Bank Innovation

JANUARY 31, 2018

Goldman Sachs has agreed to purchase fintech startup firm Final, as a part of its efforts to expand in retail-banking products. Oakland-based Final is a credit card service, which announced that it would close its card portfolio back in December. Terms of the transaction were not disclosed.

Oakland 170

Oakland Cards Company Retail 170

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Of course, banks have to be run with safety and soundness to protect those deposits, but they also have myriad public mandates, like fair lending, anti-money laundering and customer privacy. Usually, it is more of an all-out war story.

Fintech 198

Fintech System Lending Cards 198

Fintech Labs Insights

APRIL 15, 2021

Early on, fintech startups were a small part of its class, although Stripe (S09) and Coinbase (S12) were notable (and extremely profitable) exceptions. When I looked at YCvalums in mid-2014 , there had been just 40 fintech grads in its first 10 years. Oakland, CA. Embedded lending infrastructure for software companies.

San Francisco 15

San Francisco CA Fintech Company 15

Fintech Labs Insights

SEPTEMBER 3, 2020

At one time or another, every consumer fintech company wonders if they should buy a bank. But most fintech startups want to buy a ticket to the financial rails, not a large customer base. But we haven’t seen a pre-revenue, basically a stealth fintech startup, buy a bank. The 18 Fintech Startups in the 2020 INC 500.

Fintech 15

Fintech FDIC Oakland Minnesota 15

Fintech Labs Insights

MAY 19, 2016

Fintech deals by size from 23 April to 29 April 2016: Mosaic. HQ: Oakland, California. Marketplace small business lending platform. Tags: SMB, merchants, security, payments, POS, credit/debit cards, authorization. ——-. Marketplace lender for residential solor projects. Total raised: $224.9 Total raised: $154.3

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

JANUARY 7, 2016

The year ends with a total of about $19 billion invested into private fintech companies (includes debt and equity). It is unlikely we’ll see that much in 2016, but the fintech sector is vast, and there are fascinating opportunities for newcomers and existing brands alike. HQ: Oakland, California. Total raised: $46 million.

St. Louis 12

St. Louis social media Company Fintech 12

Fintech Labs Insights

SEPTEMBER 1, 2016

The fintech sector attracted $332 million in new capital the first week of August. Fintech deals by size from 30 July to 5 August, 2016: Mosaic. HQ: Oakland, California. Lending marketplace for small businesses. Tags: Consumer, payments, remittances, gift cards. Total dollars raised YTD is $19.6 Total raised: $44.7

New York City 18

New York City Company Fintech Comparison 18