South State Correspondent

MARCH 23, 2022

In 2021, Nubank spent around 4% of revenue, according to their financials, in marketing which is materially below the 7% target for most banks. Instead of marketing, the Bank strategically focuses on two areas – product development and customer service. Xpeers are customer support help reachable by phone, chat, social media, or email.

Branding 221

Branding social media Strategy Data 221

Bank Innovation

MARCH 23, 2016

This week we’ve kept an eye on Capital One’s March 14th relaunch of #RoadToOne hashtag, the bank’s proprietary handle on its sponsorship for NCAA’s March Madness basketball tournament. With a Twitter reach of over 7.5 million, CapOne’s branding is clearly winning more followers than a bank would otherwise expect.

Capital 150

Capital Video Branding social media 150

Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE — With government-backed initiatives and a finite business of copper export, Nathan Lustig, co-founder and managing partner at Magma Partners, saw huge potential in the Chilean fintech market. Additionally, […].

Fintech 287

Fintech Marketing Cards Management 287

Abrigo

MAY 5, 2022

or largely focused on the domestic banking market. In many cases, the podcasts or hosts have sizable social media followings, and all release a new episode at least once per month so you can stay up to date with the latest trends in the finance world. Lending & Credit Risk. Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

PYMNTS

MAY 31, 2019

PayPal Hits $10B SMB Lending Milestone. Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. Fun, Cool or Otherwise Interesting.

Lending 122

Lending Payments Apple social media 122

PYMNTS

SEPTEMBER 28, 2020

When an organization is bearing an ever-increasing burden of outstanding accounts receivables, there are multiple sources of capital to which it can turn. The Predatory Lending Trap. Yet they're not all created equal, James explained, and many sources lack a more humane approach to easing the burden of debt.

social media 215

social media Capital Fintech Operations 215

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. Banks that take too much risk fail, and banks that take too little risk produce returns below their cost of capital and either get acquired or driven out of business.

Risk Management 195

Risk Management Examples social media Management 195

South State Correspondent

MARCH 13, 2023

at the end of 2022, and the bank’s filing shows that the mark-to-market loss on the HTM portfolio was over $15B, almost equal to the bank’s equity base, thereby, making the bank economically insolvent. The longer the duration in the investment portfolio, the shorter the duration should be on the lending portfolio.

Risk Management 221

Risk Management Management Community Bank Community 221

PYMNTS

MARCH 22, 2019

Small and medium-sized businesses (SMBs) are the lifeblood of many economies — Europe’s among them — and working capital is the lifeblood of SMBs. Yet many firms struggle to gain access to the capital that helps them launch or sustain operations. Many companies, he told PYMNTS, rely on private lending.

blockchain 162

blockchain social media Lending Security 162

PYMNTS

NOVEMBER 12, 2019

“If entrepreneurs can’t get capital from a bank, they will look for other sources.”. It’s not simply that a lack of access to bank loans adds pressure on growing small businesses in the market. For instance, such informal lending means arbitrary interest rates and repayment agreements. Blurring the Debt Lines.

Lending 102

Lending Analysis America Strategy 102

PYMNTS

NOVEMBER 10, 2017

But Asia’s alternative SMB lending industry was the clear winner, thanks to WeLab, a Hong Kong-based firm that landed $220 million in funding this week. Alternative Lending. The company uses an array of data sources, including bill payment records and social media, to assess borrowers’ creditworthiness.

Capital 100

Capital Lending social media Industry 100

PYMNTS

APRIL 10, 2019

In the new Digital Banking Tracker , PYMNTS examines how startups are competing with legacy brands, social media services and even eCommerce companies that want to add financial capabilities to their platforms. In Nigeria, lending app Carbon is completing its transition to a full-scale bank, albeit a digital-only option.

Mobile 185

Mobile Digital Banking social media Strategy 185

PYMNTS

MARCH 31, 2017

Take a look at the logistics startup that grabbed more than half of that amount to disrupt India’s logistics space and which other industries secured VC financing — including alt lending, software-as-a-service (SaaS) and eProcurement. Alt Lending. Newid Capital and angel investors also participated, reports said. eProcurement.

Fintech 100

Fintech social media Capital Lending 100

PYMNTS

MAY 13, 2016

With nearly $120 million raised for enterprise-serving startups, B2B venture capital saw one of its most successful weeks this year. Businesses across the globe operating in the blockchain, eCommerce-as-a-Service and alternative lending spaces (to name a few) all secured funding. It was also one of the most diverse. Pwnie Express.

Capital 100

Capital Lending blockchain Security 100

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. An IBISWorld report published in 2014 found that 98 percent of U.S.

Data 100

Data social media Lending Tools 100

PYMNTS

MAY 25, 2017

to Mexico to India to sub-Saharan Africa, SMEs’ need for access to capital is universal. What differs across geographic markets, however, is how small businesses can gain that access. For others, underbanked markets need FinTech innovations to see financing. These are all very different markets in which entrepreneurs operate.

Capital 106

Capital Innovation social media Regional 106

Bank Innovation

FEBRUARY 19, 2019

Community Capital Technologies, Denizen Financial, Diro Inc., The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

Innovation 240

Innovation Community Capital Fintech 240

PYMNTS

JUNE 10, 2019

Reports emerged this week that Apple has begun the process of scrubbing the social sphere of all trace of iTunes. So far, all of the social media content from Facebook and Instagram pages has disappeared, though its Twitter account still has content for the time being. In May, the company raised $500 million in venture funding.

Apple 122

Apple Data social media Policies 122

Bobsguide

JULY 7, 2022

3 rd place: Aphaïa , an equity crowdfunding platform focused on supporting natural capital projects in emerging countries. Fastest go-to-market solution: Tetard Capital , a social media platform enabling startups to access funding by connecting them with Gen Z investors. The overall winners are….

Innovation 68

Innovation social media Capital Digital Banking 68

Banking 2020

JANUARY 20, 2015

From social media to the use of all caps, every individual action can affect credit worthiness. For now, the focus is on new and smaller players using complex algorithms to determine worthy recipients, but let’s not make the mistake of assuming that it will stay a niche market. In fact, there’s enormous potential here.

Technology 40

Technology Lending social media Analytics 40

PYMNTS

MAY 15, 2019

percent), findings of an informal web and social media search (11.8 It also limited spending on capital expenditures, production capacity, inventory purchases, new hires and marketing efforts. percent think immediate payments could help expand marketing efforts and grow their businesses. One-third (32.3

social media 108

social media Study Payments Operations 108

PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus, consumers have the ability to cover bills more easily, and companies can manage working capital more efficiently.

Apple 116

Apple social media Fintech Lending 116

FICO

MAY 5, 2021

It’s a mind-boggling number largely driven by demand for unfilled or rejected trade finance applications tabled by small businesses in emerging markets. SME lending often gets turned down due to lack of information about the applicant, limited transaction history from being too new, or the wrong data being provided for funding applications.

US 52

US Lending social media Maine 52

Bank Innovation

JUNE 24, 2016

tweeted Eileen Burbidge, a partner at Passion Capital and FinTech Envoy of HM Read More. In a stunning vote, British citizens decided to leave the European Union, and the so-called Brexit has not just profound implications for fintech, but creates massive uncertainty for global financial services. How can we be so stupid?”

Fintech 258

Fintech Capital social media Operations 258

PYMNTS

APRIL 12, 2017

Regulation A+ has made a mostly quiet splash on the market. Years in the making, the regulation was born from the JOBS Act, which was signed into law in 2012, with Title IV of the act — also known as Regulation A+ — enabling average joes to invest in companies seeking capital.

Regulation 102

Regulation Lending social media Operations 102

FICO

SEPTEMBER 30, 2022

He is chief of judges for the annual Retail Banker International Awards and lead market advisor for GlobalData's retail banking research division. He maintains an editorial advisory board of leading bank executives and is a regular guest banking analyst with BBC, NBC and other leading media. See all Posts. chevron_left Blog Home.

Meeting 52

Meeting Analytics Management Strategy 52

Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. While Huntington is down like most bank stocks, the pain hasn’t been as severe, and Huntington doubled down on local markets in 2023 by consolidating business units.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus: The ability for consumers to cover bills more easily, or for companies to manage working capital more efficiently.

Apple 101

Apple social media Fintech Lending 101

Independent Banker

DECEMBER 31, 2022

One of the biggest challenges is simply navigating market uncertainty related to Federal Reserve policy and the direction of the economy. Anita Drentlaw , CEO, president and CFO at $190 million-asset New Market Bank in Elko New Market, Minn. So we’re careful when we lend out commercial real estate loans. James Sills.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Gonzobanker

JANUARY 4, 2016

In an industry where the top five institutions control more than half the market share, it amazes me how few of the 6,000 other banks are taking advantage of shared insights and resources to compete. We see the types of content being shared through social media. As consultants , we haunt the halls of industry conferences.

San Diego 60

San Diego Phoenix social media Strategy 60

CFPB Monitor

APRIL 11, 2022

A Connecticut federal district court has refused to dismiss claims filed by the CFPB against a mortgage company and three of its principals for alleged Truth in Lending Act (TILA), Mortgage Act and Practice (MAP) Rule, and Consumer Financial Protection Act (CFPA) violations.

Connecticut 78

Connecticut Company Regulation social media 78

Bank Innovation

JANUARY 27, 2017

Don’t miss your chance to secure your spot at Bank Innovation 2017 for the lowest available rate, and join attendees from companies already registered, such as: BBVA Braintree Capital One JPMorgan Chase Mastercard Rabobank Concentrix Silicon Valley Bank TD Bank U.S.

Innovation 150

Innovation Capital Security Company 150

Bank Innovation

MARCH 7, 2018

But the fintech market has rebounded. EXCLUSIVE (SAN FRANCISCO) -- Welcome back to the fintech boom. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck.

San Francisco 236

San Francisco Fintech United States Marketing 236

PYMNTS

JUNE 1, 2016

“[Snapchat] is just one of many indicators that the overall market assessment of technology companies has adjusted, in terms of valuation,” says Harry Weller, a general partner at venture capital firm NEA, which has invested in Uber among other highly valued startups. “I think that people have already felt it.”

Capital 100

Capital social media Report Training 100

PYMNTS

JUNE 1, 2016

“[Snapchat] is just one of many indicators that the overall market assessment of technology companies has adjusted, in terms of valuation,” said Harry Weller, a general partner at venture capital firm NEA, which has invested in Uber, among other highly valued startups. “I think that people have already felt it.”

Capital 100

Capital social media Report Training 100

Filene

JUNE 21, 2016

QCash - An omni-channel lending solution that offers relationship based underwriting (without credit check) to members in search for small, short-term unsecured loans. Filene’s Social Media Advisory program provides: strategy, training, analysis, tactical calendar development, metrics development and tracking.

Chicago 45

Chicago social media Illinois Innovation 45

Lex Sokolin

OCTOBER 14, 2020

Certainly one way to look at the explosion of file sharing is to focus on the absolute figures of people consuming media for free. And this realization takes us to Lending Club. Peerless Lending Lending Club represents an era of Fintech credit. despite such a site being a strong technical and market innovation.

Lending 52

Lending User Experience Google United States 52