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CRE risk management: Navigating hazards and opportunities

Abrigo

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital.

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Food for Thought: A Policy on Credit Exceptions

Abrigo

When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. You might also like these on-demand webinars on tackling common credit risk questions.

Policies 195
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How Federal Debt May Impact Banking

South State Correspondent

Because secular changes occur over decades, many management teams miss the telltale signs of significant secular disruptions—think of a frog boiling slowly in a pot, not appreciating the changes in the water temperature over a longer period. With time, these changes will only amplify.

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CRE loan distress: Spot the symptoms, diagnose, and treat problem loans

Abrigo

Consequently, all stakeholders of CRE assets are understandably nervous, including bankers and their investors who, due to the highly leveraged nature of CRE transactions, provided the bulk of capital financing the industry. Learn more about managing CRE loan distress. Failure to sustain adequate insurance coverage.

Strategy 221
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Using Enterprise Risk Management to Achieve Bank Stability

NCR

As a result of the recession and market volatility, there has been a concerted effort in recent years throughout the banking industry to focus on a holistic approach to an institution’s overall risk management in order to achieve and sustain stability. Does your financial institution use Enterprise Risk Management to achieve stability?

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Fundbox, Tipalti Tip The B2B Payments VC Scales

PYMNTS

A summer lull in B2B venture capital appears to have given way to an impressive start to the fall season. Operating out of New Zealand, Hnry offers gig economy workers tax administration technology that has just caught the attention of investors to the tune of $1.35 said this week. ZenBusiness.

Payments 149
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Guest Post: 2012 Economic Year in Review by Dorothy Jaworski

Jeff For Banks

The Fed—At It Again The Federal Reserve keeps experimenting with their monetary policy moves, continually trying something new without waiting to see how the past moves are working out. The “Fiscal Cliff” Who in their right minds would have so many critical tax codes and laws expiring all on the same year-end date?

Taxes 71