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Today In Payments Around The World: Visa Debuts Europe FinTech Partnership Program; Payments Canada Teams With Mastercard’s Vocalink 

PYMNTS

Mastercard’s Vocalink’s offering supports the requirements of Payments Canada, such as the Bank of Canada’s risk management criteria and ISO 20022. Railsbank, the British Banking-as-a-Service (BaaS) upstart, completed a $37 million funding deal co-led by Ventura Capital and MiddleGame Ventures.

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How to Choose a Hedge Provider as a Bank

South State Correspondent

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. This capital ratio is used to assess the possible riskiness of a hedge provider.

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How to reduce the regulatory burden on community banks

Abrigo

Curry added, “We have recommended authorizing a basic set of powers that both federal savings associations and national banks can exercise, regardless of their charter, so that savings associations can change business strategies without moving to a different charter.”

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Stress Testing: Are the Results Guiding Your CECL Decision-Making?

Abrigo

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Stress testing gives an institution a serious look into their capital and reserves, and if they possess enough of each to remain viable, should a recession hit.

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A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the…

Lex Sokolin

If you want some earlier thinking on China and CBDC design options, see War over Money reaches new heights, as Libra opts into regulation, China launches national blockchain, and Financial Stability Board raises alarm. Much of this is an exercise in grim arithmetic. We are cheating to try and summarize this whole year?

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A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the…

Lex Sokolin

If you want some earlier thinking on China and CBDC design options, see War over Money reaches new heights, as Libra opts into regulation, China launches national blockchain, and Financial Stability Board raises alarm. Much of this is an exercise in grim arithmetic. We are cheating to try and summarize this whole year?

Fintech 52
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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

It turns out that confidence is more valuable than capital. While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. The ratio would provide a bank’s current core capital position to risk-adjusted assets.