Bank Innovation

JULY 9, 2019

Capital One is determined to turn its digital assistant Eno into an affable, personal finance watchdog to build loyalty between the brand and its cust.

Capital 150

Capital Branding Innovation Strategies Strategy 150

Bank Innovation

OCTOBER 25, 2019

In this episode, Suman Bhattacharyya, deputy editor, and Angely Mercado, associate editor, discuss the following news developments: Canadian venture firm Luge Capital’s approach to fintech investments; How banks are navigating Zelle’s UX as transaction volume grows; and […].

UX 170

UX Capital Fintech Video 170

BankInovation

DECEMBER 2, 2022

National Bank of Canada (NBC) is set to continue its digital innovation strategy through hiring technology-focused talent. “We

National 52

National Technology Innovation Strategies Innovation 52

PYMNTS

FEBRUARY 23, 2020

To offer expanded services as it pursues a digital innovation strategy of harnessing partnerships to provide an enhanced customer experience, Fifth Third is teaming with Fundation for small business loans. Companies that lack access to capital are not able to grow their operations or have had to cut their headcounts.

Customer Experience 130

Customer Experience Innovation Strategies Guidelines Meeting 130

Bank Innovation

FEBRUARY 27, 2020

An update to Square’s credit risk model for its Square Capital commercial lending product — first disclosed yesterday — was “a key driver of Capital’s outperformance in the fourth quarter,” the company said. The advancement of Capital is key for Square as it continues to grow the fast-growing — and lucrative — lending product.

Lending 284

Lending Capital Company Innovation Strategies 284

Bank Innovation

JANUARY 29, 2020

With nearly 200 startups, five major banks, 19 venture capital firms and representation from large tech companies like Google, Facebook, PayPal, Toronto is quickly becoming a center for fintech entrepreneurship.

Meeting 364

Meeting Fintech Study Google 364

Bank Innovation

MARCH 9, 2020

Canadian venture capital firm Portag3 Ventures has appointed Chris O’Neill as partner in an effort to shore up its presence in Silicon Valley. The Toronto-based firm, which recently closed its second fintech fund — valued at $320 million — focuses on direct-to-consumer fintech startups, as well as financial infrastructure companies.

Capital 259

Capital Fintech Company Innovation Strategies 259

Bank Innovation

APRIL 6, 2020

As small businesses race to apply for Paycheck Protection Program loans from the Small Business Administration, many venture capital firms and startups are figuring out how they can participate, if at all. “We

Capital 259

Capital Company Innovation Strategies Strategy 259

PYMNTS

DECEMBER 31, 2020

PYMNTS’ December Credit Union Tracker® , done in collaboration with PSCU , looks back at a year of breakthroughs in the CU space, noting that “digital-first approaches are … expected to remain a staple of credit unions’ operations as they craft their innovation strategies for the next year and beyond, especially as 88 percent of CUs surveyed in early (..)

Survey 235

Survey Arizona Innovation Innovation Strategies 235

Bank Innovation

OCTOBER 23, 2019

Luge Capital, a fintech venture capital firm based in Toronto and Montreal, serves a growing ecosystem of startups north of the border. This week, it closed a C$85 milion ($65 million) fund for fintech and AI solutions.

Fintech 186

Fintech Capital Marketing Company 186

Bank Innovation

DECEMBER 5, 2019

Canadian venture capital firm Portag3 is continuing its global push with the close of a C$427 million ($320 million) fintech fund this week. The firm’s second fund will focus on early-stage startups that cover wealth management, banking and insurance, including direct-to-consumer and business-to-business models.

Capital 221

Capital Fintech Management Innovation Strategies 221

Bank Innovation

NOVEMBER 25, 2019

Roady, who has been on MoneyLion’s board of directors since 2016, was previously a founding partner at GAIN Capital and president of its global retail brokerage business. She told Bank Innovation that her […].

Innovation 293

Innovation Capital Retail Operations 293

PYMNTS

MAY 28, 2018

According to Chain Store Age , the criteria for the award include successful development and executions of product, store, online and service innovation strategies; delivery of an outstanding in-store experience; excellent customer service; and strong financial performance. Founded in 1909 by American businessman H.

Innovation Strategies 102

Innovation Strategies Strategy Capital Groups 102

Bank Innovation

MARCH 10, 2020

European payments giant Wirecard, which has a market capitalization of more than $15 billion, is making a bet on freelance personal finance platform Xolo to increase uptake for its banking services. Xolo is a subscription-based freelance accounting and banking platform that allows freelancers to manage cash flow and legal needs.

Capital 243

Capital Management Marketing Payments 243

Bank Innovation

MARCH 24, 2020

billion since its 2017 founding, is optimistic about venture capital funding for tech companies, despite current market volatility. Brex, a corporate card and financial product startup that has raised $315 million in equity and reached a reported valuation of $2.6

Marketing 199

Marketing Capital Cards Report 199

Bank Innovation

JULY 23, 2019

For small businesses looking to grow, access to capital is critical for success. The obstacle for many of these companies is big banks’ reluctance to approve loan applications from small businesses, particularly since the last recession.

Capital 170

Capital Company Innovation Strategies Strategy 170

Bank Innovation

JULY 23, 2019

For small businesses looking to grow, access to capital is critical for success. The obstacle for many of these companies is big banks’ reluctance to approve loan applications from small businesses, particularly since the last recession.

Capital 170

Capital Company Innovation Strategies Strategy 170

Bank Innovation

NOVEMBER 25, 2019

The startup and venture capital ecosystem may profess to be colorblind, but a look at where funding dollars are going presents a different picture. According to recent research, there have been two quarters since 2009 where the proportion of venture dollars going to female founders exceeded 17%.

Fintech 273

Fintech Capital Innovation Strategies Strategy 273

PYMNTS

AUGUST 22, 2019

Such institutions are working to raise the necessary capital to expand their products and customer bases as they enter new markets. Legacy Banks and the Innovation Game. Warder believes that both legacy and challenger banks have the same impetus for innovation and technological experimentation: customer engagement and satisfaction. [It]

Innovation 109

Innovation Digital Banking Fintech US 109

Bank Innovation

AUGUST 15, 2019

Growth Street’s revolving credit facility product is called GrowthLine, which allows small- to medium-sized enterprises to take out working capital loans that range between £25,000 and £2 million (between $30,289 and $2.4 Starling Bank recently added peer-to-peer business lender Growth Street to its in-app marketplace.

Capital 150

Capital Innovation Strategies Lending Strategy 150

South State Correspondent

SEPTEMBER 20, 2022

Casey Christopher, Chief Empowerment Officer at Quontic Bank (NY, $835mm), and Brooke Ybarra, VP of Innovation Strategy at the ABA, provided bankers with a working knowledge of the current regulatory environment and how each technology works. We learned that a bank embracing this strategy can consume about 15% of the marketing budget.

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Conference Marketing social media Data 195

Bank Innovation

AUGUST 14, 2019

billion in venture capital in the first […]. When Swedish banking firm Klarna became Europe’s most valuable financial technology startup last week, it was only the latest sign that digital finance has escaped the troubles afflicting legacy lenders. Its latest fundraising gave Klarna, which facilitates online installment payments, a $5.5

Fintech 170

Fintech Financial Technology Capital Online 170

BankInovation

JUNE 18, 2020

Upgrade, the personal loan and credit card service provider, plans to launch a mobile bank account by quarter’s end, on the heels raising another $40 million of venture funding from Santander InnoVentures yesterday.? “We’re

Capital 64

Capital Mobile Cards Customer Experience 64

Bank Innovation

JULY 5, 2019

The growth of capital in play in the private market is changing how private companies, particularly tech startups, find liquidity in the race to go pu.

Meeting 150

Meeting Capital Marketing Company 150

PYMNTS

NOVEMBER 20, 2019

She recently spoke to PYMNTS about how Scotiabank has revamped its fraud strategy in recent years. “I Scotiabank’s Three-Pronged Innovation Strategy. It is really for any new innovations and trends out there, which would include fraud and cyber.”.

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Fraud Data Management Analytics 117

BankInovation

MAY 12, 2020

The very pandemic that has prompted venture capital firms to pull back from fintech funding may be the ultimate proving ground for fintechs. As venture capital firms around the world pull back from the fintech space, funding is on pace to notch another year-over-year decline, according to fresh data from CB Insights today. “As

Fintech 75

Fintech Capital Data Innovation Strategies 75

PYMNTS

MAY 27, 2016

The “startup nation” is recognized for not just brimming with tech innovation, but also harboring more high-tech startups and a larger venture capital industry per capita than any other place in the world. businesses with the right Israeli solutions based on their innovation strategies. Today the U.K.

Innovation 102

Innovation National Innovation Strategies Big Data 102

BankInovation

JANUARY 26, 2023

Banks need to listen to specific client feedback to determine where to invest time and capital […] Strategic planning and having the proper teams and technology are also key, but what might be the most important element is listening to what the client wants.

Innovation 52

Innovation Capital Technology Innovation Strategies 52

BankInovation

OCTOBER 2, 2020

Industry leaders have found that getting creative about human capital not only buoys innovation ROI, but it encourages a sense of ownership among different departments and breaks down internal barriers throughout the organization. Human capital has become an important cog in the […].

Innovation 64

Innovation Capital Industry How To 64

BankInovation

JULY 23, 2020

Capital One is leaning into its technology investments and digital roadmap as it looks to rebound from the economic disruption of COVID-19 amid declines in revenue across its credit cards and commercial and consumer banking lines.

Technology 69

Technology Capital Cards Company 69

BankInovation

JULY 31, 2020

A banking charter comes with capital requirements and regulatory oversight that will not be appealing to all fintechs,” said Julie […]. Varo Money officially announced today it is shedding the “banking startup” title, as the company has finally received its banking charter after a three-year journey.

Capital 64

Capital Fintech Payments Company 64

PYMNTS

JULY 18, 2019

DeRosa also took note of a major impact shaping the user experience, a seemingly never-ending pool of capital — as much as $112 billion was invested last year by private equity and VC firms in FinTechs and challenger banks — where ostensibly anyone with a new idea is getting funded. and beyond. The Courage Factor.

Innovation 155

Innovation Study Technology Millennials 155

BankInovation

JUNE 26, 2020

Since we spun out of GE Capital five years ago, we’ve just […]. Almost a century ago, when the U.S.

Lending 98

Lending Capital Customer Experience Innovation Strategies 98

BankInovation

JUNE 1, 2020

Santander Group’s venture capital fund, Santander InnoVentures, has deepened its presence in Latin America with its fourth investment in the region, this time funneling $5 million in a Series A funding round into a55, a niche alternative SME lender, the VC firm announced in a release last week.

Fintech 69

Fintech America Regional Capital 69

BankInovation

JULY 8, 2020

Hope Credit Union and Local Initiative Support Corporation (LISC), two financial institutions that received part of Netflix’s $100 million commitment to support Black communities, are injecting the capital into Black-owned businesses and affordable housing.

Community 64

Community Capital Customer Experience Innovation Strategies 64

BankInovation

JUNE 22, 2020

Business-to-business payments companies continue to score venture capital despite the market uncertainty caused by the COVID-19 pandemic. Checkout.com today announced a $150 million Series B that tripled the company’s value to $5.5 billion. “The

Payments 64

Payments Capital Marketing Company 64

Fintech Labs Insights

AUGUST 9, 2016

His career has focused on venture capital, tech/strategy consulting and start-ups. Justin is the co-founder and COO of SaleMove, prior to which he was a strategy consultant for Accenture, working on growth and innovation strategy. Dan is originally from Guatemala and a UPenn graduate.

Innovation Strategies 12

Innovation Strategies Strategy Video Customer Experience 12