PYMNTS

OCTOBER 3, 2019

Citi has been appointed by Victory Capital to provide fund administration, custody, ETF services and securities lending for its most recent acquisition. We are confident Citi is the right partner to help us achieve our objectives with this strategic expansion of our business.”. With more than $21.7 Asia and Latin America.

Capital 115

Capital America Security Lending 115

Abrigo

JUNE 3, 2019

SBA Lending Can Be a Hidden Gem for Some Institutions. With proper planning and the utilization of technology, SBA lending can boost customer acquisitions and deposits. Many argue that SBA lending is complicated, and while that’s true, it’s actually a good thing. SBA lending rewards financial institutions that are prudent.

Lending 150

Lending Resources Capital Technology 150

PYMNTS

APRIL 26, 2019

In total, more than $107 million was raised, with investors targeting the small business (SMB) back office, lending and B2B payments. The firm operates a portal through which buyers, suppliers and financial institutions can connect to facilitate financial transactions, including eInvoicing, supplier payments and financing.

Fintech 176

Fintech US Lending Capital 176

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s talk that alternative finance is dead. Well, in the U.S.,

Lending 100

Lending US Capital Report 100

PYMNTS

OCTOBER 3, 2019

Citi has been appointed by Victory Capital to provide fund administration, custody, ETF services and securities lending for its most recent acquisition. We are confident Citi is the right partner to help us achieve our objectives with this strategic expansion of our business.”. With more than $21.7 Asia and Latin America.

Capital 100

Capital America Security Lending 100

BankUnderground

JUNE 9, 2021

‘Zombie lending’ occurs when a lender supports an otherwise insolvent borrower through forbearance measures such as repayment holidays and temporary interest-only loans. In a recent paper , I examine whether these lending practices contributed to the subsequent low output experienced by the euro area. Belinda Tracey.

Lending 117

Lending Capital Policies Exercises 117

PYMNTS

DECEMBER 29, 2019

business loans and capital investment have essentially plateaued in the second half of 2019, in what experts say is a reflection of the slowing industrial economy. In commercial real estate lending, the number of CRE loans held at larger banks also began to decline. While there was growth in commercial and industrial loans of 1.6

US 132

US Capital Lending Industry 132

PYMNTS

NOVEMBER 16, 2016

Quick Bridge Financial is revamping its strategy to provide working capital loans to SMEs. 15) that the company is now called QuickBridge and is expanding into the direct-to-business lending sector. The company offers a platform for SMEs to access short-term working capital financing.

Lending 100

Lending Strategy Capital US 100

PYMNTS

SEPTEMBER 17, 2019

challenger bank Metro Bank, the financial institution is reportedly looking to reduce its corporate loan exposure and wind down commercial lending operations. Following a series of setbacks for U.K. The Times on Sunday (Sept. Metro will look to instead focus on residential property financing as it seeks a new chairman.

Metro 100

Metro Lending Fraud Capital 100

South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution?

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution?

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

JANUARY 6, 2020

According to the survey, while revenues grew for most, the percentage of firms operating at a profit remained unchanged from the previous year’s report. The 2008 financial crisis gave rise to the alternative lending market as a result of a massive gap in available capital, especially for small businesses and startups.

Survey 130

Survey US Capital Lending 130

BankUnderground

JULY 20, 2022

In a recent paper we explore the effect on bank lending by combining data on exposure to negative rates with banks’ balance sheets, the Spanish credit register and firms’ balance sheets. This effect was especially strong for undercapitalised banks and lending to risky firms. Why might negative rates work differently?

Policies 94

Policies Lending Capital Study 94

PYMNTS

AUGUST 24, 2018

Small businesses’ use of alternative finance platforms is slowly on the rise. Today, however, Andrew Mallinger, chief operating officer of merchant cash advance platform PIRS Capital , said that entrepreneurs are looking at the MCA in a new light.

Capital 102

Capital US Lending Online 102

PYMNTS

SEPTEMBER 30, 2020

The FinTech Capify has pulled in an additional $10 million in an equity round of funding and is banking on continued support from the Goldman Sachs Merchant Banking Division for its lending platform, which is geared to small to medium-sized businesses (SMBs). The FinTech has been operating in those markets for over 12 years. “It

Fintech 210

Fintech New York Capital Lending 210

PYMNTS

JANUARY 18, 2021

Last week, Grab announced that its Grab Financial Group had raised $300 million in a Series A funding round led by Hanwha Asset Management and joined by K3 Ventures , GGV Capital , Arbor Ventures and Flourish Ventures. Founded in Malaysia in 2012, Grab is also known for its popular ridesharing and delivery services.

Fintech 198

Fintech US Groups Management 198

South State Correspondent

OCTOBER 17, 2022

In this article, we look at using FTP attribution to better understand lending profitability. We will decompose net interest margin’s (NIM) contribution using a FTP framework for a specific loan and demonstrate how FTP allows community banks to measure the profit contribution of deposits versus loans.

How To 195

How To Community Bank Community Capital 195

South State Correspondent

MAY 3, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

SEPTEMBER 27, 2023

Ask most banks how they construct their lending portfolio, and they say that “it is what the market gives them.” That level of passivity will likely cause us to lose 75+ banks during the next downturn. Banks generate “alpha” or excess returns by taking more risk, usually in the form of real estate and commercial lending.

Lending 195

Lending US Marketing Capital 195

PYMNTS

JANUARY 9, 2020

China’s peer-to-peer (P2P) lending market is headed for more turbulence in 2020 as more of its popular platforms face potentially being shut down as the government tightens regulatory reins. Gansu, Hebei, Hunan, Chongqing and Sichuan were among Chinese provinces ordering a total shutdown of P2P lending in 2019. billion yuan (US$70.4

Lending 131

Lending Regulation Capital Industry 131

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. sent a letter to five alternative small business lenders operating in the country, inquiring about their business practices.

Lending 109

Lending Capital Fintech Data 109

PYMNTS

JUNE 16, 2020

All of those billions of dollars for fresh capital will mean that zombie companies can keep funding operations for now. And Monday, the Fed announced plans to create a “broad, diversified market index” and purchase individual corporate bonds on the secondary markets. economic recovery.

Company 214

Company US Policies Course 214

Abrigo

JULY 5, 2020

Credit unions like Telhio Credit Union in Central Ohio had employees working around the clock to help with PPP loans, and they used an SBA lending solution that automated the origination process, as well as the forgiveness and administration phases. The SBA didn’t break out larger credit union PPP lending activity.) get started.

Technology 195

Technology Lending Capital Meeting 195

PYMNTS

APRIL 26, 2017

Online lending as a business model has taken some lumps over the last several months, with Lending Club (and investors) only the most visible casualty of alleged fraud. As for questions surrounding the viability of these online lending platforms, as posited by Webster, Moore said the model exists as one that is here to stay.

Lending 101

Lending New York City Online Fraud 101

PYMNTS

OCTOBER 3, 2016

TD Bank is looking to capitalize on the retreat of some foreign lenders of U.S. Toronto-Dominion Bank is looking to strengthen its corporate lending in the U.S, operations as growth in their own market slows. corporations, reports said on Friday (Sept. ” According to reports, TD is now one of the U.S.’s

US 159

US Lending Strategy Report 159

PYMNTS

DECEMBER 14, 2018

Steve Madden is one retailer that publicly announced its efforts to move its supply chain operations out of China. -China trade dispute has intensified the existing trend of companies diversifying their supply chains to reduce reliance on China, allowing for other markets to benefit from increased trade activity.

Marketing 115

Marketing US Trends Conference 115

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. But how can community banks successfully compete with big banks and fintechs that are spending billions on their digital lending capabilities? Source: DeBanked ) Square Capital lent about $1.6 Source: DeBanked ).

Lending 126

Lending Community Bank Community Data 126

PYMNTS

AUGUST 13, 2019

PayPal Australia’s small business lending operations have reached a new milestone, facilitating $500 million in working capital loans, reports in Finder said on Monday (Aug. and abroad with Working Capital and Business Loans. and China is likely to heighten small businesses’ demand for working capital.

Lending 109

Lending Capital Survey Operations 109

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing That is a 100% increase in capital looking for quality fintech assets. As an aside, this has always been a conundrum for us. This accommodates fintech multiples, and allows $4 billion of capital into the system to search for exits.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing That is a 100% increase in capital looking for quality fintech assets. As an aside, this has always been a conundrum for us. This accommodates fintech multiples, and allows $4 billion of capital into the system to search for exits.

Capital 52

Capital Fintech US Lending 52

PYMNTS

APRIL 2, 2018

The bank offers corporate banking, retail banking, treasury management, capital markets, credit cards and wealth management services in a range of consumer and corporate offerings. billion in 2017, though operating losses widened during that time. In February, alternative lending company TruFin, based in the U.K.,

US 112

US Capital Regional Analysis 112

PYMNTS

JULY 17, 2018

In addition, sources say that Barclays is putting more capital behind its U.S. credit card operations. accounted for 40 percent of the bank’s profits, and around a fifth of the bank’s capital is allocated to the country. billion of deposits to its Delaware operation. Other possibilities include rolling out its U.K.

Delaware 101

Delaware US Capital Operations 101

South State Correspondent

MARCH 14, 2024

Strategic Horizon and Capital As mentioned, the problem that bank’s often run into when it comes to strategic planning is their time horizon is too short. Despite what each of us says about service, the reality is that our people and our location has been our only sustainable competitive advantage. This, however, could be a mistake.

Innovation 195

Innovation Strategy Capital Comparison 195

PYMNTS

JULY 10, 2018

The two biggest players in the FinTech startup have been Cellulant — a digital payments operation currently up and online in 11 African countries — and the online micro-lending startup Branch. What Branch does have, however, is some direct experience in the world of micro-lending. Cellulant raised $47.5 As for their next step?

Lending 100

Lending ATM Online Course 100

PYMNTS

AUGUST 11, 2017

Once easily categorized as “the alternative financial services players” through white labeling, partnerships and acquisitions, these alternative online lenders are very much becoming part of mainstream operations. The good news about being a pioneer in a vertical is that one gets to operate alone for a while — and set the rules.

Lending 117

Lending Capital Video Online 117