Perficient

JANUARY 22, 2021

For example, if I trade my credit card points for cash, the organization knows that I might have some immediate needs that money can help solve. Case Study. And in the case of payment networks, the payment type, coupled with the particulars of the loyalty arrangement, is a particularly compelling sales pitch.

Analytics 309

Analytics Industry Chicago Payments 309

PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

Report 300

Report Innovation Fintech Payments 300

FICO

AUGUST 25, 2016

In 2013, when a major Canadian grocer was preparing to launch its first loyalty program, millions of Canadians already had loyalty cards from other grocers — yet grocery sales dropped 0.4% The post Case Study Spotlight: Thinking Differently About Loyalty appeared first on FICO. industry-wide.

Case Study 40

Case Study Study Analytics Retail 40

Payments Source

OCTOBER 25, 2016

Card Forum is the only event built exclusively for card and payment executives at the industry’s leading issuers, networks and retailers. The 2017 program features in-depth case studies and networking to ensure that you’re making the most of your time away from the office and coming back with actionable strategies.

Cards 60

Cards Case Study America Study 60

PYMNTS

AUGUST 7, 2020

The scenario of frazzled buyers negotiating extended payment terms — in many cases having to choose who gets paid and who doesn’t — has made the whole “invoice to check to envelope to swirling vortex of the unknown” thing absurd. A Case Study In Digital Journeys. Who has the time for this anymore?

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Case Study Study Survey Cards 182

PYMNTS

SEPTEMBER 15, 2020

In a case study provided today by Square , Teresa Blevins, owner of Lil' Bit of Heaven Cupcakes in West Virginia, stated: "As a small business owner, I am constantly looking for products and partnerships that ease some of my burden while still providing excellent results.

West Virginia 256

West Virginia San Diego Case Study Virginia 256

Tomorrow's Transactions

JUNE 24, 2016

In Europe, we have a very interesting case study unfolding in front of us right now. Rich Germans and people smugglers might well keep their cash in 500 euro notes, but poorer law-abiding Germans use debit cards and direct debits. From Without German bank accounts, refugees are stuck in limbo – FT.com.

Case Study 34

Case Study Study America Security 34

PYMNTS

DECEMBER 8, 2017

Talk is growing of the potential for virtual card technology to address several key points of friction in business payments, especially in corporate travel. But as the virtual card hype builds, some shortcomings have surfaced too. Overall, virtual cards — indeed, commercial cards as a whole — still face adoption barriers.

Cards 108

Cards Payments Management Security 108

FICO

NOVEMBER 24, 2020

As many of us who have long been in the industry know, fraud remains a top challenge for debit cards. billion in gross (attempted) debit card fraud and ultimately incurred losses of over $1 billion on debit and ATM transactions; the need for an effective solution to this problem has never been greater. In 2019 issuers faced $4.2

Fraud 52

Fraud Cards ATM Case Study 52

PYMNTS

NOVEMBER 23, 2020

Retailers, too, had to respond and revise their checkout experiences when fears over the new coronavirus lingering on surfaces led to consumers becoming reluctant to exchange cash with store clerks or insert payment cards into point-of-sale (POS) terminals. Around The New Merchant Business Models Ecosystem.

Report 192

Report Case Study Payments Strategy 192

South State Correspondent

OCTOBER 26, 2023

The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming. Identity management, ID proofing, preventing account takeovers, limiting card-not-present risk, the rise of social engineering on remote workers, and more cyber-crime-as-a-service offerings had most of the buzz.

Conference 221

Conference Las Vegas Fraud Case Study 221

South State Correspondent

MAY 13, 2024

More states require greater disclosure and control over what banks and card processors can charge. Non-sufficient funds (NSF) fees and credit card late fees are also under pressure and are expected to be curtailed. Replacing checks, wires, and card transactions with instant payment rails was a hot topic at the conference.

Conference 195

Conference Payments Fraud Data 195

PYMNTS

JANUARY 30, 2020

Another improvement is what BMO calls “easy PIN authentication,” in which customers use their debit cards — rather than driver’s licenses or state-issued IDs — to verify their identities. One more major component of BMO’s digital transformation was enabled earlier, however: an instant-issue debit card. “If

Operations 152

Operations ATM Cards Case Study 152

FICO

JUNE 5, 2019

Credit Card Growth - Response Rates Up, Costs Down. China Minsheng Bank Credit Card Center has used FICO® Blaze Advisor® decision rules management system to help grow its business by creating an intelligent, automated marketing system that delivers targeted offers, which have seen a 10 to 15 percent jump in response rates.

Management 40

Management Cards Case Study Marketing 40

South State Correspondent

MARCH 30, 2023

Increasing Deposit Balances and Profit Consider this case study – customer acquisition costs for a company that provides security guards and patrol services are about $8,000. That figure is approximately the same cost as targeting a trade organization. While there are approximately 4,400 independent security firms in the U.S.,

Industry 195

Industry Resources Community Case Study 195

PYMNTS

JANUARY 9, 2020

Issuers sent cards to consumers and providers sent point-of-sale (POS) devices and terminals to merchants. In the webinar, case studies will show how merchants can differentiate themselves by successfully bridging digital and physical retail settings.

Payments 151

Payments Case Study User Experience Millennials 151

FICO

NOVEMBER 20, 2019

That is how UBS Card Center, which processes some 25% of card transactions in Switzerland, keeps fraud rates down and cardholders happy. The Falcon Platform has brought a continual stream of analytic innovations to UBS Card Center, using breakthroughs in AI and machine learning, and adaptive analytics. by FICO.

Video 40

Video Fraud Cards Analytics 40

PYMNTS

SEPTEMBER 13, 2016

Along with that growth in card numbers, said the firm, purchase transactions and volumes are also on the upswing. million EMV-enabled payment cards issued across the platform in the U.S. million EMV-enabled payment cards issued across the platform in the U.S. in the past year. in the past year.

Case Study 100

Case Study United States Analysis National 100

PYMNTS

MARCH 10, 2020

For an important BNPL case study, we look to Australia, where Sydney-based market leader Afterpay has made such a splash that it’s changing the economy (sort of). Many are leaving credit behind, with approximately 40 percent of millennials fearing credit card debt,” the report states. Bigger Orders, More Conversions.

Case Study 135

Case Study Retail Millennials Branding 135

Chris Skinner

JULY 5, 2017

Fifteen years ago, only 9 per cent of total household consumption was through cards. Today, Turkey is the largest market in terms of total number of cards and point-of-sales (POS) machines[1]. There are over 120 million debit cards, 59 million credit cards, and 2.3 The vision is to have a 100 per cent cashless society.

National 300

National Cards Innovation Payments 300

PYMNTS

MARCH 27, 2019

To maximize the availability of its bikes and scooters throughout the 15 countries in which it operates, Lime accepts a wide variety of different payment methods, ranging from cards to mobile wallets. Case Study: How Car-Sharing Platform Getaround Provides Vehicle Owners with a Safety Net. About the Playbook.

Payments 145

Payments Case Study Lending Study 145

PYMNTS

JULY 22, 2019

Others are still relying on card networks to create more support for faster payments over mobile channels. Spanish bank BBVA Group has just created a mobile payment platform with the help of card networks Mastercard and Visa, which will allow customers to make payments without inputting sensitive customer information.

Payments 165

Payments Case Study Google Mobile 165

PYMNTS

FEBRUARY 19, 2019

It’s much more straightforward for a criminal to compromise someone’s payment account that could be linked to a credit card than for them to try to steal or gain access to use that credit card,” Endler said, adding that the tools that make these attacks possible are “accessible to people who don’t necessarily have a lot of technical acumen.”.

Retail 118

Retail Fraud Case Study San Francisco 118

Chris Skinner

MARCH 23, 2017

Over the last 15 years, Turkey has become one of the top three card markets in Europe in terms of total credit cards, debit cards, and point-of-sale (POS) terminals. million credit cards, 118.3 debit cards and 1.7 We process half of the card transactions while the other half is processed by banks.

Innovation 196

Innovation Cards Trends System 196

PYMNTS

AUGUST 3, 2020

Digital tools like pay cards and apps allow workers to receive earned wages the same day they request them. More than 90 percent of workers expect to be paid with pay cards, digital platforms or mobile wallets within 10 years, according to a recent ADP report.

Payments 211

Payments Taxes Case Study Examples 211

Chris Skinner

JULY 20, 2017

With fastPay you can do send money to a mobile phone, withdraw cash from ATM without a card, shop with fastPay businesses and top-up cash for prepaid cards. You will all know by now that I love the innovations in retail banking in Turkey, and Gürhan didn’t disappoint. First, there is the fastPay Wallet.

social media 292

social media ATM Innovation Digital Banking 292

PYMNTS

MARCH 11, 2016

Among the advantages are the ability to offer installments, offering local-based credit cards (that don’t even use the Visa or MasterCard brand), the option to offer better approval ratings locally, avoiding international charges for the consumer, and superior fraud management. Approval rates can also improve when a provider operate locally.

America 100

America Payments Fraud Case Study 100

PYMNTS

MARCH 10, 2017

Encouraging suppliers to pay wages through digital channels, such as bank accounts, cards or mobile money, will build on H&M group’s sustainability commitment to work with its business partners to promote good working conditions, fair living wages and sustainable economic growth.”.

Mobile 104

Mobile Case Study Groups Study 104

Chris Skinner

MARCH 9, 2018

Hashing data is taking the source information which may be your account details or card information and shortening it into a machine-readable link that doesn’t share the original data. I’m having lots of discussions about tokenisation and cryptocurrencies, and it often boils down to hashing the data.

cryptocurrency 223

cryptocurrency Data Cards Case Study 223

PYMNTS

FEBRUARY 28, 2020

Mobile order-ahead is one humongous case study in adaptation, and the February 2020 Mobile Order-Ahead Tracker ® shows how some of the most delectable brands in food have been successful at it. Cooking Up a Good Program. The latest Tracker profiles P.F. “We

Mobile 130

Mobile Case Study Customer Experience Study 130

Chris Skinner

MAY 30, 2017

In order to load funds to your account, you need to buy a scratch card from an agent or at a telco branch (agents are people, whom you can find near almost any bus stop or shopping centre).

Mobile 334

Mobile ATM Fintech Conference 334

Chris Skinner

JULY 17, 2017

At this time, most Chinese people lived in poverty, had zero access to bank services, no credit or debit cards and no hope. I present my card for payment, and the people at the kiosks look at me in bemusement. I realised this as I tried my card with the Bank of Ningbo and Huaxin Bank. How things have changed in twenty years.

Cards 185

Cards ATM Mobile Maine 185

Celent Banking

JULY 22, 2016

At Celent, we have been talking about the "battle of rails" in payments, i.e. between pull-based payments running on the cards infrastructure, and push-based payments, such as Zapp, built on top of new faster/ real-time payment networks. As I discussed in another recent blog , Visa controls 97% of the debit card market in the UK.

Cards 100

Cards Case Study Payments Mobile 100

Chris Skinner

JULY 19, 2017

Penny, the New Mint Penny is an app that examines behaviour around your bank accounts and credit cards to alert you of any issues, such as data breaches. You can link your credit cards, bank accounts (more than 10,000 institutions are supported), or even Venmo or PayPal into this app, which is available on iOS and Android.

Innovation 298

Innovation Capital Conference Customer Experience 298

Insights on Business

JUNE 28, 2018

Some of the biggest applications of AI today in banking and finance are in front-end customer service like chatbots or virtual agents, or in the securities sector by identifying credit card fraud and helping to detect money laundering/creating digital trust, and lastly in the simple task of automating redundant processes.

Compliance 70

Compliance Case Study Analysis Analytics 70

PYMNTS

JULY 12, 2019

Digital wallets for holding plane tickets, credit cards or club memberships have been in use for several years now, but digital IDs still have a long way to go before they can entirely replace their physical counterparts. Device Manufactures Explore Mobile ID. Governmental Mobile ID Initiatives.

Mobile 108

Mobile National Samsung Case Study 108

PYMNTS

MAY 16, 2018

The Collison Group was born in 1991, as was its ancillary product, Priority Pass: an international lounge access product that did not require customers to fly a particular airline, hold a specific credit card or buy a first-class ticket. It was a surprising turn of events for Evans. Then] you go in and it’s like Disney World.”.

Cards 100

Cards Case Study Groups United States 100