South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Noticeably absent from the list below is growth.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

DECEMBER 8, 2020

economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE). Capital One Halts BNPL Transactions On Its Credit Cards.

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

MAY 3, 2020

Hans Swildens, CEO of Industry Ventures, told the news outlet that roughly 80 percent of venture capital (VC) funding will be at pricing that is “flat” or “down.”. Most of them are in the market looking for things today, but they’re not feeling like they have to do anything,” Swildens said.

San Francisco 159

San Francisco Capital Survey Software 159

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. How do you expect your bank’s capital expenditures on facilities or operations to change over the next 12 months?

Community Bank 150

Community Bank Community Policies Survey 150

PYMNTS

FEBRUARY 2, 2020

Customers using the app can also ask for funding to aid their working capital and equipment financing needs from their mobile devices. Those offerings include Money Market Savings and OneBusiness Interest Checking accounts. Power survey suggests small businesses have started to embrace mobile banking. In separate news, a J.D.

Mobile 131

Mobile Survey California Retail 131

PYMNTS

NOVEMBER 23, 2020

The rule would guarantee that everyone would have equal access to banking services offered by national banks, federal savings associations, and federal branches and agencies of foreign bank organizations, the statement indicated. Fair access to financial services, credit and capital is essential to our economy,” Brian P. percent). .

Study 170

Study Survey Regulation System 170

PYMNTS

MAY 4, 2018

released its latest survey of small business (SMB) sentiment in the country, finding an increase in confidence the company attributes to greater technology adoption. Reports in Business Leader covered the SME Growth Tracker published last week, conducted quarterly by Capital Economics and commissioned by Amazon U.K. Amazon U.K.

social media 115

social media Survey National Analysis 115

PYMNTS

NOVEMBER 8, 2019

Moo will replace Torsten Linke, who was appointed the head of global India and developed markets. Linke’s new role will include both onshore and offshore Indian markets, Japan and the Asia business managed out of Switzerland. He previously held roles including head of Asia Pacific alternative capital markets in Hong Kong. “We

Survey 100

Survey Management Regional US 100

PYMNTS

MARCH 12, 2020

However, USPS officials, postmasters GAO surveyed, and stakeholders GAO interviewed said that additional offerings may generate minimal revenue, and that USPS may face factors limiting the viability of these offerings.”. However, the report notes that the USPS may not have the expertise or capital to enter those markets.

Retail 169

Retail US Survey Examples 169

PYMNTS

JANUARY 17, 2019

for the forth month in a row, citing National Federation of Independent Business analysis. 15) from Balboa Capital found in its own Q1 2019 small business owner survey that economic confidence is strong, and is expected to remain as such for the year ahead. Separate research published Tuesday (Jan.

Survey 152

Survey Capital Report Analysis 152

PYMNTS

DECEMBER 16, 2016

Though many financial institutions recognize the opportunity to help middle-market businesses automate their AP payments, they have not been able to fully capitalize on the opportunity. Here the elusive payments opportunity meets or, in fact, doesn’t meet, the elusive audience: accounts payable automation for middle-market firms.

Marketing Automation 100

Marketing Automation Marketing Cards Payments 100

PYMNTS

AUGUST 5, 2019

” CBIZ Employee Benefits drew similar conclusions with its new report, with the firm’s Executive Vice President Phil Noftsinger highlighting the tight labor market as a major source of pain for small business owners. The national unemployment rate is 3.7 The report surveyed 319 small businesses in the U.S.

Data 154

Data Survey National Report 154

PYMNTS

OCTOBER 8, 2019

This week’s B2B Data Digest dives into the latest surveys of U.S. Hiring continues to be a challenge as business owners not only struggle to find qualified workers in a tight labor market, but find professionals who will help that company achieve its goals. The firm surveyed more than 300 U.S. 76 percent of U.S.

Survey 134

Survey Taxes Data Report 134

PYMNTS

DECEMBER 11, 2020

Capital One Halts BNPL Transactions On Its Credit Cards. Capital One Financial Corp is putting a stop to buy now, pay later (BNPL) transactions on its credit cards, calling the dealings “ risky ,” for both consumers and banks. Platform companies are coming to market with increasing frequency. Airbnb is only the latest example.

Trends 175

Trends Fraud Millennials Community Bank 175

South State Correspondent

FEBRUARY 22, 2023

With loans, it’s hard to discern expert-level skills unless you know the market and the credit. Each bank faces a different cost structure, market, goals, and risk profile, so pricing to the market or other banks never makes sense. Deposit products and marketing attributes do not operate in a vacuum.

Management 195

Management Marketing Branding Strategy 195

PYMNTS

NOVEMBER 6, 2020

Membership has its privileges ” was the nine-year marketing campaign rolled out by American Express in 1987 to convince consumers that it was worth paying a yearly fee for one of its charge card offerings. Weak iPhone Sales Cost Apple Nearly Half a Trillion Dollars in Market Cap . Apple’s Services Shift Lacks Key Details.

Online 148

Online Payments Millennials Apple 148

PYMNTS

MARCH 12, 2020

The uncertainty injected into the market, as Ning Wang, co-founder and chief business officer at PingPong , told Karen Webster in a recent conversation, is having undeniable effects worldwide – which are not likely to wear off anytime soon. PingPong did an exclusive survey of 500 merchants about their inventory level and sales expectation.

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

OCTOBER 1, 2018

63 percent of SMBs sought a loan for working capital needs last year , including payroll, inventory and supplies, according to new data from S&B Global Market Intelligence. Nearly half of the small business borrowers surveyed said the main reason they haven’t used a digital lender is because they are unfamiliar with them.

Lending 115

Lending Survey Data National 115

Independent Banker

JUNE 30, 2022

He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. In each new market opened in 2021, the community bank found an experienced ag lender who was seeking a new position. American Bank, National Association. Bunnell listened. Mason City.

Community Bank 172

Community Bank Community National Philadelphia 172

BankBazaar

JANUARY 31, 2021

The National Sample Survey Office conducted a survey between 2017 and 2018, sampling 113,823 urban and rural households. The survey reported that out-of-pocket expenses for a single hospitalisation in private hospitals costs Rs. National Asset Monetising Pipeline launched to monitor asset monetisation process.

Metro 122

Metro Taxes National Survey 122

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

APRIL 27, 2020

As Bank of America CEO Brian Moynihan said on “Face the Nation” this past week, “It’s clear that between Congress, the administration and the American people, we need to get all these funded and not make this a foot race. Banks’ websites went down, and so did the Small Business Administration (SBA’s) sites. Just get the work done.”.

Columbus 149

Columbus Ohio Capital New York 149

Accenture

MAY 22, 2019

Tim brings a unique perspective to treasury management services, having worked in industry, for solution providers and in consulting, helping commercial banks meet changing client expectations with new product and market strategies. And the cost of entry into the market is low for them. percent between 2017 and 2019, down from 5.1

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

JUNE 2, 2020

While the AAFA is taking its concerns to the government, the National Retail Federation (NRF) has expressed cautious optimism. Census Bureau — the Household Pulse Survey , the Small Business Pulse Survey and the Business Formation Statistics report. Brookfield is targeting $5 billion to be put toward the fund.

Retail 131

Retail Groups Washington Survey 131

Abrigo

NOVEMBER 29, 2021

Noninterest income associated with the housing markets such as securitization, trading, and real estate slowed significantly during the financial crisis and beyond. To remain competitive, some of the nations’ largest banks have introduced new products. Roadmap for Effective Capital Planning: Start Here. Whitepaper. Learn More.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

MAY 24, 2018

A new survey released this week by the U.S. Asia Pacific’s alternative finance market has more than doubled between 2015 and 2016, now worth $245.2 Moving forward, blockchain will be an instrumental innovation to continue FinTech’s disruption of the trade finance market, the DMCC said. billion, researchers found.

Survey 100

Survey Fintech blockchain New York 100

PYMNTS

JUNE 1, 2017

Currently, companies surveyed use an average of 14 supply chain financing banks, researchers said. That’s about to change, though, according to the report, which surveyed 736 corporate treasurers and CFOs at companies across eight countries. percent of global trade market share, the yuan now accounts for just 1.6

Survey 108

Survey National Analysis Capital 108

PYMNTS

OCTOBER 24, 2016

92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. 85% of the $2.6

Payments 100

Payments National Regional Survey 100

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice. The advantage of working capital is obvious to some degree.

Management 150

Management Resources Capital Taxes 150

PYMNTS

NOVEMBER 27, 2018

So, access to capital isn’t just essential for these companies to survive — it’s critical for the economy to thrive. Nearly half of all small businesses surveyed plan to take out a loan in the next year, and nearly two-thirds anticipate a sales increase (only 5 percent expect their sales to decline).

Lending 159

Lending Fintech Capital Report 159

PYMNTS

MAY 7, 2020

And often, drilling down into business segments and management commentary provides insight into just how we as a nation are faring, depending on where you look. Larger full-service restaurants opened community markets to sell raw ingredients, produce and food staples through online stores,” he said. The Great Pivot.

Maine 141

Maine Online Capital Retail 141

PYMNTS

JUNE 21, 2016

According to a survey conducted by the chamber, there are negative effects of such legislative efforts , with businesses noting that they have been forced to increase prices for their customers as a result of regulatory impacts or have had to delay or cancel investments for growth. Last week, reports emerged that the U.S.

Survey 101

Survey Regulation Compliance National 101

PYMNTS

MAY 15, 2017

Small Business Administration, Linda McMahon, spoke in front of the United Nations last week urging small businesses to step onto the global stage. The head of the U.S. Reports Friday (May 12) said McMahon is urging the nearly 29 million SMEs in the U.S. to export abroad, telling the UN that just 1 percent of them are currently doing so.

United States 116

United States America Survey National 116

PYMNTS

OCTOBER 15, 2018

Moving beyond the partisan issues at play, the controversy highlights how important the census is to commerce and payments, and how just a single change to what’s asked on the national, constitutionally-mandated survey could spark anxieties among retailers, marketers and others. Worry Among Marketers.

US 143

US Los Angeles Data Retail 143

PYMNTS

MAY 9, 2016

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. Chase reached some optimistic conclusions regarding how small business owners feel about the year ahead, while Capital One highlighted a 9 percent decline in SME optimism.

America 100

America National Capital Survey 100

PYMNTS

SEPTEMBER 9, 2020

To that end, the Main Street Lending Program – which, as noted in this space , is focused on companies that are reasonably healthy but are not able to tap traditional capital markets as they navigate the pandemic – has made loans that run into the millions of dollars. But the cash crunch continues. In April, 28.3 percent in March.

Maine 164

Maine Lending Report Survey 164

PYMNTS

JANUARY 25, 2018

More than half of companies surveyed by SWIFT and Dow Jones Risk & Compliance last year said they plan to invest in RegTech in the coming years, and most agree that technology has enabled a greater ability to remain compliant with key regulations surrounding anti-money laundering , Know Your Customer and more. In the U.S.,

Compliance 148

Compliance Regulation Resources Survey 148