Abrigo

APRIL 25, 2024

The negative correlation of funded business loans to the Fed funds rate is a staggering 86% as businesses weigh their needs for capital against expensive debt and lenders aim to limit risk. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

Abrigo

DECEMBER 14, 2023

Start with a survey and pre-planning meetings. The following steps can help narrow it down and focus your goals: Send out a simple, future-oriented survey to the board and executive management (read on for sample questions) to determine strengths, weaknesses, opportunities, and threats to your financial institution.

Lending 221

Lending Risk Management Meeting Survey 221

FICO

MARCH 21, 2023

Like in years past, we also surveyed SFVegas 2023 attendees on the overall economic climate and how they use credit scores to support securitization risk management. Findings reflect 127 respondents’ answers to a survey administered in person at SFVegas 2023, from February 26 - March 1, 2023. In her role, Ms.

Survey 52

Survey Marketing Las Vegas Analytics 52

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." Loan performance since 2020 Chart 2. Watch webinar.

Management 195

Management Risk Management Policies Lending 195

Abrigo

MAY 22, 2024

The Fed’s latest Small Business Credit Survey , conducted in 2023 and released in 2024, found that nearly 60% of employer firms had sought financing in the previous 12 months. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. of their total assets in small-business loans.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

APRIL 22, 2024

The Fed’s latest Small Business Credit Survey , conducted in 2023 and released in 2024, found that nearly 60% of employer firms had sought financing in the previous 12 months. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. of their total assets in small-business loans.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

MAY 19, 2023

Introduction A few good men and women In previous articles, we have explored the objectives of a loan review and credit risk review system in general. As our annual loan review survey pointed out, loan review units have a severe workforce shortage at both the junior and senior levels.

Training 195

Training Lending Risk Management Guidelines 195

Abrigo

FEBRUARY 27, 2020

Abrigo's Business Lending Readiness Survey found many processes stymie those efforts. Abrigo’s 2020 Business Lending Readiness Survey found many bankers are dealing with processes that stymie those efforts. Survey: Repetitive data entry common. Another 9% of respondents said turnaround is 8 weeks or longer. learn more.

Lending 243

Lending Survey Data System 243

South State Correspondent

MARCH 14, 2024

Strategic Horizon and Capital As mentioned, the problem that bank’s often run into when it comes to strategic planning is their time horizon is too short. Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk.

Innovation 195

Innovation Strategy Capital Comparison 195

Celent Banking

JUNE 6, 2017

The Association for Financial Professionals (AFP) recently published its 2017 AFP Strategic Role of Treasury Survey supported by Marsh & McLennan Companies’ Global Risk Center. Senior management’s focus on liquidity and risk exposures, along with the call to improve cash management and forecasting.

Risk Management 124

Risk Management Survey Management Strategy 124

Abrigo

JUNE 23, 2017

The desire to avoid examiner scrutiny may tempt some financial institutions to set the bar high when it comes to credit and liquidity risk management policy limits, but regulators are discouraging this approach. It could compromise institutions’ risk management effectiveness and ultimately hurt the institution.

Policies 150

Policies Risk Management Survey FDIC 150

Abrigo

FEBRUARY 12, 2020

The main drivers of expected CRE growth in 2020 are: Low interest rates Continued job growth and low unemployment Moderate consumer spending growth Abundant capital and return-seeking investors/lenders, and Increased property values (albeit slowing in appreciation). “2020 could be a pivotal year for the U.S.

Lending 195

Lending Trends FDIC Survey 195

PYMNTS

MAY 8, 2018

Chief financial officers (CFOs) surveyed by The Economist Intelligence Unit revealed a lack of visibility into corporate spend in a new survey released on Monday (May 7). 1 threat to CFOs’ abilities to make a positive impact on their companies’ financial positions.

Company 116

Company Survey Risk Management Management 116

Abrigo

FEBRUARY 23, 2022

A recent survey by Abrigo found that 87 percent of banks surveyed are working to win more small business loans in 2022. Another option is to make small business lending more efficient and borrower-friendly so that the financial institution can win, process, and manage more loans without big increases in staffing or other expenses.

How To 195

How To Lending Software Survey 195

PYMNTS

DECEMBER 9, 2020

Additionally, institutional customers of crypto lending platform BlockFi can now use bitcoin as collateral in risk-managed loan agreements executed on Fidelity Digital Assets, the release stated. The move is Fidelity’s first push into digital asset financing and will help institutions expand further into the market.

Bitcoin 168

Bitcoin Report cryptocurrency Analytics 168

PYMNTS

SEPTEMBER 6, 2017

The company’s latest 2017 Global Corporate Treasury Survey was recently published, and it’s not surprising that, since its 2015 report, Deloitte found that treasurers continue to face new pressure from their executive committees and boards to become a strategic, value-added role within the enterprise.

Risk Management 108

Risk Management Survey Management System 108

Abrigo

SEPTEMBER 2, 2020

Since the coronavirus outbreak, almost half of banking customers have reported changing how they interact with their financial institutions, leveraging new channels like online and mobile banking, according to an FIS survey. These findings are true among all generations surveyed. Capitalizing on PPP innovations for a better experience.

Lending 259

Lending Community San Antonio Survey 259

Abrigo

NOVEMBER 19, 2015

Bank Director’s 2016 Bank M&A Survey , sponsored by Crowe Horwath, was recently released and offers insight on current M&A trends in the banking industry. The survey comprised 260 current and former directors, CEOs and other senior bank executives, with 76 percent having greater than $250 million in total assets.

Survey 150

Survey Risk Management Industry Compliance 150

PYMNTS

NOVEMBER 8, 2018

Research from Deloitte , published last year in its Global Corporate Treasury Survey, found 80 percent of treasurers agree it is important to be a strategic advisor to their firms, with 77 percent acknowledging the importance of acting as a partner that adds value for their CFOs.

Analysis 116

Analysis Capital Survey Management 116

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

JANUARY 12, 2016

Risk rating practices for the loan portfolio can draw scrutiny from regulators, to be sure. One of every six financial institutions responding to the 2015 Sageworks Bank & Credit Union Examination Survey said that examiners criticized or required action related to their risk ratings practices.

System 150

System Risk Management Management Exercises 150

PYMNTS

AUGUST 3, 2018

The round was led by Microsoft’s M12 venture fund, along with participation from venture capital firms and cybersecurity experts, VentureBeat reported. The news comes a few months after a survey showed that cybersecurity is the biggest worry for companies, especially since few of them feel prepared to handle an attack.

Survey 100

Survey Risk Management Capital Company 100

Abrigo

JUNE 5, 2015

Community banks that have been encouraged to stress test, and those who have proactively done so, also benefit from the aid that the stress test results can provide in building a bank’s larger strategic risk management plans. The goal of the survey and report is to allow bankers to learn from their peers’ exam experiences.

Risk Management 150

Risk Management Community Bank Regulation Survey 150

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Risk Management.

Risk Management 88

Risk Management Capital Strategy social media 88

Abrigo

NOVEMBER 29, 2021

Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days. The Conference of State Bank Supervisors' (CSBS) 2021 National Survey of Community Banks of nearly 500 bankers found that bankers anticipate expanding all sources of noninterest revenue. Portfolio Risk & CECL.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

MAY 20, 2016

Corporate treasurers know fraud is something to keep an eye on, but amid all of the high-profile breaches and hacks over the last few years, apparently, these money managers haven’t acted — yet. There was also a 17 percent increase in the number of treasurers that said they are responsible for group liquidity management.

Survey 100

Survey Fraud Risk Management Management 100

Abrigo

NOVEMBER 11, 2019

ALM | 4 minute read Key Takeaways Many financial institutions view asset/liability management as a "check-the-box" regulatory exercise. An extreme focus on using ALM to manage the risk of rising rates means some FIs overlook using ALM to grow earnings and capital, putting them at risk of underperformance.

Management 150

Management FDIC Community Risk Management 150

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. on the dollar due to higher credit risk.

Community Bank 195

Community Bank Capital Lending Training 195

Abrigo

SEPTEMBER 2, 2020

Since the coronavirus outbreak, almost half of banking customers have reported changing how they interact with their financial institutions, leveraging new channels like online and mobile banking, according to an FIS survey. These findings are true among all generations surveyed. Capitalizing on PPP innovations for a better experience.

Lending 195

Lending Community San Antonio Survey 195

Abrigo

AUGUST 10, 2015

In the same way, financial institutions conducting stress tests to satisfy prudential regulators’ queries on reserves and capital can generate additional benefits from this process, according to Elizabeth Williams, managing director of financial consulting firm CEIS Review Inc. Incorporate into capital-planning process.

Risk Management 150

Risk Management Exercises Capital Regulation 150

PYMNTS

JULY 24, 2019

banks will face a credit shortage following Brexit, leaving small businesses without access to capital. businesses and their partners around the globe must hedge against FX risk, the latest analyst from Citi warns that FX hedging should be a top priority for companies in emerging markets.

Policies 143

Policies Survey Capital Marketing 143

PYMNTS

MARCH 16, 2018

TMS providers have great platforms, and we have a great position in risk management as it relates to FX.”. FX management today has a more prominent role in the treasury department than in the past. Enabling small businesses to grasp FX risk mitigation and hedging can be a challenge, but analysts warn it cannot be ignored.

Risk Management 134

Risk Management Survey Management Fintech 134

Abrigo

AUGUST 3, 2017

In order to encourage new bank formation, the FDIC has shortened the number of years de novo banks are subject to de facto capital requirements, among other improvements to make de novo bank formation more appealing. Heightened capital requirements that must be met up front 3. A low interest rate environment 2.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

PYMNTS

APRIL 9, 2019

Senate passed legislation that increased the SBA’s authority over the program, bolstering its credit risk management office, and increasing its oversight of its lending partners that facilitate the financing of small business loans via the program. Last year, the U.S. “They crossed the line with this budget.”

Lending 128

Lending Policies US Capital 128

PYMNTS

AUGUST 29, 2017

along with the Association for Financial Professionals, finds the vast majority of the 344 senior-level executives surveyed agreed that there is a greater role for the treasurer today than there was three years ago. As corporates and the treasurers themselves examine the issue, a new report from Marsh & McLennan Cos., Handling Volatility.

Survey 116

Survey Management Trends Risk Management 116

Abrigo

JULY 20, 2021

In a recent survey of more than 250 bankers representing banks and credit unions, 61% of respondents said their financial institution plans to maintain or increase SBA loan origination this year and beyond. Export Working Capital loans are up to $5 million and are for terms of up to 12 months. Credit Risk Management.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

In a recent survey of more than 250 bankers representing banks and credit unions, 61% of respondents said their financial institution plans to maintain or increase SBA lending this year and beyond. Export Working Capital loans are up to $5 million and are for terms of up to 12 months. Credit Risk Management. Risk Ratings.

Lending 195

Lending FDIC Capital Risk Management 195