Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Name: Woodforest National Bank. Doug Schaeffer, Woodforest National Bank. Doug Schaeffer, Woodforest National Bank. By Aileen McDonough. Assets: $9 billion.

Austin 91

Austin Texas Community National 91

PYMNTS

NOVEMBER 29, 2019

In an interview with PYMNTS, Sam Hodges, CEO, said that high-growth tech firms, which are evolving quickly, may find that their insurance needs also evolve quickly, as they move across various stages of raising equity capital and bring on managers and directors (thus: management liability).

Policies 191

Policies California United States Management 191

PYMNTS

JANUARY 8, 2019

Singtel’s Dash is bringing remittance services to Myanmar by teaming up with the United Nation’s Capital Development Fund (UNCDF), the company said in an announcement. With the investment, which is from Investa Wahana Group, the company seeks to invest in possible acquisitions, strategic investments and peer-to-peer lending.

Regional 128

Regional blockchain Mobile United States 128

PYMNTS

SEPTEMBER 8, 2017

percent of the nation’s express delivery market in the first six months of 2017, reports said. Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital, according to reports earlier this week. The IPO could see the company valued at up to $5.7 trillion in revenue last year.

United States 100

United States Google Fintech Maine 100

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2 customer impact.

Fintech 109

Fintech FDIC Capital Community Bank 109

PYMNTS

JUNE 24, 2016

Walmart, however, is the most visited retailer in the United States with 140 million shoppers per week stepping inside its stores – and with the vast majority of them with smartphones in tow. Online lending . The venture capital backers are no doubt smiling. . A pretty clear-cut sizzle.

Lending 101

Lending Online South Dakota North Dakota 101

PYMNTS

MARCH 9, 2020

Through the past several decades, companies and supply chains have gotten leaner, with an eye toward cutting down on lead times and inventories (thus keeping expenses and working capital requirements low). Federal Reserve (and other nations’ central banks) lowered interest rates. Repayment Risks And Ripple Effects.

Marketing 175

Marketing United States Lending Company 175

Filene

AUGUST 18, 2016

Let’s cut to the chase—here are 3 different views on the impact of payday lending. Any way you slice or dice it, this dish leaves a bitter taste: If it were a country, the "Empire of Payday Lending" would be the 104th largest economy in the world.*. Payday Lending is the 104th Largest Economy in the World.

Lending 28

Lending Wisconsin Regulation Meeting 28

PYMNTS

APRIL 2, 2019

Microlending programs and products have mostly been associated with consumers in developing nations – particularly in sub-Saharan Africa – over the last decade. But what has gotten less attention – largely because the practice is less common – is how microlending operations play out in developed nations like the U.S. A Long Journey.

Tools 126

Tools Study Los Angeles New Jersey 126

PYMNTS

FEBRUARY 14, 2020

The People’s Bank of China said it has approved an application by Mastercard’s Chinese joint venture to run a bank card clearing business in the nation. Wells Fargo CEO Reorganizes Business Units. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141

Independent Banker

FEBRUARY 24, 2016

It’s yet another disturbing proposal from the National Credit Union Administration to bureaucratically finagle its way around Congress and federal law. Basically, all air-breathing mammals in the United States would qualify to be credit union members. By Camden R. Fine, President and CEO of ICBA. So here we go again.

South Dakota 70

South Dakota North Dakota Montana Wyoming 70

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. BofI Holding, Inc.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. An RBC Capital Markets report put the average annual sales of an Amazon Go location at about $1.5M. The 2017 FDIC National Survey of Unbanked and Underbanked Households shows: Approximately 6.5% Closing thoughts.

Cards 101

Cards Lending Strategy US 101

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. On the other hand, there are only 8,000 Registered Financial Advisors in the United States and even fewer hedge funds, private equity firms, and family offices. The lending product above is a bit more complicated.

blockchain 52

blockchain Bitcoin Software Lending 52

CB Insights

APRIL 29, 2020

Funding, Venture Capital, & CVC. Funding, venture capital, & CVC . Venture Capital Funding Report Q1 2020. Covid-19 Is Dragging Down Corporate Venture Capital Investment. The United States of Digital Health Startups. SMB lending, media 2.0) TABLE OF CONTENTS. Fintech & Insurtech.

Trends 66

Trends Resources Retail Fintech 66

Lex Sokolin

DECEMBER 31, 2020

is 20 million consumers deep in a neobanking app in the United States. The predecessor article is also pretty good , stating? A long take that nobody in DeFi will read, but there is a deep grain of insight here about the failure of P2P lending and crowdfunding models. Google has come to Banking. They all (i.e.,

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

is 20 million consumers deep in a neobanking app in the United States. The predecessor article is also pretty good , stating? A long take that nobody in DeFi will read, but there is a deep grain of insight here about the failure of P2P lending and crowdfunding models. Google has come to Banking. They all (i.e.,

Fintech 52

Fintech Bitcoin blockchain Google 52

Independent Banker

JANUARY 31, 2022

“There’s really not a lot we can’t do,” says Travis Edlund, senior vice president and regional manager of the San Antonio market for Amarillo National Bank. Amarillo National Bank (ANB) in Amarillo, Texas, plans to open its first full-service retail branch in the home of the Alamo this year, but the $7.6-billion

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

AUGUST 19, 2019

Sanborn tells Webster that, at least from where he and Lending Club sit, expanding origination services, honing cost efficiencies and introducing a broadened palette of credit offerings will help the company weather any near-term macroeconomic headwinds. consumer remains solid. Looking Back To Look Ahead. The Bank Charter.

Lending 123

Lending Capital United States National 123

Abrigo

MARCH 17, 2022

Takeaway 3 Using stress testing scenarios helps banks and credit unions determine whether estimated loss rates will push projected capital levels below regulatory thresholds. Banks and credit unions must be able to adjust when necessary to ensure viability of the institution and the ability to supply capital to their local economy.

Capital 195

Capital Regulation Risk Management Community 195

Gonzobanker

DECEMBER 19, 2017

The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? It had another turd of a year. THE VENDOR AWARDS.

Conference 91

Conference Industry Community Bank Community 91

PYMNTS

APRIL 5, 2017

CEO Jamie Dimon gave a mixed assessment of some of the larger issues confronting the United States, touting its strength as a nation even while “it is clear that something is wrong” with this “exceptional country.”. are too high and cause “considerable damage,” with the impact of “driving capital and brains overseas.”.

Taxes 115

Taxes United States Washington Policies 115

Jeff For Banks

DECEMBER 29, 2021

Total return includes two components: capital appreciation and dividends. Silvergate Capital Corporation (NYSE: SI) #2. Silvergate Capital Corporation (NYSE: SI) Here we are again. Silvergate had $150 million in total revenue over the past twelve months, and has a market capitalization of $4.7 Live Oak Bancshares, Inc.

Capital 78

Capital Texas Metro North Carolina 78

CB Insights

DECEMBER 7, 2017

By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. Its mortgage lending business has grown quickly of late in part because of its asset light, internet model, lending $96B in 2016, up from $12B in 2008.

Millennials 69

Millennials Lending United States Technology 69

CFPB Monitor

JUNE 25, 2020

The final CRA rule is an effort by the OCC to provide objective measures to evaluate the CRA performance of national banks and savings associations supervised by the OCC (including federal and state-chartered savings associations and uninsured federal branches of foreign banks). Qualifying Activities.

Community 97

Community Lending Meeting Retail 97

PYMNTS

JANUARY 18, 2017

That capital announcement comes despite fears over what Brexit might mean for the FinTech sector across the pond in general, and the peer-to-peer lending sector continues to grow — by some estimates, at about 50 percent annually. Statistics from the National Retail Federation show that returns cost U.S.

Retail 100

Retail Software System United States 100

PopularBank

JUNE 17, 2020

Nonessential businesses were forced to close their doors and unemployment in South Florida has outpaced much of the United States. Diverse Small Business Lending Activity Will Remain Robust for the Rest of 2020. percent of Miami-Dade County’s workforce, well above the national reported figure of 47.5

Florida 52

Florida Community Miami Lending 52

MyBankTracker

AUGUST 18, 2020

Bank Wells Fargo Bremer Bank TCF National Bank BMO Harris Bank Old National Bank Bell Bank Associated Bank Think Mutual Bank Merchants Bank This list includes both national and local banks. Bank is one of the largest banks in the United States. Lending limits. Biggest Personal Loan Lenders in Minnesota.

Minnesota 52

Minnesota National Payments Online 52

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. They should have been investing in fintech growth businesses and they had the capital to do it.” Expect more deals to be announced in 2024.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

APRIL 9, 2019

“Jovita was a great Treasurer of the United States, and I look forward to her joining my Cabinet!” Her rise to the position of SBA chief is not expected to disrupt the status quo, but she would step into the seat at a time of broader controversy at the SBA, surrounding its 7(a) small business lending program.

Lending 128

Lending Policies US Capital 128

Jeff For Banks

APRIL 14, 2022

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. Oil Capital: The History of American Oil, Wildcatters, Independents and Their Bankers 2016 Dwight L. Bernstein Bernstein, Peter L. Blinder Blinder, Alan S.

America 78

America National Denver United States 78

PYMNTS

MARCH 11, 2020

President Donald Trump unveiled a number of executive actions designed to blunt at least some of the economic impact of the coronavirus, which continues to spread across the United States. Among the mandates: The suspension of all travel from Europe to the United States for the next 30 days beginning Friday.

United States 132

United States Taxes Meeting Capital 132

Abrigo

AUGUST 30, 2016

According to Sageworks’ Bank Information resource there are nearly 12,000 community banks and credit unions across the United States. To learn how you can build a relationship-based lending framework, read Doing More for Business Borrowers.

Community Bank 150

Community Bank Community United States Policies 150

CFPB Monitor

MARCH 3, 2017

” The NAFCU’s letter also urged scrutiny of the CFPB’s detrimental rulemaking impact on credit unions in light of the fact that credit unions are already subject to “strict field membership and capital restrictions” and “numerous consumer protection provisions in the Federal Credit Union Act.”

United States 60

United States System Regulation National 60

Tomorrow's Transactions

JANUARY 23, 2017

Now what this passporting might mean is anyone’s guess, since this is just a newspaper story based on gossip, but I think it might be a little more complex to arrange than it seems at first because of the nature of banking regulation in the United States. That’s how capitalism is supposed to work.

Payments 30

Payments Regulation National New York 30

CB Insights

AUGUST 20, 2017

Select Investors: Good Capital. Select Investors: Data Collective, Female Founders Fund, Ribbit Capital, Google Ventures. Select Investors: Flywheel Ventures, Root Capital, Golden Seeds, Linseed Capital. Select Investors: Vertex Venture Holdings, Global Founders Capital, Fullerton Financial Holdings. Raise Labs.

Company 60

Company Community Capital Mobile 60