Independent Banker

APRIL 30, 2022

Loan providers share an infectious enthusiasm and growing optimism for one vertical’s prospects in 2022: commercial lending. Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. anticipates a low double-digit increase in its commercial lending in 2022. Quick Stat.

Lending 158

Lending Community St. Louis Community Bank 158

Independent Banker

JANUARY 31, 2022

which operates $12 billion-asset OceanFirst Bank N.A. Although the SBA already operates a microlending program, the underwriting standards are similar regardless of whether it is a $5,000 or $50,000 loan. Banks could pool their resources or leverage the expertise or resources of a bank in a particular location to put capital to work.

Lending 150

Lending Community Community Bank Compliance 150

South State Correspondent

MAY 23, 2023

Lending is getting riskier. This data is critical for pricing, capital allocation, and marketing. As can be seen, the consumer is starting to feel the credit shock first while commercial lending is still performing. The operative question is when commercial PODs will show a spike. This quarter, it is 2.58%.

Trends 195

Trends Minnesota North Dakota Arizona 195

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. Congratulations to them.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

South State Correspondent

MAY 9, 2024

This data is critical for pricing, capital allocation, and marketing. and New York had the lowest increases in credit risk, while North Dakota, Iowa, and Minnesota had the lowest volatility and were the most stable. ” The reality is that banks should be much more granular in their ratings to allocate capital more efficiently.

Data 195

Data Trends North Dakota Capital 195

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. Sills: Our bank has about $100 million in new capital. The ICBA view on… Lending. James Sills, M&F Bank.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Independent Banker

MARCH 31, 2022

and CEO and chairman, Minnesota Lakes Bank, Delano, Minn. I look forward to getting back in front of our regulators, senators and representatives for face-to-face visits to rebuild personal connections and gain their support during this year’s ICBA Capital Summit. Bank Operations and Payments chair Alice P. Grand Rapids, Minn.;

Community Bank 239

Community Bank Community Industry Texas 239