PYMNTS

SEPTEMBER 30, 2017

As a nation of awake-earliers, up-very-laters, last-minute-crammers and entrepreneurs who simply never sleep at all, in this country, we like our coffee. Welcome To National (Free) Coffee Day. If you happened to have missed it, National Coffee Day was technically yesterday, Friday (Oct. National Taco day is next week (Oct.

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National social media Cards Retail 103

PYMNTS

AUGUST 27, 2019

When it comes to retail innovation — changes that promise to influence commerce not only this year, but in the 2020s — cameras could have a significant role. This data certainly isn’t nothing, but it pales in comparison to the data troves that digital retailers have. That’s not the only way innovation with cameras can help retailers.

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Retail Innovation Video Data 118

PYMNTS

DECEMBER 19, 2019

That’s because cameras are playing a much bigger role in retail, a trend that will keep gaining steam in the new decade. The Associated Press reports that cameras are, at least somewhat quietly, making inroads into a number of retail outlets in a bid to, well, get to know you. are now looking to follow suit.”. Security Cameras.

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Retail Software Video Course 131

PYMNTS

NOVEMBER 25, 2019

Retail innovation comes from various places – and for the new decade, that includes quick-service restaurants (QSRs), the site of massive technological change. According to a new study from the National Restaurant Association and Technomic, 22 percent of consumers used kiosk ordering last year. Pickup Windows.

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Innovation Retail New York City Minnesota 153

PYMNTS

JUNE 19, 2016

On the EMV front, Home Depot decided it felt strongly enough about Chip and PIN that that it sue MasterCard and Visa over it.Walmart Canada decided it would stop accepting Visa cards since they say they are too expensive. And according the the Atlanta-based building supplies retailer, that flaw is putting both customers and retailers at risk.

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Retail Cards Data Atlanta 100

PYMNTS

DECEMBER 21, 2020

and five other nations identified 100 million potentially fraudulent transactions between March 11 and April 28, for example. One May report noted a 54 percent month-over-month increase in loyalty- and gift card-related promotion abuse, for example. One recent report that surveyed consumers from the U.K.,

Fraud 210

Fraud Cards Retail Resources 210

PYMNTS

JANUARY 4, 2019

Digitally native retailers are opening stores to bring their virtual experiences into the real world, and Zola is one of the latest merchants to test out the brick-and-mortar waters. The wedding retailer opened a store in New York City’s Flatiron District that is billed as a “one-stop-shop for wedding planning.”.

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NJ Retail New York City New York 129

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. The Challenge of Building the Right Card for the Job.

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Cards Security United States Technology 187

PYMNTS

NOVEMBER 18, 2020

Delivering funds smoothly to employees in different nations is therefore essential, and it may require firms to migrate from paper checks to digital tools, especially those that suit the needs of employees who do not have bank accounts. How Mobile Apps Are Easing Retail Payments In India. Around The World Of Smarter Payments.

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Mobile Payments Cards Retail 220

PYMNTS

JANUARY 8, 2020

Credit card payments are increasingly enabled via EMV chips rather than magnetic stripes, but these methods frequently suffer from a lack of diligent digital identity verification. Nations around the world are continuing to implement digital ID systems. EMV Cards Face Crucial Verification Security Gaps.

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Fraud Cards Security National 169

PYMNTS

APRIL 12, 2016

It’s what’s turned the retail word upside down as consumers with their mobile devices have decided they’d rather buy from their couch with their mobile phone than schlep to the mall. In other words, kick the door wide open to remote retail. Meeting the consumer where they are. That’s the mantra of innovators everywhere.

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PYMNTS

FEBRUARY 8, 2020

In less than a week, “national engagement season” will be over. And for those saying something to the effect of “there is no such thing as national engagement season,” we would point out the data begs to differ. All in, according to the National Retail Federation (NRF), Americans will drop about $27.4

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National Maine Millennials Video 185

PYMNTS

APRIL 2, 2020

Consumers are staying at home more, buying less and saving what they can, while retailers and their vendors are enacting their own measures to slow the spread of contagion. How are the businesses of Main Street U.S.A. The coronavirus pandemic is advancing, wreaking havoc on U.S. citizens and the economy. We also see 12.7

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Data Maine Survey Resources 130

PYMNTS

FEBRUARY 16, 2018

As a result, our eCommerce business is now approximately $1 billion in annualized retail sales, and we are well-positioned to capitalize on what is sure to be a dynamic future in this space,” Nooyi told investors. And the numbers in this regard don’t lie: Physical retail is growing at a rate of about 3.6

Retail 124

Retail Branding Mobile Strategy 124

PYMNTS

OCTOBER 7, 2016

Customers visiting OXXO’s 14,000 locations can receive their funds by completing their payout information independently via one of three options — calling a national hotline in advance or using dedicated in-store phones and digital devices. The self-service feature allows faster and efficient funds collection at checkout.

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Branding Strategy Maine America 164

PYMNTS

OCTOBER 23, 2020

Small and medium-sized businesses (SMBs) can accept payments via a mobile program or touch-free card reader with QuickAccept and get the funds immediately. Saving Main Street From Its Downward Pandemic Spiral. Main Streets will have to change to receive the social proof and vibe that made them so successful.

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Apple Maine Millennials Bitcoin 149

PYMNTS

NOVEMBER 2, 2020

Payments and banking products were pushed to the head of the digital-first line thanks to the pandemic, leading to the acceleration of contactless and card-not-present commerce. Those processors will in turn work with issuing banks to offer near-instant issuance of cards.”. Superconnected Homes as Digital-First Command Center.

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Study Cards Payments Innovation 205

PYMNTS

AUGUST 24, 2018

Recent days have brought the debut of the “first mobile-enable lottery card” in the state, according to the companies behind the card, Linq3 and Blackhawk Network. The product combines the gift card with the lotto entry, and here’s how it works, according to statement announcing the launch. Lotto and Payment Cards.

Ohio 103

Ohio Mobile Cards South Carolina 103

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. percent of all retail sales. consumers — 47.2 Share of U.S.

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Apple Study Innovation Survey 227

PYMNTS

DECEMBER 3, 2019

But a study from the National Restaurant Association found that just 18 percent of restaurants offer mobile ordering via their own apps, while 43 percent of consumers want such methods. The current value of the eGift card market is $31.8

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Innovation Mobile Fraud Cards 130

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 And what we also see is only one part of the retail sales story. percent growth in June.

Retail 335

Retail Branding Online Report 335

PYMNTS

JULY 2, 2019

a national push is afoot to raise the minimum age throughout the country to 21 for tobacco purchases. Retailers are trying to stay ahead of the curve, and are sometimes on their own raising the minimum age to 21. Retailers are trying to stay ahead of the curve, and are sometimes on their own raising the minimum age to 21.

Retail 163

Retail Online Software Comparison 163

PYMNTS

MAY 8, 2020

For companies like Fiserv, Fidelity National Information Services (FIS), PayPal and others, selling terminals, offering payments platforms and designing checkout buttons, top and bottom lines were poised to move up and to the right.

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Report Online New Jersey Conference 245

PYMNTS

JUNE 19, 2018

Convenience, price and food quality are the QSR’s main selling points, but what drives consumers to visit one particular QSR over another? Debit Cards. Sixty-one percent of surveyed consumers in Q4 of 2017 said the most important reason they prefer their merchant was debit cards. Gift Cards.

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Survey Cards Study Innovation 115

PYMNTS

DECEMBER 24, 2019

All that’s left now, more or less, is the rush of returns that will all but overwhelm some retailers. However, after almost 50 years, it began to fade in the 1980s, disrupted by the emergence of store-branded credit cards. So, what kinds of products will people be getting this year? Top Sellers. For boys, LEGO remains the top seller.

Millennials 139

Millennials Branding Trends Retail 139

PYMNTS

JANUARY 24, 2019

The Federal Reserve recently sought to propel faster payments adoption by requesting feedback from financial institutions (FIs), retailers and other stakeholders on whether it should create its own real-time payment rail. The responses poured in from credit unions, major retail chains, tech companies and more. While Australia, the U.K.,

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US System Payments Retail 167

PYMNTS

FEBRUARY 13, 2020

Visa President Ryan McInerney said that beyond the core card business there remains the opportunity to “capture new flows of money using our expanding network of networks.” He said that growth in new acceptance is a top priority, and encompass rent, tuition, sports wagering and unattended retail and mobility (such as with scooters).

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Payments Regional America Cards 163

PYMNTS

JANUARY 25, 2021

To get a glimpse of the state of spending, one needs only to look at the card networks, the gross dollar volumes and cross-border activity to get a sense of where debit and credit are picking up, and where travel is recovering – and where it’s not. Mastercard’s cross-border volumes were down 36 percent year over year in the third quarter.

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United States Payments Cards Trends 230

PYMNTS

JANUARY 24, 2020

card issuers to get the project off the ground. and Synchrony Financial have all expressed interest in enabling their customer card accounts to work with the emerging tech, according to sources. The main concerns are around security, particularly the worry that bad actors will attach stolen card data to their handprints.

Apple 132

Apple Retail Report Cards 132

PYMNTS

JULY 24, 2020

Creating secure, convenient experiences for sellers and buyers alike is critical to eCommerce marketplaces looking to serve the retail sectors’ new needs and to help platforms appeal to more users. The collaboration is expected to give Visa’s global merchant and card network access to M-Pesa’s financial services network.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

MARCH 26, 2019

If the consumer has a credit card saved with Amazon or Google, the company can charge the card with permission, so the consumer doesn’t have to go through the extra step of entering payment information during the ordering process. The company is targeting both regional and national businesses with a minimum of 10 locations.

Technology 121

Technology Maine Study Google 121

PYMNTS

DECEMBER 22, 2018

To learn more about why, PYMNTS this past week caught up with Doug Hundley, a spokesperson for the National Christmas Tree Association. The online retailer sold smaller versions of the trees last year, but online orders of Christmas trees made up only a small portion of overall sales of the trees. Christmas Tree Landscape.

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Industry Millennials National Online 134

PYMNTS

NOVEMBER 26, 2019

The company offers both month-to-month and prepaid plans, with credit cards and PayPal as payment options. For the future, the PenaltyBox is dabbling in the retail market. RunLocker , a subscription box service geared toward runners, offers a main item in its box, which is the most valuable product.

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Community United States Groups Exercises 161

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Sectors like office, retail, and hospitality, are even worse.

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Community Bank Capital Training Lending 195

PYMNTS

FEBRUARY 19, 2019

In the latest Digital Fraud Tracker , PYMNTS examines how fraudsters are capitalizing on stolen data, as well as how banks and retailers are responding to a world where many of the credentials they use for online verification have been compromised. Around the Digital Fraud World. Inverting the Fraud Approach.

Fraud 158

Fraud Data Capital Resources 158

FICO

FEBRUARY 21, 2023

Expectations from Visa are that the GDP will turn negative once again in Q1 and Q2 of 2023 leading The National Bureau of Economic Research to declare a recession. The two main differences this year vs. 2022 are that the housing market has slowed down dramatically (sales are down 35.4% according to the Federal Reserve forecasts.

Trends 52

Trends Industry US Cards 52

PYMNTS

JANUARY 4, 2017

Already the seventh-largest economy in the world, the nation is undergoing big changes that promise potential for businesses. Debit and credit cards are becoming more popular, with 20 percent annual growth in card use over the past three years. Projections predict a 20 percent annual growth in retail and eCommerce sales.

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Report National Cards Analysis 102