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Office Lending – Here is Why It is Not as Bad as The Market Thinks

South State Correspondent

Though transit passengers include more than office workers, ridership comparisons over time provide insight into traffic coming into urban centers. If you add these metrics, office attendance has stabilized nationally and started to trend higher in 2024. Public transit ridership is one metric we track. Current usage is pegged at 61.7%.

Lending 195
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Member business lending: How to leverage MBL for credit union growth

Abrigo

Perform satisfactory appraisal reviews with appropriate assumptions, methodology, and market comparisons. Geographic risks: If loans outside the credit union's market area aren't restricted, draft policies outlining criteria for granting them. However, with opportunities come inherent risks.

Lending 221
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Optimizing Loan Duration

South State Correspondent

While every bank’s mix of deposits and loans is different, community bankers should consider some common themes in the market when optimizing their balance sheet loan portfolio. Optimizing Loan Duration – Industry Comparison. Market Expectation. While call report data is not ideal for this, it is directionally correct.

Lending 195
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(Literal) Land Grab for Hot New Real Estate Startups Shows FOMO

PYMNTS

The funding round was led by LiveOak Venture Partners; debt came from Genesis Capital, Keystone Bank and others. The $314 million raised in all of 2017 pales by comparison. Opendoor , for example, makes cash offers for homes, makes repairs and puts those homes back on the market. In another sign, U.S.

Capital 174
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The Central Bank Conundrum On Cryptos

PYMNTS

The overall theme, reported the site, is to look into how “digital central bank money could be used in the settlement of tokenized assets between market participants.”. on the global financial cycle, this would help reduce the volatility of capital flows to emerging market economies.”. By reducing the influence of the U.S.

National 183
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Profits in a time of inflation: some insights from recent and past energy shocks in the UK

BankUnderground

Some broad measures suggest increasing profits, but conflate market and non-market sector dynamics and omit important corporate costs. This decline has not been uniform across firms, however: firms with higher market power have been better able to increase their margins; others have experienced large declines.

Capital 58
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SMB Alt-Lending Gears Up For Another Industry Shakeup

PYMNTS

The level of market volatility hitting the U.S. and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead.

Lending 171