laws and healthcare reform. Separate research from Reliant Funding, also released last week, found that the majority of SMBs surveyed agree their local governments promote small business growth.

Compliance 118

Compliance Survey Training Regulation 118

PYMNTS

AUGUST 13, 2019

last year, according to the National Retail Federation , a trade group. Even so, the trade group said that “with fewer families surveyed saying they have children in grades K-12, spending is expected to total $26.2 Retail back-to-school spending for families will hit an average of $696.70 this year, up from $684.79 Program Challenges.

Retail 127

Retail Innovation Course Trends 127

PYMNTS

JULY 23, 2020

Just 13 percent of Brazil’s population subscribes to broadband internet services, for example, and more than 45 million of the nation’s adults remain unbanked. There were 441 FinTechs operating in Mexico in 2019, a 14 percent increase from 2018. Internet connectivity within Latin American countries is spreading slowly, however.

America 165

America Regulation Regional Tools 165

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. Already, in the space of those three weeks, 5 percent of the SMBs we surveyed reported closing their doors for good. percent), personal credit cards (49.5 Nearly 30 (29.4)

Maine 232

Maine Data Capital Study 232

PYMNTS

DECEMBER 5, 2017

Projections from the United Nations show that the total number of online shoppers, as measured globally, should grow by 50 percent between 2013 to 2018 to as many as 1.62 But with more options, of course, come greater operating costs, and companies must always be wary about the impact to their bottom lines. to the United States.

Survey 109

Survey Course Mobile United States 109

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

DECEMBER 3, 2019

For global businesses, national borders are less and less relevant,” SatoshiPay CEO Meinhard Benn recently told PYMNTS. Businesses operating across different time zones, for instance, add a layer of complexity, while global infrastructure cannot currently support the demand for fast, transparent global B2B payments. “In

Payments 134

Payments blockchain Tools Meeting 134

PYMNTS

APRIL 30, 2020

Online transactions are more important than ever amid the coronavirus pandemic, which has consumers following stay-at-home directives and merchants shifting commerce online after temporarily closing their in-person operations. Cards can be critical to serving the U.K. and Scandinavia.

Payments 131

Payments Cards Resources Online 131

PYMNTS

AUGUST 14, 2019

This newest P2P offering follows last year’s move by Venmo to add an option to make an instant transfer through a debit card, which would get the money to a bank account in minutes for a 1 percent fee, with a minimum of 25 cents and a maximum of $10. Surveys and other types of reports are taking note of this apparent trend.

Payments 124

Payments Trends Cards Comparison 124

PYMNTS

NOVEMBER 30, 2020

And experts are warning that given the spike in cases nationwide, we should expect to see that national death toll to double over the next 10 days to reach 4,000 daily. According to PYMNTS data , when surveyed directly, 38.4 Walmart now operates 19 clinics inside its stores to attend to routine, non-emergency health matters.

Arizona 160

Arizona Survey Boston Examples 160