CB Insights

OCTOBER 24, 2018

Download our deep dive into the disruption of lending. a transparent alternative to credit cards. Traditional credit cards are becoming less popular among younger consumers. For consumers, POS lending offers transparent, fixed-payment loans as simpler alternative to credit cards. get the entire 47-page lending report.

Millennials 65

Millennials Lending Cards Capital 65

PYMNTS

JULY 1, 2020

consumers who have at least one credit or debit card and mobile device revealed that 24 percent would be “very” or “extremely” likely to switch to the new generation of banking. This “better app” would also offer transaction confirmations and alerts, card location controls and the ability to track and redeem rewards. .

Survey 183

Survey Cards Millennials ATM 183

PYMNTS

JUNE 16, 2016

A lot of fuss is made over millennials and their proclivities toward things being easy. So, when it comes to something like digital banking , it’s not so much about finding what’s easy as it is about finding what service best meets millennials’ needs. Millennials to big banks: No thanks ….

Millennials 100

Millennials Mobile Digital Banking US 100

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). Uber and Starbucks pioneered it.

Cards 147

Cards Study Maine Payments 147

PYMNTS

DECEMBER 31, 2019

Might the coming year be marked by innovation at the point of sale (POS)? shoppers “finally [beginning] to embrace mobile payments and contactless cards to pay in-store.”. That shift will be driven, in part, by more card issuance from banks, said Garg. Here Come The Millennials.

eBook 170

eBook Millennials Cards Survey 170

PYMNTS

SEPTEMBER 16, 2019

And so a sheepherding innovation – and new vocabulary word – was born. In the payments ecosystem, we need look no further than the bridge millennial for how the connected purchasing experience will evolve over the next decade. Analysts pinpoint certain companies as bellwethers for the performance of a sector.

Millennials 222

Millennials Study Course Trends 222

PYMNTS

MARCH 30, 2020

Debit cardholders often choose this payment method because it is more secure than carrying cash — which cannot be recovered if lost — and may safeguard them against spending more than they have, which is not the case with credit cards. Rising generations show a keen interest in debit cards, according to a new report.

Cards 165

Cards Security cryptocurrency Payments 165

PYMNTS

DECEMBER 6, 2019

The solutions help SMBs compensate international gig workers through credit cards, digital checks and local bank transfers. Download the Tracker to read the Feature Story. Deep Dive: Redesigning Corporate Payments For Gen Z And Millennial Consumers. that wish to pay overseas contract workers.

Tools 186

Tools Payments Millennials Strategy 186

PYMNTS

NOVEMBER 27, 2017

It’s time to shift gears when it comes to a commonly held perception about millennials and vehicle ownership. After years of believing millennials were disavowing the practice, recent studies indicate the millennial generation is kicking the tires on the concept of owning or leasing their own set of wheels after all.

Trends 120

Trends Mobile Millennials Payments 120

PYMNTS

MAY 12, 2020

There was a time when consumers did not require much more from their local bank than a checking account, savings account and an ATM card. Consumers are paying with credit and debit cards more than ever before, and they are increasingly looking to their smartphones to gain greater control over how they spend and manage their money.

Regional 241

Regional National Cards Mobile 241

PYMNTS

MARCH 10, 2020

What instant lending innovation have shoppers fallen in love with? Between 2018 and 2019, there was a 162 percent increase in buy now, pay later (BNPL) downloads – rising to roughly six million – of the most popular new “layaway” apps by the close of last year. Here’s a hint: We’ll tell you now … and you can thank us later.

Case Study 135

Case Study Retail Millennials Branding 135

PYMNTS

NOVEMBER 26, 2018

Amid this market, chains such as Thorntons and 7-Eleven are innovating to meet the needs of modern-day consumers, as companies including GasBuddy and P97, among others, are seeking to make gas station trips more convenient through improved loyalty and reward programs and connected car payments, among other offerings. Almost half – or 49.4

Marketing 153

Marketing Mobile Millennials United States 153

PYMNTS

FEBRUARY 19, 2020

Corporate buyers can pay more rapidly online with credit cards, benefitting sellers, and enjoy easy access to detailed, searchable information to guide their purchasing decisions. To find more on these and the rest of the latest headlines, download the Report. However, the transition into eCommerce is not without challenges.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

NOVEMBER 19, 2020

Eighty-six million restaurant customers (43 percent) across the United States now use eateries’ loyalty and rewards programs, with millennials being the heaviest users of all. To learn more about what it takes for restaurants to build loyalty and rewards programs that can give them a competitive edge, download the report.

Data 183

Data United States Study Meeting 183

PYMNTS

NOVEMBER 13, 2019

Retailers are under constant pressure to evolve and innovate,” he told PYMNTS, “and they have to make sure the user feels good about the whole experience on an ongoing basis.”. That’s especially true with the continued rise of millennials, who seek instant engagement from the brands with which they interact. That’s just not engaging.”.

Millennials 118

Millennials social media Retail Cards 118

PYMNTS

SEPTEMBER 11, 2017

The exhausted holiday shopper didn’t hate going to the mall because she had to swipe a card to buy stuff, and the line languisher didn’t get angry because they had to use a chip card to dip and pay. And it’s also where he sees innovation flourishing. Because that part works fine.

How To 159

How To Online Millennials Mobile 159

PYMNTS

MARCH 5, 2017

Americans have more payment options than ever before, from the digital payment info stored in mobile wallets to credit and debit cards in their physical wallets. Our partners, and 7-Eleven in particular, have always been very forward-thinking and innovative when it comes to this sort of payment technology market,” Kaplan said.

Technology 100

Technology San Francisco Analysis United States 100

PYMNTS

AUGUST 24, 2018

But playing and delivery methods keep changing, with Ohio of all places — no offense to the Buckeye State, home to multiple presidents and the Wright Brothers’ aerodynamic innovations — accounting for some of the latest developments. Consumers go Buehler’s , Giant Eagle or Kroger locations to buy the lottery card.

Ohio 103

Ohio Mobile Cards South Carolina 103

PYMNTS

JANUARY 27, 2020

Millennials have been at home in the global workforce for about a decade now, but Generation Z is starting to filter into offices, warehouses and work floors and bringing their fast payments expectations with them. To learn more about these and other recent headlines, download the Playbook and read its News and Trends section.

Management 160

Management Taxes Tools Metro 160

PYMNTS

DECEMBER 22, 2016

PYMNTS.com spoke with Britt in June about how digital banking is appealing to millennial customers. Britt pointed to the recent Wells Fargo scandal in which bank employees enrolled customers in bank accounts, credit cards and insurance policies without their permission as evidence of what infuriates consumers about bigger banking players. “We

Millennials 100

Millennials Digital Banking Mobile Industry 100

PYMNTS

MAY 26, 2017

Fortunately, it appears the recreational market is getting some much-needed innovation to help organizations and associations process payments and participant registration. One company that is innovating in the sports and recreation industry is Amilia, an online registration and membership management platform. About the Tracker.

Marketing 115

Marketing Payments Community Millennials 115

PYMNTS

JUNE 25, 2018

But beautiful produce, nibbles and cool playlists aside, over the course of those 17 years I’ve shopped at Whole Foods, I never downloaded their app. Since Saturday, the Whole Foods app has found a new place on my home screen, even though to get the Prime discounts, I didn’t have to download it. Priming the Pump for Convenience.

Retail 156

Retail Branding Millennials Online 156

PYMNTS

OCTOBER 28, 2016

Owning a home might still be a significant piece of the American Dream, but with two-thirds of American millennials currently renting , it could be a far-fetched dream for young renters. For decades, checks have long been the primary method for rental payments, but for millennials, everything is changing. About The Tracker.

Payments 100

Payments Software Millennials Management 100

PYMNTS

SEPTEMBER 21, 2016

And its popularity with young consumers (77 percent of millennials used mobile banking within the past month) means that more consumers are likely to embrace these new practices each year. USAA was not the only digital banking platform to debut new services and innovations recently. Around The Digital Banking World. About The Tracker.

Digital Banking 100

Digital Banking Mobile Apple Millennials 100

PYMNTS

MARCH 19, 2018

And not even because they’re job destroyers, which he said is the natural consequence of innovation, and innovation is goodness. How about Facebook gift cards? You notice it’s your friend’s birthday and have the perfect opportunity to send a … physical gift card that they receive 10 days after the event.

Google 148

Google Apple Retail Millennials 148

PYMNTS

DECEMBER 29, 2016

I’ve got more digital wallets than credit cards. Which isn’t great because every time I go for a meal, I have to take the card anyway because I don’t know if the restaurant will let me pay on my phone. due to the time the card sits in the machine slowing down the line. Download the eBook. Choice vs. ubiquity.

Payments 108

Payments eBook Industry Cards 108

PYMNTS

APRIL 18, 2017

With more millennial consumers joining the banking systems, companies are turning to the technologies this generation uses on a daily basis to help them deliver more modern banking solutions. Another challenger institution, Starling Bank, began beta testing an app and will issue a Mastercard debit card to its users. In the U.K.,

Report 110

Report Digital Banking Tools Technology 110

PYMNTS

MAY 21, 2016

Just weeks removed from the launch, PYMNTS caught up with Ed Metzger, Santander UK’s Head of Innovation, Technology and Operations, to talk about initial impressions and what’s next for voice technology in banking. Metzger said that positive response has affirmed the value of experimenting with strategic innovation within the banking realm.

Technology 115

Technology Trends Maine Digital Banking 115

Fintech Labs Insights

JANUARY 15, 2016

Available only via mobile app, imaginBank is a new initiative by Spanish bank, Caixabank targeting millennials. imaginBank provides customers with a complete array of financial services such as a commission-free current account, a Visa imaginBank debit card, and PFM tools, as well as up-to-date mobile and P2P payment technology.

Millennials 12

Millennials Mobile social media ATM 12

PYMNTS

OCTOBER 27, 2016

UAE’s global remittance platform enables consumers to make a new account quickly by scanning a government-provided ID card. To download the October edition of the PYMNTS.com Developer Tracker™, click the button below…. About The Tracker.

Payments 100

Payments Software Meeting Management 100

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. Consumers still overwhelmingly rely on credit and debit cards and cash for payments and will for some time, even if a chip on the smartphone replaces plastic cards.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

DECEMBER 21, 2016

Americans, especially millennials, are hungry for restaurant innovation. After meals are finished, guests can pay their checks at the table via an integrated card scanner or a smartphone app or mobile wallet. Click here to download the December 2016 PYMNTS.com Unattended Retail Tracker™. About The Tracker.

social media 100

social media Survey Retail Technology 100

PYMNTS

SEPTEMBER 3, 2018

It’s not driven by the trend setting millennials and Generation Z shoppers or by the affluent — it seems to be age, generation and income-independent and geography-independent. That makes product discovery coupled with product innovation retail’s new playbook. Retailers are where these consumers go to find these new products.

Innovation 100

Innovation Branding Retail Regulation 100

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. That makes it the most important year of the last decade. are now EMV-compliant.

Mobile 205

Mobile Innovation Apple Study 205

CB Insights

JULY 11, 2019

Technological innovation across the financial services space is growing. Download the free report to find out about the rise of digital banking, challenger bank strategies and how incumbents are fighting back. Nubank is the largest challenger bank today and has 9M customers (across credit cards and bank accounts).

Fintech 64

Fintech cryptocurrency Examples Cards 64

PYMNTS

APRIL 28, 2017

According to recent industry research , consumers, particularly millennials that are accustomed to shopping on digital channels, expect merchants like supermarkets to offer technology that gives them more control over their shopping experiences. In today’s tech-driven world, attracting modern consumers can mean offering the latest technology.

Security 100

Security Software Technology Resources 100

PYMNTS

NOVEMBER 18, 2019

Chrome , Google’s search app, surpassed five billion downloads in June of 2019 across both the Android and iOS ecosystems. 6 behind Visa, PayPal, Amazon, Mastercard and the consumer’s existing bank as the player consumers trust to enable an innovative, connected purchasing experience. Google’s Android operating system in the U.S.

Google 177

Google Study Payments Branding 177