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Trust: Once Again the Most Precious Currency in Banking

Gonzobanker

Irvine Sprague, Former FDIC Director So Gonzo Bankers … how many of us have been hesitant lately to check our iPhone each morning to see what trouble may have hit the fan in the financial world during a few restless hours of slumber? It’s a good time to surround the executive team with a diversity of smart advisors and capital market players.

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Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management

South State Correspondent

The abrupt collapse of Silicon Valley Bank (SVB) is a stunning example of bank leadership not understanding interest rate risk, running into trouble with an inverted yield curve, and ignoring the impact of a severe monetary correction on long-duration assets. That combination made their liabilities very sensitive to safety.

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Rebeca Romero Rainey: Do today for tomorrow

Independent Banker

From thoughtful choices about capital investments to ways we can support small businesses, what we do today intentionally shapes where we’re heading tomorrow. I’ll be looking forward to continuing our conversations virtually and connecting via social media and other channels. We lead with a drive toward what’s next.

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How To Improve Uninsured Deposit Performance

South State Correspondent

Apply further rising rates, social media amplification of rates or risk, general sensitivity to safety, greater competition, or a credit shock to the deposit holding institution. To place that decrease in deposit performance in perspective, that is a loss of $1.8 million of franchise value per $10 million of money market deposits.

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Are you a bull or a bear, and how will it impact your planning for 2020 and beyond?

Gonzobanker

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Capital will be king!

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Snap’s Cash Could Run Dry By Mid-2019

PYMNTS

Snap, the maker of a disappearing messenger app, may have to raise capital by the middle of next year, according to MoffettNathanson. Although Twitter pulled off a similar miracle, call us skeptical as — despite the memo — we don’t have faith in Snap’s leadership to navigate these rapids,” Nathanson added.

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CEO Roundtable: Ideas for a successful 2023

Independent Banker

We think it’s going to be a fairly good year for banks, but it’s a challenge for us to get it right. I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. Corey Neil: For us, it’s digital. Sills: Our bank has about $100 million in new capital.