PYMNTS

FEBRUARY 25, 2020

The survey predicted innovations in SMB working capital financing to grow more than 20 percent by 2025. Through the partnership, Funding Societies seeks to lower the barrier of access to working capital for small businesses. billion in financing within the region, with more than 1.4

Capital 141

Capital Regional Survey Innovation 141

PYMNTS

JUNE 29, 2020

But some analysis suggests supplier payment strategies are in flux to better support the working capital positions of corporates. Analysis of more than 1,400 companies in the region found a whopping 40 percent increase in the portion of businesses that are being paid late, compared to 2019 research. ” $1.3

Payments 256

Payments Analysis Capital Strategy 256

PYMNTS

OCTOBER 29, 2018

A new survey has found that small businesses aren’t feeling the love from their banks. According to the J.D. Power 2018 U.S. Small Business Banking Satisfaction Study , only 37 percent of small business banking customers believe that their bank appreciates their business, while just 32 percent say their bank understands their business.

Regional 153

Regional Study Management Resources 153

PYMNTS

NOVEMBER 13, 2017

Amid a wave of new surveys released on small business sentiment, PYMNTS wades through the data to examine how entrepreneurs are handling the array of worries with which they must deal. Luckily, research from Bank of America, Wells Fargo, Capital One and others often point to one thing: Despite the challenges, small businesses are optimistic.

Taxes 105

Taxes Survey Capital America 105

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

APRIL 22, 2019

A recent survey from Strategic Treasurer found that 77 percent of banks point to KYC as the biggest hindrance to supply chain finance operations. However, both sides struggle with making trade finance profitable, and maintaining compliance. ” Below, PYMNTS looks at some of the data points behind these conclusions.

Compliance 134

Compliance Regional Survey Fintech 134

PYMNTS

OCTOBER 15, 2020

An SAP Concur study found that the Asia Pacific region could face losses of up to $21.5 Vihang Patel , co-founder and CEO of Finaxar, said the companies has "realized that businesses are challenged by slow transaction times due to manual administration of invoices, payments and receivables.

Management 130

Management Regional Study Survey 130

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

NOVEMBER 8, 2019

He previously held roles including head of Asia Pacific alternative capital markets in Hong Kong. “We With his extensive management experience and relevant market expertise, he is perfectly positioned to lead our important new Sub-Region,” he added. We are pleased to welcome Jason to Julius Baer.

Survey 100

Survey Management Regional US 100

PYMNTS

JANUARY 22, 2021

Nan Fung Group, Guiotai Junan International and Prospect Avenue Capital were among the investors in the newest financing round. IHS Markit said its Purchasing Managers Index for the region, which keeps track of manufacturing and service sector activity, dropped from 49.1 in December to 47.5 in January.

Payments 150

Payments cryptocurrency Management Regional 150

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice. The advantage of working capital is obvious to some degree.

Management 150

Management Resources Capital Taxes 150

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Noticeably absent from the list below is growth.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

MARCH 12, 2018

Main Street businesses depend on community and regional banks for the financing necessary to get started, sustain operations, manage cash, make payroll and create well-paying jobs,” the letter stated. According to reports, the Senate is expected to pass the legislation this week.

Community Bank 110

Community Bank Community Regional Regulation 110

PYMNTS

FEBRUARY 22, 2018

While mobile banking has its perks, a new survey has found that 60 percent of Americans prefer opening a new checking account in-person at a bank branch. According to Reuters , the survey, conducted by consulting firm Novantas, also found that half of U.S. From mid-2012 to mid-2017, Capital One Financial Corp. cut 12 percent.

Mobile 109

Mobile America Boston Survey 109

PYMNTS

JUNE 29, 2018

. “It is interesting that in a healthy, growing economy, bad debt continues to plague the B2B markets,” said David Huey, president and regional director of U.S., Atradius’ survey was published the same day that a new report in The Wall Street Journal ( WSJ ) highlighted the U.S.’s percent in 2017 to 1.8

Report 124

Report US Survey America 124

BankUnderground

DECEMBER 15, 2022

Fragmentation is likely to have wide-ranging implications for the global economy, including increasing the volatility of capital flows and exposing gaps in the global financial safety net (GFSN). The GFSN consists of a set of financial instruments and institutions that act as insurance for countries facing sudden stops in capital flows.

Capital 85

Capital Policies Resources Regional 85

PYMNTS

AUGUST 12, 2019

“Small business lending remains strong and is growing at big banks and at regional and community banks,” said Biz2Credit CEO Rohit Arora in a statement. “Entrepreneurs who have a good credit history are having success in securing capital in 2019.” .” Meanwhile, in the U.S., and the U.K. .

Lending 144

Lending US Capital Data 144

PYMNTS

SEPTEMBER 5, 2017

AltFin promised faster, more convenient access to capital during a time when the rift between small businesses and banks was growing (and continues to grow ) thanks to claims of hidden, excessive fees and other factors. Researchers break all of this data down by industry and geographic region. In the U.K., don’t trust the big banks.

Capital 108

Capital Survey Maine Regional 108

PYMNTS

FEBRUARY 29, 2016

According to researchers, the Small Business Economic Survey found that SMEs in the region are more pessimistic about the nation’s economy in 2016 than they were in 2015. According to Union Bank, during the 2012 election year, the survey found similar evidence of uneasiness and uncertainty about the nation’s economy.

Survey 100

Survey United States Regional Analysis 100

PYMNTS

APRIL 9, 2018

Twenty-nine percent of SMBs surveyed by CBIZ increased staff levels last month, while most (52 percent) reported no change in the number of employees. Every industry examined by CBIZ reported an increase in hiring activity, while the Northeast region of the country showed the strongest jobs growth among small businesses for the month.

Taxes 141

Taxes Regional Analytics Survey 141

PYMNTS

FEBRUARY 16, 2017

The analysis was drawn from a survey of 300 business banking units ranging in size. The weakest performers fell below the returns hurdle rate across regions and across segments, the report noted. Baumgärtner also coauthored the report. ” Positive Developments, New Opportunities. ” Positive Developments, New Opportunities.

Survey 109

Survey Regional America Boston 109

Jeff For Banks

SEPTEMBER 26, 2018

Umrai Gill , Managing Director of Performance Trust in Chicago presented his findings to the Financial Managers Society at their East Coast Regional Conference this month. He first cited a survey performed by PT, asking their clients "what are the generally accepted drivers of institutional value?" Some results were surprising.

Capital 65

Capital Chicago Survey Conference 65

PYMNTS

APRIL 22, 2019

.” The greatest effect on the region’s supply chains will be the USMCA ‘s impact on wages, tax incentives and foreign investments at Mexico plants — particularly for the automotive industry, since Mexico currently ranks as the second-largest vehicle supplier to the U.S.

United States 110

United States Taxes Regional Survey 110

PYMNTS

OCTOBER 24, 2016

Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. The most common challenge they cited is no surprise: a lack of access to working capital. Its 2016 Working Capital Outlook Survey revealed that 20 percent of U.K.

Payments 100

Payments National Regional Survey 100

PYMNTS

AUGUST 20, 2018

To that end, Hitachi Capital reported that, as noted in a survey of 1,200 businesses conducted by YouGov, late payments bedevil several verticals. Of the businesses surveyed, 63 percent stated that they had to deal with late payments for invoices stretching back to June 2018.

Payments 102

Payments Survey Capital Regional 102

PYMNTS

AUGUST 20, 2018

Consider India, where EY estimates in a recent survey that in India, companies are finding it a challenge to navigate GDPR. As the research shows, 63 percent of respondents to the survey — those who were, in fact, aware of the mandates — were non-compliant.

Fintech 101

Fintech Survey Regulation Resources 101

PYMNTS

JULY 29, 2020

Before the pandemic, it was a strong regional brand that combined conscious capitalism with direct-to-consumer (DTC) capabilities, with four popular retail locations, a rabid fan base and solid retail distribution for its whole-bean blends. But sometimes the pre-pandemic plans work out just fine.

Milwaukee 130

Milwaukee Community Minneapolis Denver 130

PYMNTS

APRIL 24, 2017

According to new data from 1WorldSync, almost half of surveyed merchants and suppliers have lost at least $1 million because of this challenge of omnichannel sales — and more than a tenth have lost at least $3 million. The company released its new survey of 400 merchants and suppliers across Europe and the U.S.,

Survey 175

Survey social media Management Resources 175

PYMNTS

JUNE 27, 2019

At the same time, many early stage startups, particularly in the technology sector, still have access to traditional financing, like venture capital and private equity. Last week, small business accounting company ScaleFactor released a new survey on how SMBs access capital. Localizing Capital.

Capital 145

Capital Community Oklahoma Maine 145

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Only one in five bank executives surveyed for What’s Going On In Banking think their core vendors have made significant contributions to their digital transformation efforts.

Strategy 156

Strategy System Risk Management Technology 156

PYMNTS

MAY 22, 2018

A bill that would give regional banks a break on regulation was before the U.S. Groshans said that such financial institutions as Zions, Regions Financial, Citizens Financial, Huntington, American Express and Keycorp would benefit from the law. The Economic Growth, Regulatory Relief, and Consumer Protection Act , S.

Regulation 100

Regulation Regional Community Innovation 100

PYMNTS

MAY 3, 2018

The company’s 2018 PACE (Performance Against Customer Expectations) Report, published on Wednesday (May 2), found large financial institutions (FIs) are vulnerable to losing their small business customers, which tend to experience greater satisfaction levels at regional and community banks. The survey found small businesses in the U.S.

US 100

US Community Bank Community Survey 100

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

Abrigo

NOVEMBER 28, 2014

Technology consultant Sleeter Group surveyed small and medium-sized businesses earlier this year and found that these level 1 services are the most common services received by respondents who currently engage a CPA. At the same time, owners obviously have unmet needs related to growing their companies.

Taxes 191

Taxes Survey Technology Comparison 191

PYMNTS

JANUARY 15, 2019

As many as 73 percent of those surveyed said that it remains difficult to gather the funding needed to get a business off the ground. Atlanta exists as a hub for entrepreneurship, and looking toward global presence She’s Next will also target regions as far flung as the U.K., What’s On Tap. India and Mexico.

Atlanta 189

Atlanta New York social media Community 189

PYMNTS

OCTOBER 19, 2016

The concerns may be surprising, considering how many CFOs in these regions are cash-rich. Their investment strategies are also impacted by the issue of currency risks and inflation, both cited by about a fifth of survey respondents as a top macroeconomic concern.

Survey 100

Survey Regulation Strategy Management 100